TREFLE BENELUX
ActiveTREFLE BENELUX has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-25k) and a net result of €-22k. Equity is shrinking by ~172.2% per year across the filed fiscal years. Its solvency ranks better than 8% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▲+2
Solvency10▼-14
Growth58▲+26
Track record94
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 0.98 in 2024; short-term debt: 115% and cash: 31.9% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-15%
Return on assets
-13.3%
Age of the figures
15 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year €-25k
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-03-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
59 d late
2024
4 d late
2023
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close22-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-25k▼ 789%
2024 · €-3k
2023: €60k
2024: €-3k
2023 → 2025
Total assets
€165k▼ 18.9%
2024 · €204k
2023: €109k
2024: €204k
2023 → 2025
Net result
€-22k▲ 65.3%
2024 · €-63k
2023: €-40k
2024: €-63k
2023 → 2025
Working capital
€-26k▼ 451%
2024 · €-5k
2023: €58k
2024: €-5k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€60k-€-3k€-25k▼ 789%
Operating result€-39k-€-60k▼ 53.4%€-17k▲ 72.0%
Net result€-40k-€-63k▼ 60.1%€-22k▲ 65.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €60k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€1k▼ 28.3%
Current assets
€164k▼ 18.9%
Key figures and ratios
EBITDA
€-16k▲
2024 · €-59k
Cash flow
€-21k▲
2024 · €-62k
Solvency
-15.0%▼
2024 · -1.4%
Current ratio
0.86▼
2024 · 0.98
Quick ratio
0.86▼
2024 · 0.98
Debt / equity
-7.68▲
2024 · -74.21
ROA
-13.3%▲
2024 · -31.0%
Interest coverage
-3.09▲
2024 · -17.67
Debt
€190k▼
2024 · €207k
Debt ≤ 1 year
€190k▼
2024 · €207k
Income taxes
€131▲
2024 · €115
Staff costs
€47k▲
2024 · €35k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€204k€165k▼
Fixed assets21/28€2k€1k▼
Tangible fixed assets22/27€2k€1k▼
Furniture and vehicles24€2k€1k▼
Financial fixed assets28€363€363=
Current assets29/58€202k€164k▼
Amounts receivable within one year40/41€134k€109k▼
Trade receivables40€122k€99k▼
Other amounts receivable41€12k€9k▼
Cash at bank and in hand54/58€65k€53k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€204k€165k▼
Equity10/15€-3k€-25k▼
Contributions10/11€100k€100k=
Capital10€100k€100k=
Issued capital100€100k€100k=
Profit (loss) carried forward14€-103k€-125k▼
Amounts payable17/49€207k€190k▼
Amounts payable within one year42/48€207k€190k▼
Financial debts43€3k€1k▼
Credit institutions430/8€3k€1k▼
Trade debts44€169k€176k▲
Suppliers440/4€169k€176k▲
Taxes, remuneration and social security45€35k€13k▼
Taxes450/3€30k€13k▼
Remuneration and social security454/9€5k-
Income statement
Code20242025
Remuneration, social security and pensions62€35k€47k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€958€1k▲
Other operating charges640/8€386€394▲
Gross operating margin9900€-24k€32k▲
Operating profit (loss)9901€-60k€-17k▲
Financial income75/76B€0€0▲
Recurring financial income75€0€0▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€-63k€-22k▲
Income taxes67/77€115€131▲
Profit (loss) for the period9904€-63k€-22k▲
Profit (loss) for the period to be appropriated9905€-63k€-22k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-103k€-125k▼
Profit (loss) brought forward from the previous period14P€-40k€-103k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 59 days late
2025
04-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 4 days late
2024
30-06
Financial
Weakest financial yearnet €-63k
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Koekelberg · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Landsroemlaan 31081 KoekelbergGround area
256 m²
Building footprint
142 m²
Volume, LiDAR
1,804 m³
Parcel 21492B0007/00C009, Brussels · tallest building 20.4 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TREFLE BENELUX
since 20232.343.985.402
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21492B0007/00C009 | Brussels | 256 m² | 1 · 142 m² | 20.4 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 39,038 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded13-03-2023
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
71121Engineering and related technical consultancy, excluding land surveyors
62020IT consultancy
62200Computer consultancy and computer facilities management
73200Market research and public opinion polling
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.