TREMSY CONSULT
ActiveTREMSY CONSULT has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €25k. Equity is growing by ~15.6% per year across the filed fiscal years. Its solvency ranks better than 65% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+9
Solvency93▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.59 against 2.04 in 2024; short-term debt: 31.6% and cash: 40.7% of total assets), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
29.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
41 d early
2023
37 d early
2022
42 d early
2021
41 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▲ 29.2%
2024 · €45k
2018: €17k
2019: €25k
2020: €42k
2021: €33k
2022: €36k
2023: €45k
2024: €45k
2018 → 2025
Total assets
€85k▲ 22.2%
2024 · €70k
2018: €25k
2019: €33k
2020: €52k
2021: €62k
2022: €44k
2023: €66k
2024: €70k
2018 → 2025
Net result
€25k▲ 105%
2024 · €12k
2018: €12k
2019: €8k
2020: €17k
2021: €2k
2022: €3k
2023: €19k
2024: €12k
2018 → 2025
Working capital
€43k▲ 67.7%
2024 · €26k
2018: €16k
2019: €22k
2020: €39k
2021: €31k
2022: €34k
2023: €42k
2024: €26k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€33k-€36k▲ 8.3%€45k▲ 24.3%€45k▲ 0.5%€58k▲ 29.2%
Operating result€6k-€6k▲ 6.3%€27k▲ 332%€18k▼ 33.4%€33k▲ 88.6%
Net result€2k-€3k▲ 62.6%€19k▲ 581%€12k▼ 34.7%€25k▲ 105%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 89% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €85k
Fixed assets
€15k▼ 21.4%
Current assets
€70k▲ 39.2%
Equity and liabilities €85k
Equity
€58k▲ 29.2%
Debt
€27k▲ 9.4%
The debt ratio falls from 35.3% to 31.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€40k▲
2024 · €19k
Cash flow
€32k▲
2024 · €14k
Solvency
68.4%▲
2024 · 64.7%
Current ratio
2.59▲
2024 · 2.04
Quick ratio
2.59▲
2024 · 2.04
Debt / equity
0.46▼
2024 · 0.55
ROE
43.2%▲
2024 · 27.2%
ROA
29.5%▲
2024 · 17.6%
Interest coverage
158.46▲
2024 · 22.29
Debt
€27k▲
2024 · €25k
Debt ≤ 1 year
€27k▲
2024 · €25k
Income taxes
€8k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€85k▲
Fixed assets21/28€19k€15k▼
Tangible fixed assets22/27€18k€14k▼
Furniture and vehicles24€18k€14k▼
Financial fixed assets28€1k€1k=
Current assets29/58€50k€70k▲
Amounts receivable within one year40/41€30k€34k▲
Trade receivables40€29k€33k▲
Other amounts receivable41€2k€900▼
Cash at bank and in hand54/58€18k€35k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€70k€85k▲
Equity10/15€45k€58k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€31k€44k▲
Amounts payable17/49€25k€27k▲
Amounts payable within one year42/48€25k€27k▲
Current portion of amounts payable after more than one year42€1k€1k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€13k€14k▲
Taxes450/3€13k€14k▲
Remuneration and social security454/9-€20
Other amounts payable47/48€9k€9k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€7k▲
Other operating charges640/8€979€1k▲
Gross operating margin9900€20k€41k▲
Operating profit (loss)9901€18k€33k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€857€253▼
Recurring financial charges65€857€253▼
Profit (loss) for the period before taxes9903€17k€33k▲
Income taxes67/77€5k€8k▲
Profit (loss) for the period9904€12k€25k▲
Profit (loss) for the period to be appropriated9905€12k€25k▲
Appropriation of the result
Profit (loss) to be appropriated9906€43k€56k▲
Profit (loss) brought forward from the previous period14P€31k€31k▲
Profit to be distributed694/7€12k€12k=
Return on contributions (dividend)694€12k€12k=
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €25k ▲105%
Operating result €33k, net result €25k, both a record.
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity triplescurrent ratio 5.39
Current ratio from 2.08 to 5.39; short-term debt falls from €29k to €8k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €2k ▼89.9%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wavre · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue Pasteur 61300 WavreGround area
1.7 ha
Building footprint
1,071 m²
Volume, LiDAR
12,979 m³
Parcel 25112N0017/00A002, Wallonia · tallest building 14.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TREMSY CONSULT
since 20142.230.611.109
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25112N0017/00A002 | Wallonia | 1.7 ha | 1 · 1,071 m² | 14.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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E.A. DECO
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BE 1002.658.217
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BRASSEUR SIMON CONSULTING
BE 1010.838.384
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Of 11,553 companies in sector 71121 we hold annual accounts for 6,555. 4,997 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2014
Fiscal year end31-12
Activities, NACEBEL
71121Engineering and related technical consultancy, excluding land surveyors
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.