TREGADATA
ActiveTREGADATA has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €111k and a net result of €6k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 68% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability72=
Solvency85▼-15
Growth58=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 2.22 against 2.89 in 2023; short-term debt: 40.3% and cash: 17.7% of total assets), and 40.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €111k
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-09-2025, 60 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
60 d late
2023
32 d late
2022
29 d late
2021
78 d late
2020
94 d late
2019
105 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€111k▲ 16.3%
2023 · €95k
2018: €153k
2019: €104k
2020: €72k
2021: €90k
2022: €92k
2023: €95k
2018 → 2024
Total assets
€186k▲ 48.7%
2023 · €125k
2018: €160k
2019: €110k
2020: €76k
2021: €103k
2022: €105k
2023: €125k
2018 → 2024
Net result
€6k▲ 86.2%
2023 · €3k
2018: €-25k
2019: €-39k
2020: €-32k
2021: €18k
2022: €2k
2023: €3k
2018 → 2024
Working capital
€91k▲ 63.7%
2023 · €56k
2018: €115k
2019: €76k
2020: €52k
2021: €80k
2022: €54k
2023: €56k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€72k-€90k▲ 25.2%€92k▲ 2.3%€95k▲ 3.2%€111k▲ 16.3%
Operating result€-32k-€18k€2k▼ 87.7%€3k▲ 40.1%€6k▲ 82.3%
Net result€-32k-€18k€2k▼ 88.6%€3k▲ 43.7%€6k▲ 86.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 82% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €186k
Fixed assets
€20k▼ 50.6%
Current assets
€166k▲ 94.8%
Equity and liabilities €186k
Equity
€111k▲ 16.3%
Debt
€75k▲ 153%
The debt ratio rises from 23.7% to 40.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€26k▲
2023 · €24k
Cash flow
€26k▲
2023 · €24k
Solvency
59.7%▼
2023 · 76.3%
Current ratio
2.22▼
2023 · 2.89
Quick ratio
2.22▼
2023 · 2.89
Debt / equity
0.68▲
2023 · 0.31
ROE
5.0%▲
2023 · 3.1%
ROA
3.0%▲
2023 · 2.4%
Interest coverage
310.59▼
2023 · 416.63
Debt
€75k▲
2023 · €30k
Debt ≤ 1 year
€75k▲
2023 · €30k
Income taxes
€139▲
2023 · €131
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€125k€186k▲
Fixed assets21/28€40k€20k▼
Tangible fixed assets22/27€40k€20k▼
Land and buildings22€951€856▼
Plant, machinery and equipment23€28k€19k▼
Furniture and vehicles24€11k-
Current assets29/58€85k€166k▲
Amounts receivable within one year40/41€73k€131k▲
Trade receivables40€55k€101k▲
Other amounts receivable41€18k€31k▲
Cash at bank and in hand54/58€11k€33k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€125k€186k▲
Equity10/15€95k€111k▲
Contributions10/11€15k€25k▲
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Tax-exempt reserves132€824€824=
Profit (loss) carried forward14€77k€83k▲
Amounts payable17/49€30k€75k▲
Amounts payable within one year42/48€30k€75k▲
Financial debts43-€48k
Other loans439-€48k
Trade debts44€12k-
Suppliers440/4€12k-
Taxes, remuneration and social security45€410€414▲
Taxes450/3€410€414▲
Other amounts payable47/48€17k€27k▲
Income statement
Code20232024
Non-recurring operating income76A-€5k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€20k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€792€763▼
Gross operating margin9900€26k€28k▲
Operating profit (loss)9901€3k€6k▲
Financial income75/76B€17€26▲
Recurring financial income75€17€26▲
Financial charges65/66B€57€83▲
Recurring financial charges65€57€83▲
Profit (loss) for the period before taxes9903€3k€6k▲
Income taxes67/77€131€139▲
Profit (loss) for the period9904€3k€6k▲
Profit (loss) for the period to be appropriated9905€3k€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€83k▲
Profit (loss) brought forward from the previous period14P€74k€77k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
31-12
Financial
Equity above €100kEq €111k ▲16.3%
4 profitable years in a row build equity to €111k.
01-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 32 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 78 days late
2021
31-12
Financial
Back to profitnet €18k
Net result €18k after 3 loss-making years.
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 94 days late
2020
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 105 days late
2019
31-12
Financial
Weakest financial yearnet €-39k
Net result drops to €-39k, the lowest in the series; recovery starts the following year.
10-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 71 days late
2018
30-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 61 days late
2017
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 61 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Overijse · 2 establishment units since 2005
Ground area
9,113 m²
Building footprint
114 m²
Volume, LiDAR
703 m³
2 parcels, Flanders · tallest building 9.4 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
TREGADATA
since 20052.145.766.296
Elsestraat 15, 3201 Aarschot
since 20222.336.842.935
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24652G0024/00D000 | Flanders | 8,999 m² | - | - |
| 23062N0040/00X005 | Flanders | 114 m² | 1 · 114 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ALLDAK
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CONSTRUCTION B&M
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SCRD
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Of 29,803 companies in sector 41001 we hold annual accounts for 16,040. 13,051 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-02-2005
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
72220
01110Growing of cereals (except rice), leguminous crops and oil seeds
01301Crop and animal production, hunting and related service activities
01309Crop and animal production, hunting and related service activities
01450Raising of sheep and goats
01630Crop and animal production, hunting and related service activities
02100Forestry and logging
43211General electrical installation work
43222Installation of electric heating, air conditioning, cooling and ventilation
45310
46130Agents in the wholesale of timber and building materials
62010Computer programming, consultancy and related activities
62100Computer programming
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.