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Trema

Active
Private limited companyfounded 20196 yrs activeAarschotsesteenweg 266, 3111 Rotselaar, BelgiumKBO/BCE: BE 0736.657.986
Summary

Trema has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €59,845 and a net result of €59,465. Equity is shrinking by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 47% of 9527 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability100=
Solvency73▲+1
Growth32=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity tight (current ratio 1.45 against 1.26 in 2023; short-term debt: 52.1% and cash: 59.4% of total assets), and 52.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 6 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 5 filings
Deviation from the deadline
2025
not confirmed
2024
38 d early
2023
36 d early
2022
82 d early
2021
26 d early
2020
43 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 5 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Trema was incorporated on 22 October 2019 as a Private limited company.1 Total assets rose from EUR 79,963 in 2020 to EUR 124,892 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2020 and 2024

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Financials · fiscal year 2024, micro schema

Equity
€59,845▲ 18.8%
2023 · €50,380
Total assets
€124,892▲ 16.1%
2023 · €107,550
Net result
€59,465▲ 96.5%
2023 · €30,268
Working capital
€29,146▲ 94.4%
2023 · €14,996
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Operating result€94,674-€77,122▼ 18.5%€41,615▼ 46.0%€39,838▼ 4.3%€76,091▲ 91.0%
Net result€72,182above the sector's middle half-€60,674above the sector's middle half▼ 15.9%€30,756within the sector's middle half▼ 49.3%€30,268within the sector's middle half▼ 1.6%€59,465above the sector's middle half▲ 96.5%
Equity€76,182within the sector's middle half-€136,856within the sector's middle half▲ 79.6%€167,612above the sector's middle half▲ 22.5%€50,380within the sector's middle half▼ 69.9%€59,845within the sector's middle half▲ 18.8%
Total assets€79,963within the sector's middle half-€144,275within the sector's middle half▲ 80.4%€173,683within the sector's middle half▲ 20.4%€107,550within the sector's middle half▼ 38.1%€124,892within the sector's middle half▲ 16.1%
Debt€3,781-€7,419▲ 96.2%€6,071▼ 18.2%€57,170▲ 842%€65,047▲ 13.8%
Working capital€66,951within the sector's middle half-€83,795within the sector's middle half▲ 25.2%€117,380above the sector's middle half▲ 40.1%€14,996within the sector's middle half▼ 87.2%€29,146within the sector's middle half▲ 94.4%
Solvency95.3%above the sector's middle half-94.9%above the sector's middle half▼ 0.4pp96.5%above the sector's middle half▲ 1.6pp46.8%within the sector's middle half▼ 49.7pp47.9%within the sector's middle half▲ 1.1pp
Current ratio18.71above the sector's middle half-12.30above the sector's middle half▼ 6.4120.33above the sector's middle half▲ 8.041.26within the sector's middle half▼ 19.071.45within the sector's middle half▲ 0.19
Return on assets (ROA)90.3%above the sector's middle half-42.1%above the sector's middle half▼ 48.2pp17.7%within the sector's middle half▼ 24.3pp28.1%above the sector's middle half▲ 10.4pp47.6%above the sector's middle half▲ 19.5pp
Staff (FTE)0.10.1=
above within below the middle half (P25 to P75) of NACE 82, Office administrative, office support and other business support activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25,000€50,000€75,000€100,000Operating result 2020: €94,674€94,674Net result 2020: €72,182€72,182Operating result 2021: €77,122€77,122Net result 2021: €60,674€60,674Operating result 2022: €41,615€41,615Net result 2022: €30,756€30,756Operating result 2023: €39,838€39,838Net result 2023: €30,268€30,268Operating result 2024: €76,091€76,091Net result 2024: €59,465€59,46520202021202220232024€0€20,000€40,000€60,000€80,000Operating result 2022: €41,615€41,600Net result 2022: €30,756€30,800Operating result 2023: €39,838€39,800Net result 2023: €30,268€30,300Operating result 2024: €76,091€76,100Net result 2024: €59,465€59,500202220232024
The operating result recovers in 2024; 2024 is 91% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €124,892
Fixed assets €30,699 ▼ 13.2%
Current assets €94,193 ▲ 30.5%
Equity and liabilities €124,892
Equity €59,845 ▲ 18.8%
Debt €65,047 ▲ 13.8%
Debt's share of the balance-sheet total falls from 53.2% to 52.1%. Equity and debt are higher.
Key figures and ratios
2024 value · change against 2023
EBITDA
€85,503▲
2023 · €48,521
Cash flow
€68,878▲
2023 · €38,951
Quick ratio
1.22▲
2023 · 1.14
Debt to equity
1.09▼
2023 · 1.13
ROE
99.4%▲
2023 · 60.1%
Interest coverage
51.81▲
2023 · 25.46
Debt ≤ 1 year
€65,047▲
2023 · €57,170
Income taxes
€15,751▲
2023 · €8,383
Staff costs
€1,103▼
2023 · €1,184
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,970 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.5% went bankrupt
3.4% stopped otherwise
95% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,970 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 48 lines
Balance sheet Code20232024
Assets
Total assets20/58€107,550€124,892▲
Fixed assets21/28€35,384€30,699▼
Tangible fixed assets22/27€35,384€30,699▼
Land and buildings22€24,793€21,594▼
Plant, machinery and equipment23€9,775€9,056▼
Furniture and vehicles24€816€50▼
Current assets29/58€72,166€94,193▲
Amounts receivable after more than one year29€0-
Other amounts receivable291€0-
Stocks and contracts in progress3€7,000€15,000▲
Contracts in progress37€7,000€15,000▲
Amounts receivable within one year40/41€5,213€149▼
Other amounts receivable41€5,213€149▼
Cash at bank and in hand54/58€51,501€74,157▲
Deferred charges and accrued income490/1€8,451€4,888▼
Equity and liabilities
Total equity and liabilities10/49€107,550€124,892▲
Equity10/15€50,380€59,845▲
Contributions10/11€4,000€4,000=
Reserves13€46,380€55,845▲
Distributable reserves133€46,380€55,845▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€57,170€65,047▲
Amounts payable within one year42/48€57,170€65,047▲
Trade debts44€2,159€6,969▲
Suppliers440/4€2,159€6,969▲
Taxes, remuneration and social security45€3,768€8,074▲
Taxes450/3€3,768€7,997▲
Remuneration and social security454/9€0€77▲
Other amounts payable47/48€51,243€50,004▼
Income statement Code20232024
Remuneration, social security and pensions62€1,184€1,103▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8,683€9,413▲
Other operating charges640/8€618€649▲
Gross operating margin9900€50,322€87,255▲
Operating profit (loss)9901€39,838€76,091▲
Financial income75/76B€719€776▲
Recurring financial income75€719€776▲
Financial charges65/66B€1,906€1,650▼
Recurring financial charges65€1,906€1,650▼
Profit (loss) for the period before taxes9903€38,651€75,216▲
Income taxes67/77€8,383€15,751▲
Profit (loss) for the period9904€30,268€59,465▲
Profit (loss) for the period to be appropriated9905€30,268€59,465▲
Appropriation of the result
Profit (loss) to be appropriated9906€30,268€59,465▲
Transfer from equity791/2€117,232€0▼
Transfer to equity691/2€0€9,465▲
To other reserves6921€0€9,465▲
Profit to be distributed694/7€147,500€50,000▼
Return on contributions (dividend)694€147,500€50,000▼

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Remuneration, social security and pensions62--€1,152€1,184€1,103▼ 6.8%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,077€4,562€9,206€8,683€9,413▲ 8.4%
Other operating charges640/8-€1,518€1,028€618€649▲ 5.0%
Gross operating margin9900€98,752€83,202€53,002€50,322€87,255▲ 73.4%
Operating profit (loss)9901€94,674€77,122€41,615€39,838€76,091▲ 91.0%
Financial income75/76B-€113€168€719€776▲ 7.9%
Recurring financial income75€0€113€168€719€776▲ 7.9%
Financial charges65/66B-€1,141€1,158€1,906€1,650▼ 13.4%
Recurring financial charges65€1,213€1,141€1,158€1,906€1,650▼ 13.4%
Profit (loss) for the period before taxes9903€93,461€76,094€40,624€38,651€75,216▲ 94.6%
Income taxes67/77€21,279€15,420€9,868€8,383€15,751▲ 87.9%
Profit (loss) for the period9904€72,182€60,674€30,756€30,268€59,465▲ 96.5%
Profit (loss) for the period to be appropriated9905€72,182€60,674€30,756€30,268€59,465▲ 96.5%
Line20202021202220232024Change
Assets
Total assets20/58€79,963€144,275€173,683€107,550€124,892▲ 16.1%
Fixed assets21/28€9,231€53,061€50,232€35,384€30,699▼ 13.2%
Tangible fixed assets22/27€9,231€53,061€50,232€35,384€30,699▼ 13.2%
Land and buildings22-€31,191€27,992€24,793€21,594▼ 12.9%
Plant, machinery and equipment23-€18,085€13,780€9,775€9,056▼ 7.4%
Furniture and vehicles24-€3,785€8,460€816€50▼ 93.9%
Current assets29/58€70,732€91,214€123,451€72,166€94,193▲ 30.5%
Amounts receivable after more than one year29--€84,000€0--
Other amounts receivable291--€84,000€0--
Stocks and contracts in progress3-€15,000€10,000€7,000€15,000▲ 114%
Contracts in progress37-€15,000€10,000€7,000€15,000▲ 114%
Amounts receivable within one year40/41€2,040-€5,353€5,213€149▼ 97.1%
Other amounts receivable41--€5,353€5,213€149▼ 97.1%
Cash at bank and in hand54/58€66,244€73,565€19,901€51,501€74,157▲ 44.0%
Deferred charges and accrued income490/1-€2,649€4,196€8,451€4,888▼ 42.2%
Equity and liabilities
Total equity and liabilities10/49€79,963€144,275€173,683€107,550€124,892▲ 16.1%
Equity10/15€76,182€136,856€167,612€50,380€59,845▲ 18.8%
Contributions10/11-€4,000€4,000€4,000€4,000=
Reserves13€72,182€132,856€163,612€46,380€55,845▲ 20.4%
Distributable reserves133-€132,856€163,612€46,380€55,845▲ 20.4%
Profit (loss) carried forward14---€0€0-
Amounts payable17/49€3,781€7,419€6,071€57,170€65,047▲ 13.8%
Amounts payable within one year42/48€3,781€7,419€6,071€57,170€65,047▲ 13.8%
Trade debts44€1,055€2,783€3,266€2,159€6,969▲ 223%
Suppliers440/4-€2,783€3,266€2,159€6,969▲ 223%
Taxes, remuneration and social security45-€4,380€2,597€3,768€8,074▲ 114%
Taxes450/3-€4,380€2,588€3,768€7,997▲ 112%
Remuneration and social security454/9--€10€0€77-
Other amounts payable47/48-€256€208€51,243€50,004▼ 2.4%
Line20202021202220232024Change
Profit (loss) for the period9904€72,182€60,674€30,756€30,268€59,465▲ 96.5%
+ Depreciation and write-downs630€2,077€4,562€9,206€8,683€9,413▲ 8.4%
Operating cash flow (approximation)€74,259€65,236€39,962€38,951€68,878▲ 76.8%
Investment in fixed assets (approximation)--€48,392-€6,377€6,165-€4,727▼ 177%
Change in cash-€7,322-€53,664€31,600€22,656▼ 28.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
23-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
25-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Weakest financial yearnet €30,268 ▼1.6%
Net result drops to €30,268, the lowest in the series; recovery starts the following year.
10-05
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €150,000Eq €167,612 ▲22.5%
3 profitable years in a row build equity to €167,612.
05-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €100,000Eq €136,856 ▲79.6%
2 profitable years in a row build equity to €136,856.
18-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rotselaar · 1 establishment unit since 2019
seat establishment The establishment unit on the map
Ground area
2,462 m²
Building footprint
195 m²
Volume, LiDAR
882 m³
Parcel 24123B0159/00R000, Flanders · tallest building 6.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RAW pizza
Aarschotsesteenweg 266, 3111 RotselaarReal estate activities
since 20192.295.740.471
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24123B0159/00R000 Flanders 2,462 m² 1 · 195 m² 6.2 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 · 1 entry · 134 EUR awarded · 134 EUR paid
Year Entries awardedpaid
2023 1 134 EUR134 EUR
Schemes
1 entry · 134 EUR · 134 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Food safety, FASFC

1 site
Rotselaar2.295.740.471
1 permission
Toelating · Traiteur · since 01-12-2019

Similar companies · same sector, comparable size

Of 24,517 companies in sector 82990 we hold annual accounts for 9,421. 7,050 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded22-10-2019
Fiscal year end31-12
Activities, NACEBEL 2025
56112Limited-service restaurants, excluding mobile food services
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0736657986
Also 9925:BE0736657986
Registered 11-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.