TREDI
ActiveSummary
TREDI has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€62,469) and a net result of €2,760. Equity is growing by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 5% of 17213 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▼-3
Solvency0=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 9.8 against 18.74 in 2024; short-term debt: 9% and cash: 88.2% of total assets), but equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-504.2%
Return on assets
22.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 17213 sector peers (2025).
NBB · sector comparisonPosition among 17213 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
59 d early
2024
59 d early
2023
57 d early
2022
52 d early
2021
53 d early
2020
22 d early
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€62,469▲ 4.2%
2024 · -€65,230
Total assets
€12,390▼ 35.0%
2024 · €19,064
Net result
€2,760▼ 60.8%
2024 · €7,038
Working capital
€9,807▼ 18.5%
2024 · €12,026
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,626€4,765▲ 81.5%€6,323▲ 32.7%€7,080▲ 12.0%€2,802▼ 60.4%
Net result€2,596below the sector's middle half€4,727within the sector's middle half▲ 82.1%€6,276within the sector's middle half▲ 32.8%€7,038within the sector's middle half▲ 12.2%€2,760below the sector's middle half▼ 60.8%
Equity-€83,271below the sector's middle half▲ 3.0%-€78,544below the sector's middle half▲ 5.7%-€72,268below the sector's middle half▲ 8.0%-€65,230below the sector's middle half▲ 9.7%-€62,469below the sector's middle half▲ 4.2%
Total assets€8,422below the sector's middle half▲ 28.2%€17,017below the sector's middle half▲ 102%€20,909below the sector's middle half▲ 22.9%€19,064below the sector's middle half▼ 8.8%€12,390below the sector's middle half▼ 35.0%
Debt€91,693▼ 0.8%€95,561▲ 4.2%€93,178▼ 2.5%€84,294▼ 9.5%€74,860▼ 11.2%
Working capital€4,597below the sector's middle half▲ 168%€7,615below the sector's middle half▲ 65.6%€11,977within the sector's middle half▲ 57.3%€12,026within the sector's middle half▲ 0.4%€9,807within the sector's middle half▼ 18.5%
Solvency-988.8%below the sector's middle half-461.5%below the sector's middle half▲ 527.2pp-345.6%below the sector's middle half▲ 115.9pp-342.2%below the sector's middle half▲ 3.5pp-504.2%below the sector's middle half▼ 162.0pp
Current ratio8.41above the sector's middle half▼ 60.7117.93above the sector's middle half▲ 9.5217.76above the sector's middle half▼ 0.1718.74above the sector's middle half▲ 0.989.80above the sector's middle half▼ 8.94
Return on assets (ROA)30.8%above the sector's middle half▲ 345.5pp27.8%within the sector's middle half▼ 3.0pp30.0%within the sector's middle half▲ 2.2pp36.9%above the sector's middle half▲ 6.9pp22.3%within the sector's middle half▼ 14.6pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12,390
Fixed assets
€1,468 ▼ 76.9%
Current assets
€10,922 ▼ 14.0%
Key figures and ratios
EBITDA
€3,885▼
2024 · €10,171
Cash flow
€3,843▼
2024 · €10,129
Debt to equity
-1.20▲
2024 · -1.29
Interest coverage
92.49▼
2024 · 242.17
Debt ≤ 1 year
€1,115▲
2024 · €678
Debt > 1 year
€73,745▼
2024 · €83,616
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,640 companies that looked in July 2024 the way this one looks now, 2.7% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.7%
went bankrupt
4.9%
stopped otherwise
92%
still going
A further 0.7% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.3% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,640 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1,418 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,623 | €1,757 | €2,832 | €3,091 | €1,082 | ▼ 65.0% |
| Other operating charges640/8 | €618 | €924 | €782 | €747 | €740 | ▼ 1.0% |
| Gross operating margin9900 | €4,866 | €7,446 | €9,936 | €10,918 | €4,624 | ▼ 57.6% |
| Operating profit (loss)9901 | €2,626 | €4,765 | €6,323 | €7,080 | €2,802 | ▼ 60.4% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | €30 | €38 | €47 | €42 | €42 | = |
| Recurring financial charges65 | €30 | €38 | €47 | €42 | €42 | = |
| Profit (loss) for the period before taxes9903 | €2,596 | €4,727 | €6,276 | €7,038 | €2,760 | ▼ 60.8% |
| Profit (loss) for the period9904 | €2,596 | €4,727 | €6,276 | €7,038 | €2,760 | ▼ 60.8% |
| Profit (loss) for the period to be appropriated9905 | €2,596 | €4,727 | €6,276 | €7,038 | €2,760 | ▼ 60.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €8,422 | €17,017 | €20,909 | €19,064 | €12,390 | ▼ 35.0% |
| Fixed assets21/28 | €3,204 | €8,953 | €8,218 | €6,359 | €1,468 | ▼ 76.9% |
| Tangible fixed assets22/27 | €3,204 | €8,953 | €8,218 | €6,359 | €1,468 | ▼ 76.9% |
| Plant, machinery and equipment23 | €3,204 | €2,245 | €1,286 | €652 | €204 | ▼ 68.8% |
| Furniture and vehicles24 | - | €6,708 | €6,931 | €5,707 | €1,265 | ▼ 77.8% |
| Current assets29/58 | €5,218 | €8,064 | €12,692 | €12,704 | €10,922 | ▼ 14.0% |
| Amounts receivable within one year40/41 | €71 | €773 | €1,895 | €1,482 | - | - |
| Trade receivables40 | €71 | €773 | €1,895 | €1,482 | - | - |
| Cash at bank and in hand54/58 | €5,064 | €7,203 | €10,796 | €11,222 | €10,922 | ▼ 2.7% |
| Deferred charges and accrued income490/1 | €82 | €88 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €8,422 | €17,017 | €20,909 | €19,064 | €12,390 | ▼ 35.0% |
| Equity10/15 | -€83,271 | -€78,544 | -€72,268 | -€65,230 | -€62,469 | ▲ 4.2% |
| Contributions10/11 | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Profit (loss) carried forward14 | -€102,271 | -€97,544 | -€91,268 | -€84,230 | -€81,469 | ▲ 3.3% |
| Amounts payable17/49 | €91,693 | €95,561 | €93,178 | €84,294 | €74,860 | ▼ 11.2% |
| Amounts payable after more than one year17 | €91,072 | €95,112 | €92,463 | €83,616 | €73,745 | ▼ 11.8% |
| Other amounts payable178/9 | €91,072 | €95,112 | €92,463 | €83,616 | €73,745 | ▼ 11.8% |
| Amounts payable within one year42/48 | €620 | €450 | €715 | €678 | €1,115 | ▲ 64.4% |
| Trade debts44 | €175 | €195 | €227 | €30 | €112 | ▲ 267% |
| Suppliers440/4 | €175 | €195 | €227 | €30 | €112 | ▲ 267% |
| Taxes, remuneration and social security45 | €445 | €255 | €488 | €648 | €1,003 | ▲ 54.9% |
| Taxes450/3 | €445 | €255 | €488 | €648 | €1,003 | ▲ 54.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €2,596 | €4,727 | €6,276 | €7,038 | €2,760 | ▼ 60.8% |
| + Depreciation and write-downs630 | €1,623 | €1,757 | €2,832 | €3,091 | €1,082 | ▼ 65.0% |
| Operating cash flow (approximation) | €4,219 | €6,484 | €9,107 | €10,129 | €3,843 | ▼ 62.1% |
| Investment in fixed assets (approximation) | - | -€7,506 | -€2,096 | -€1,233 | €3,809 | ▲ 409% |
| Change in cash | - | €2,138 | €3,594 | €426 | -€300 | ▼ 170% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €7,038 ▲12.2%
Operating result €7,080, net result €7,038, both a record.
04-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 17.93
Current ratio from 8.41 to 17.93; short-term debt falls from €620 to €450.
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2,596
Net result €2,596 after 3 loss-making years.
09-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity triplescurrent ratio 69.12
Current ratio from 20.28 to 69.12; short-term debt falls from €263 to €25.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity doublescurrent ratio 20.28
Current ratio from 8.14 to 20.28; short-term debt falls from €529 to €263.
Show earlier events
04-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
04-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2015
Ground area
1,053 m²
Building footprint
161 m²
Volume, LiDAR
606 m³
Parcel 44013A0231/00A000, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
TREDI
since 20152.247.638.567
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013A0231/00A000 | Flanders | 1,053 m² | 1 · 161 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 30,007 companies in sector 62200 we hold annual accounts for 18,400. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded13-11-2015
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
Contact
E-mail
info@tredi.beDestelbergen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0642876210
Also
9925:BE0642876210
Registered
23-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.