Summary
TRESUR is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €2.6m and a net result of €533,856. Equity is growing by ~34.7% per year across the filed fiscal years. Its solvency ranks better than 89% of 1426 sector peers (fiscal year 2024). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
29 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
70 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 42 days after the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, abbreviated schema
In the rankings
#3 company by total assets in Koekelare, Finance and insurance sector#3 company by equity in Koekelare, Finance and insurance sector
Equity
€2.6m▲ 26.1%
2023 · €2.0m
Net result
€533,856▲ 10.6%
2023 · €482,667
Total assets
€3.0m▲ 21.1%
2023 · €2.4m
Solvency
87.0%▲ 3.5pp
2023 · 83.5%
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€504,719▲ 56.7%€600,363▲ 18.9%€631,651▲ 5.2%€607,761▼ 3.8%€681,972▲ 12.2%
Net result€360,231above the sector's middle half▲ 76.3%€423,597above the sector's middle half▲ 17.6%€428,840above the sector's middle half▲ 1.2%€482,667above the sector's middle half▲ 12.6%€533,856above the sector's middle half▲ 10.6%
Equity€768,257above the sector's middle half▲ 88.3%€1.1mabove the sector's middle half▲ 48.7%€1.6mabove the sector's middle half▲ 36.6%€2.0mabove the sector's middle half▲ 30.9%€2.6mabove the sector's middle half▲ 26.1%
Total assets€1.2mabove the sector's middle half▲ 41.2%€1.6mwithin the sector's middle half▲ 35.1%€2.0mabove the sector's middle half▲ 21.7%€2.4mabove the sector's middle half▲ 23.9%€3.0mabove the sector's middle half▲ 21.1%
Debt€432,096▼ 2.3%€479,184▲ 10.9%€413,758▼ 13.7%€402,947▼ 2.6%€384,071▼ 4.7%
Working capital€779,375above the sector's middle half▲ 119%€1.2mabove the sector's middle half▲ 50.5%€1.6mabove the sector's middle half▲ 38.9%€2.2mabove the sector's middle half▲ 34.5%€2.7mabove the sector's middle half▲ 22.6%
Solvency64.0%within the sector's middle half▲ 16.0pp70.5%above the sector's middle half▲ 6.4pp79.0%above the sector's middle half▲ 8.6pp83.5%above the sector's middle half▲ 4.5pp87.0%above the sector's middle half▲ 3.5pp
Current ratio9.17above the sector's middle half▲ 5.129.76above the sector's middle half▲ 0.5915.56above the sector's middle half▲ 5.8026.35above the sector's middle half▲ 10.7833.77above the sector's middle half▲ 7.42
Return on assets (ROA)30.0%above the sector's middle half▲ 6.0pp26.1%above the sector's middle half▼ 3.9pp21.7%above the sector's middle half▼ 4.4pp19.7%above the sector's middle half▼ 2.0pp18.0%within the sector's middle half▼ 1.7pp
Staff (FTE)3.8above the sector's middle half▲ 18.8%3.7within the sector's middle half▼ 2.6%3.6within the sector's middle half▼ 2.7%3.3within the sector's middle half▼ 8.3%2.7within the sector's middle half▼ 18.2%
above
within
below
the middle half (P25 to P75) of NACE 66, Activities auxiliary to financial services and insurance activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 12% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €3.0m
Fixed assets
€190,885 ▲ 14.2%
Current assets
€2.8m ▲ 21.6%
Equity and liabilities €3.0m
Equity
€2.6m ▲ 26.1%
Debt
€384,071 ▼ 4.7%
Debt's share of the balance-sheet total falls from 16.5% to 13.0%. Equity is higher and debt is lower.
Key figures and ratios
ROE
20.7%▼
2023 · 23.6%
Debt ≤ 1 year
€82,030▼
2023 · €86,482
Debt > 1 year
€290,379▲
2023 · €259,245
Income taxes
€174,856▲
2023 · €157,391
Staff costs
€150,264▼
2023 · €162,514
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €13,500 | €0 | - | €1,500 | - |
| Remuneration, social security and pensions62 | - | €160,732 | €179,490 | €162,514 | €150,264 | ▼ 7.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €88,606 | €102,400 | €82,390 | €79,940 | €60,986 | ▼ 23.7% |
| Other operating charges640/8 | - | €2,507 | €6,373 | €3,260 | €3,939 | ▲ 20.8% |
| Gross operating margin9900 | €724,835 | €866,002 | €899,904 | €853,475 | €897,160 | ▲ 5.1% |
| Operating profit (loss)9901 | €504,719 | €600,363 | €631,651 | €607,761 | €681,972 | ▲ 12.2% |
| Financial income75/76B | - | €77 | €5,161 | €44,785 | €42,896 | ▼ 4.2% |
| Recurring financial income75 | €1,723 | €77 | €5,161 | €44,785 | €42,896 | ▼ 4.2% |
| Financial charges65/66B | - | €7,836 | €8,312 | €12,488 | €16,156 | ▲ 29.4% |
| Recurring financial charges65 | €6,562 | €7,836 | €8,312 | €12,488 | €16,156 | ▲ 29.4% |
| Profit (loss) for the period before taxes9903 | €499,880 | €592,604 | €628,501 | €640,058 | €708,712 | ▲ 10.7% |
| Income taxes67/77 | €139,649 | €169,007 | €199,661 | €157,391 | €174,856 | ▲ 11.1% |
| Profit (loss) for the period9904 | €360,231 | €423,597 | €428,840 | €482,667 | €533,856 | ▲ 10.6% |
| Transfer from tax-exempt reserves789 | - | - | €60,520 | €0 | €387,320 | - |
| Transfer to tax-exempt reserves689 | - | €168,400 | €210,500 | €210,500 | €210,500 | = |
| Profit (loss) for the period to be appropriated9905 | €183,411 | €255,197 | €278,860 | €272,167 | €710,676 | ▲ 161% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.2m | €1.6m | €2.0m | €2.4m | €3.0m | ▲ 21.1% |
| Fixed assets21/28 | €325,626 | €314,477 | €232,087 | €167,142 | €190,885 | ▲ 14.2% |
| Intangible fixed assets21 | €76,292 | €34,000 | €17,000 | €0 | - | - |
| Tangible fixed assets22/27 | €246,994 | €278,136 | €212,746 | €164,801 | €188,544 | ▲ 14.4% |
| Land and buildings22 | - | €149,750 | €121,435 | €93,120 | €68,377 | ▼ 26.6% |
| Plant, machinery and equipment23 | - | €17,214 | €11,688 | €6,514 | €3,186 | ▼ 51.1% |
| Furniture and vehicles24 | - | €111,172 | €79,623 | €65,168 | €116,981 | ▲ 79.5% |
| Financial fixed assets28 | €2,341 | €2,341 | €2,341 | €2,341 | €2,341 | = |
| Current assets29/58 | €874,726 | €1.3m | €1.7m | €2.3m | €2.8m | ▲ 21.6% |
| Amounts receivable within one year40/41 | €16,269 | €27,811 | €31,991 | €40,106 | €56,730 | ▲ 41.4% |
| Trade receivables40 | - | €508 | €263 | €835 | €8,073 | ▲ 867% |
| Other amounts receivable41 | - | €27,303 | €31,728 | €39,271 | €48,657 | ▲ 23.9% |
| Current investments50/53 | €430,025 | €430,025 | €1.0m | €1.7m | €2.7m | ▲ 59.5% |
| Cash at bank and in hand54/58 | €372,104 | €780,899 | €644,928 | €508,037 | €5,470 | ▼ 98.9% |
| Deferred charges and accrued income490/1 | - | €68,418 | €53,816 | €44,392 | €17,650 | ▼ 60.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.2m | €1.6m | €2.0m | €2.4m | €3.0m | ▲ 21.1% |
| Equity10/15 | €768,257 | €1.1m | €1.6m | €2.0m | €2.6m | ▲ 26.1% |
| Contributions10/11 | - | €25,000 | €25,000 | €25,000 | €25,000 | = |
| Reserves13 | €743,257 | €1.1m | €1.5m | €2.0m | €2.6m | ▲ 26.5% |
| Non-distributable reserves130/1 | - | €2,500 | €2,500 | €0 | - | - |
| Reserves not available under the articles1311 | - | €2,500 | €2,500 | €0 | - | - |
| Tax-exempt reserves132 | - | €405,740 | €555,720 | €766,220 | €589,400 | ▼ 23.1% |
| Distributable reserves133 | - | €709,205 | €976,848 | €1.3m | €2.0m | ▲ 56.8% |
| Profit (loss) carried forward14 | - | - | €0 | €0 | - | - |
| Amounts payable17/49 | €432,096 | €479,184 | €413,758 | €402,947 | €384,071 | ▼ 4.7% |
| Amounts payable after more than one year17 | €290,944 | €341,879 | €297,189 | €259,245 | €290,379 | ▲ 12.0% |
| Financial debts170/4 | - | €244,295 | €187,899 | €131,009 | €138,997 | ▲ 6.1% |
| Other amounts payable178/9 | - | €97,584 | €109,290 | €128,236 | €151,382 | ▲ 18.0% |
| Amounts payable within one year42/48 | €95,351 | €133,909 | €111,909 | €86,482 | €82,030 | ▼ 5.1% |
| Current portion of amounts payable after more than one year42 | - | €82,976 | €56,396 | €56,890 | €41,242 | ▼ 27.5% |
| Trade debts44 | €10,708 | €10,405 | €5,673 | €3,215 | €4,735 | ▲ 47.3% |
| Suppliers440/4 | - | €10,405 | €5,673 | €3,215 | €4,735 | ▲ 47.3% |
| Taxes, remuneration and social security45 | - | €40,527 | €38,622 | €26,377 | €36,053 | ▲ 36.7% |
| Taxes450/3 | - | €20,997 | €19,404 | €8,838 | €13,539 | ▲ 53.2% |
| Remuneration and social security454/9 | - | €19,530 | €19,218 | €17,539 | €22,514 | ▲ 28.4% |
| Other amounts payable47/48 | - | - | €11,218 | €0 | - | - |
| Accrued charges and deferred income492/3 | - | €3,396 | €4,660 | €57,220 | €11,663 | ▼ 79.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €360,231 | €423,597 | €428,840 | €482,667 | €533,856 | ▲ 10.6% |
| + Depreciation and write-downs630 | €88,606 | €102,400 | €82,390 | €79,940 | €60,986 | ▼ 23.7% |
| Operating cash flow (approximation) | €448,837 | €525,998 | €511,230 | €562,607 | €594,841 | ▲ 5.7% |
| Investment in fixed assets (approximation) | - | -€91,250 | €0 | -€14,995 | -€84,728 | ▼ 465% |
| Change in cash | - | €408,795 | -€135,972 | -€136,891 | -€502,567 | ▼ 267% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 61 days late
2024
31-12
Financial
Highest result since 2018net €533,856 ▲10.6%
Operating result €681,972, net result €533,856, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 29 days late
2023
31-12
Financial
Equity above €2mEq €2.0m ▲30.9%
6 profitable years in a row build equity to €2.0m.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Equity above €1mEq €1.1m ▲48.7%
4 profitable years in a row build equity to €1.1m.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Liquidity doublescurrent ratio 9.17
Current ratio from 4.05 to 9.17; short-term debt falls from €116,568 to €95,351.
31-12
Financial
Equity above €500,000Eq €768,257 ▲88.3%
3 profitable years in a row build equity to €768,257.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Show earlier events
2018
22-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 22 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 7 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Koekelare · 1 establishment unit since 2014
Ground area
574 m²
Building footprint
214 m²
Volume, LiDAR
1,046 m³
Parcel 32010C1124/00M005, Flanders · tallest building 14.8 m. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Tresur
since 20142.232.266.443
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 32010C1124/00M005 | Flanders | 574 m² | 1 · 214 m² | 14.8 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,035 EUR awarded · 1,017 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 51 EUR | 51 EUR |
| 2024 | 1 | 659 EUR | 641 EUR |
| 2023 | 1 | 273 EUR | 273 EUR |
| 2022 | 1 | 52 EUR | 52 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
967600H3YR5SH6EQV472
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Of 1,682 companies in this sector we hold annual accounts for 1,230. 575 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded06-06-2014
Fiscal year end31-12
Activities, NACEBEL 2025
66191Agents and brokers in banking services
Contact
Website
www.tresur.be
E-mail
info@tresur.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0553658281
Registered
03-09-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.