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TRESOR SAINT-LAMBERT

Active
Non-profit associationfounded 1992active for 34 yearsRue Bonne-Fortune 6, 4000 Liège, BelgiumKBO/BCE: BE 0448.787.227
Summary

TRESOR SAINT-LAMBERT has been active since 1992 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €323,774 and a net result of -€14,864. Equity has been shrinking by about 23% per year since 2019. Its solvency ranks better than 54% of 77 sector peers (NACE 91, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 23-10-1992 Normal situation
Activity
Libraries, archives, museums and other cultural activities NACE 91220
Joint committee
329.02 Paritair Subcomité voor de socio-culturele sector van de Franstalige en Duitstalige Gemeenschap en het Waalse Gewest · annual accounts 2025
Establishment unit
2.198.141.348 4000 Liège, since 01-01-2008
Financial year end
31 December
Peppol
Reachable since 31-12-2025

Board and ownership

Board
and 8 others

Financial position

92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€192,065
▼ 0.1%
Turnover
≈ €480,000
estimated
Deficit
€14,864
Equity
€323,774
▼ 18.8%
Total assets
€573,883
▼ 13.8%
Employees on 31-12-2025
15
▼ 25.0%
Filed on 19-06-2026, 42 days before the deadline
Score breakdownraises riskLiquidity: current ratio 2.68, cash €11,986, halvedlowers riskLegal form: non-profit associationSize: total assets €573,883Founded in 1992Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 36% of micro companies in libraries, archives and museums (NACE 91)
Financial strength · tick: 2024
Strong
Solvency 81-4
equity 56.4% of total assets
Liquidity 53-2
short-term debt 4.3% · cash 2.1%
Profitability 66-3
return on assets -2.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (148 companies, NACE 91, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025highest value 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.68 (4.7 in 2024), above the usual 1.5. Short-term debt is 4.3% and cash 2.1% of total assets. 43.6% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 91, micro). It does better than 49% of them on solvency, 41% on liquidity, 40% on profitability and 16% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Legal form: non-profit association
KBO
lowers risk · Size: total assets €573,883
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 2.68, cash €11,986, halved
NBB · annual accounts
lowers risk · Founded in 1992
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
42 days early
2024
19 days late
2023
23 days late
2022
39 days early
2021
30 days late
2020
18 days late
2019
70 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 91), the median for financial year 2024 was 22 days before the deadline, and 29% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 19 August (4 of the last 5 accounts filed within 58 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Lower net result than 84% of companies in libraries, archives and museumssector median €7,357 · 78 companies -€14,864 View
  • Caution: Fewer staff in 2025from 20 FTE to 13.2 FTE ▼ 34.0% View
  • Wallonia-Brussels supportpaid from 2023 to 2025 €83,840 View

Recent changes

  1. · Gazette deed Reappointments: Lambert Wers, Guy Balaes and 7 othersAppointments: Lambert Wers, Georges Goosse and 2 others
All 12 events

Comparable companies

These companies have the same main activity as TRESOR SAINT-LAMBERT: libraries, archives, museums and other cultural activities (NACE 91220). They are comparable in size and age: total assets between €248,000 and €1.5m, founded between 1990 and 2004.

CompanyTotal assetsGross margin
TRESOR SAINT-LAMBERT Liège€0.6m€0.2m
BATAILLE DES ARDENNES La Roche-en-Ardenne€0.5m€0.1m
ASBL AQUALAINE Verviers€0.2m€0.3m
CENTRE DE CULTURE SCIENTIFIQUE DE L'ULB A CHARLEROI Charleroi€0.6m€0.5m
GALERIE VEDOVI Brussel€1.5m€0.2m
Environnement Patrimoine Nature - Brabant Wallon Villers-la-Ville€0.5m€0.3m
Monumentenwacht Vlaanderen Antwerpen€0.6m€0.5m
Full comparison

Key facts about TRESOR SAINT-LAMBERT

What is the company number of TRESOR SAINT-LAMBERT?
The company number of TRESOR SAINT-LAMBERT is 0448.787.227. The VAT number is the same number with BE in front: BE 0448.787.227.
Where is TRESOR SAINT-LAMBERT based?
The registered office is at Rue Bonne-Fortune 6, 4000 Liège.Company details
What does TRESOR SAINT-LAMBERT do?
According to the KBO register, the main activity is libraries, archives, museums and other cultural activities (NACE 91220).
What is the legal form of TRESOR SAINT-LAMBERT?
The legal form of TRESOR SAINT-LAMBERT is Non-profit association (VZW).
When was TRESOR SAINT-LAMBERT founded?
TRESOR SAINT-LAMBERT was founded on 23-10-1992.
Is TRESOR SAINT-LAMBERT still active?
Yes, TRESOR SAINT-LAMBERT is an active enterprise in the KBO register.
How many employees does TRESOR SAINT-LAMBERT have?
TRESOR SAINT-LAMBERT had an average of 13.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does TRESOR SAINT-LAMBERT fall under?
In its 2025 annual accounts, TRESOR SAINT-LAMBERT states joint committee 329.02 (Paritair Subcomité voor de socio-culturele sector van de Franstalige en Duitstalige Gemeenschap en het Waalse Gewest).
What is the turnover of TRESOR SAINT-LAMBERT?
The turnover in financial year 2025 is ≈ €480,000. This figure is estimated from the gross margin of €192,065 and 2,211 comparable companies of the same size. It probably lies between €320,000 and €740,000. It is a rough estimate. In financial year 2020 turnover was €37,258.
Is TRESOR SAINT-LAMBERT profitable?
In financial year 2025, TRESOR SAINT-LAMBERT made a loss of €14,864.
Where can I find the annual accounts of TRESOR SAINT-LAMBERT?
TRESOR SAINT-LAMBERT filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TRESOR SAINT-LAMBERT due?
TRESOR SAINT-LAMBERT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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