TREMOBO
ActiveTREMOBO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €344k and a net result of €-5k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 22% of 10252 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability68▲+20
Solvency37=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.03 against 0.02 in 2024; short-term debt: 68.5% and cash: 2% of total assets), and 88.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 10252 sector peers (2025).
NBB · sector comparisonPosition among 10252 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-08-2026, 12 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
12 d late
2024
49 d early
2023
43 d early
2022
52 d early
2021
41 d early
2020
51 d early
2019
50 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€344k▼ 1.5%
2024 · €349k
2018: €371k
2019: €387k
2020: €420k
2021: €462k
2022: €488k
2023: €395k
2024: €349k
2018 → 2025
Total assets
€2.89M▲ 2.7%
2024 · €2.81M
2018: €2.16M
2019: €2.14M
2020: €2.08M
2021: €2.18M
2022: €2.13M
2023: €2.83M
2024: €2.81M
2018 → 2025
Net result
€-5k▲ 88.6%
2024 · €-45k
2018: €811
2019: €16k
2020: €29k
2021: €42k
2022: €26k
2023: €-94k
2024: €-45k
2018 → 2025
Working capital
€-1.91M▼ 1.7%
2024 · €-1.88M
2018: €-1.36M
2019: €-1.49M
2020: €-1.54M
2021: €-1.66M
2022: €-1.54M
2023: €-1.81M
2024: €-1.88M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€462k-€488k▲ 5.7%€395k▼ 19.2%€349k▼ 11.5%€344k▼ 1.5%
Operating result€61k-€44k▼ 27.5%€-78k€-28k▲ 63.5%€13k
Net result€42k-€26k▼ 36.4%€-94k€-45k▲ 51.5%€-5k▲ 88.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €13k after a loss of €28k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.89M
Fixed assets
€2.82M▲ 2.0%
Current assets
€65k▲ 39.7%
Equity and liabilities €2.89M
Equity
€344k▼ 1.5%
Provisions
€17k▼ 9.2%
Debt
€2.53M▲ 3.4%
The debt ratio rises from 86.9% to 87.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€114k▲
2024 · €70k
Cash flow
€97k▲
2024 · €53k
Solvency
11.9%▼
2024 · 12.4%
Current ratio
0.03▲
2024 · 0.02
Quick ratio
0.03▲
2024 · 0.02
Debt / equity
7.34▲
2024 · 7.00
ROE
-1.5%▲
2024 · -13.0%
ROA
-0.2%▲
2024 · -1.6%
Interest coverage
5.88▲
2024 · 3.73
Debt
€2.53M▲
2024 · €2.44M
Debt ≤ 1 year
€1.98M▲
2024 · €1.93M
Debt > 1 year
€541k▲
2024 · €508k
Income taxes
€71
Staff costs
€340▼
2024 · €380
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.81M€2.89M▲
Fixed assets21/28€2.77M€2.82M▲
Tangible fixed assets22/27€2.76M€2.82M▲
Land and buildings22€2.43M€2.64M▲
Furniture and vehicles24€6k€4k▼
Other tangible fixed assets26€128k€110k▼
Assets under construction and advance payments27€203k€67k▼
Financial fixed assets28€1k€1k=
Current assets29/58€47k€65k▲
Cash at bank and in hand54/58€36k€58k▲
Deferred charges and accrued income490/1€11k€7k▼
Equity and liabilities
Total equity and liabilities10/49€2.81M€2.89M▲
Equity10/15€349k€344k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€416k€410k▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Tax-exempt reserves132€56k€50k▼
Distributable reserves133€354k€354k=
Profit (loss) carried forward14€-128k€-128k=
Provisions and deferred taxes16€19k€17k▼
Deferred taxes168€19k€17k▼
Amounts payable17/49€2.44M€2.53M▲
Amounts payable after more than one year17€508k€541k▲
Financial debts170/4€508k€541k▲
Other amounts payable178/9€208€208=
Amounts payable within one year42/48€1.93M€1.98M▲
Current portion of amounts payable after more than one year42€33k€35k▲
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€2k€3k▲
Other amounts payable47/48€1.89M€1.94M▲
Accrued charges and deferred income492/3€9k€8k▼
Income statement
Code20242025
Non-recurring operating income76A-€122k
Remuneration, social security and pensions62€380€340▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€98k€102k▲
Other operating charges640/8€17k€34k▲
Gross operating margin9900€88k€149k▲
Operating profit (loss)9901€-28k€13k▲
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€19k€19k▲
Recurring financial charges65€19k€19k▲
Profit (loss) for the period before taxes9903€-47k€-7k▲
Transfer from deferred taxes780€2k€2k=
Income taxes67/77-€71
Profit (loss) for the period9904€-45k€-5k▲
Transfer from tax-exempt reserves789€5k€5k=
Profit (loss) for the period to be appropriated9905€-40k€-40▲
Appropriation of the result
Profit (loss) to be appropriated9906€-128k€-128k=
Profit (loss) brought forward from the previous period14P€-88k€-128k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 12 days late
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-94k ▼454%
Net result drops to €-94k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €42k ▲44.6%
Operating result €61k, net result €42k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
11-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
14-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tremelo · 1 establishment unit since 1988
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schrieksebaan 343120 TremeloGround area
1,015 m²
Building footprint
888 m²
Volume, LiDAR
2,317 m³
Parcel 24109C0645/00A000, Flanders · tallest building 10.5 m. Linked by address, not a title deed.
1 establishment unit
TREMOBO
since 19882.228.722.478
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24109C0645/00A000 | Flanders | 1,015 m² | 1 · 888 m² | 10.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Enfants de la Paix
BE 0422.464.395
Verviers · Eq €346k
LT FASHION
BE 0882.799.473
Dendermonde · Eq €340k
M & M
BE 0438.558.972
Ranst · Eq €349k
REJOTEX
BE 0446.897.311
Zwevegem · Eq €351k
MARNA
BE 0430.137.095
Erpe-Mere · Eq €353k
Of 1,272 companies in sector 47512 we hold annual accounts for 581. 432 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded20-10-1988
Fiscal year end31-12
Activities, NACEBEL
47512Retail sale of household textiles and bedding
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
52410
52421
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.