TREAMERA
ActiveTREAMERA has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €208k and a net result of €50k. Equity is growing by ~44.4% per year across the filed fiscal years. Its solvency ranks better than 92% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
100
/ 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 16.11 against 17.11 in 2024), and 6.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
93.9%
Return on assets
22.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
40 d early
2023
58 d early
2022
39 d early
2021
52 d early
2020
43 d early
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€208k▲ 1.8%
2024 · €204k
2018: €-11k
2019: €-10k
2020: €1k
2021: €65k
2022: €108k
2023: €155k
2024: €204k
2018 → 2025
Total assets
€221k▲ 2.2%
2024 · €217k
2018: €5k
2019: €6k
2020: €39k
2021: €113k
2022: €151k
2023: €166k
2024: €217k
2018 → 2025
Net result
€50k▲ 0.6%
2024 · €50k
2018: €-688
2019: €724
2020: €11k
2021: €64k
2022: €42k
2023: €47k
2024: €50k
2018 → 2025
Working capital
€205k▲ 3.0%
2024 · €199k
2018: €-11k
2019: €-10k
2020: €-19k
2021: €54k
2022: €98k
2023: €146k
2024: €199k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€65k-€108k▲ 64.8%€155k▲ 43.6%€204k▲ 32.2%€208k▲ 1.8%
Operating result€74k-€60k▼ 19.0%€66k▲ 9.4%€67k▲ 1.7%€70k▲ 4.1%
Net result€64k-€42k▼ 34.1%€47k▲ 11.0%€50k▲ 5.9%€50k▲ 0.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €221k
Fixed assets
€3k▼ 42.5%
Current assets
€218k▲ 3.4%
Equity and liabilities €221k
Equity
€208k▲ 1.8%
Debt
€14k▲ 9.8%
The debt ratio rises from 5.7% to 6.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€72k▲
2024 · €70k
Cash flow
€52k▼
2024 · €53k
Solvency
93.9%▼
2024 · 94.3%
Current ratio
16.11▼
2024 · 17.11
Quick ratio
15.81▼
2024 · 16.80
Debt / equity
0.07▲
2024 · 0.06
ROE
24.1%▼
2024 · 24.4%
ROA
22.6%▼
2024 · 23.0%
Interest coverage
550.29▼
2024 · 587.92
Debt
€14k▲
2024 · €12k
Debt ≤ 1 year
€14k▲
2024 · €12k
Income taxes
€20k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€217k€221k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Furniture and vehicles24€793€169▼
Other tangible fixed assets26€5k€3k▼
Current assets29/58€211k€218k▲
Stocks and contracts in progress3€4k€4k▲
Stocks30/36€4k€4k▲
Amounts receivable within one year40/41€16k€16k▲
Trade receivables40€14k€14k▲
Other amounts receivable41€2k€2k=
Cash at bank and in hand54/58€190k€197k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€217k€221k▲
Equity10/15€204k€208k▲
Contributions10/11€44k€2k▼
Reserves13€160k€206k▲
Tax-exempt reserves132€21k€21k=
Distributable reserves133€139k€185k▲
Amounts payable17/49€12k€14k▲
Amounts payable within one year42/48€12k€14k▲
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€11k€12k▲
Taxes450/3€11k€12k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€985€1k▲
Gross operating margin9900€71k€73k▲
Operating profit (loss)9901€67k€70k▲
Financial income75/76B€992€306▼
Recurring financial income75€992€306▼
Financial charges65/66B€119€131▲
Recurring financial charges65€119€131▲
Profit (loss) for the period before taxes9903€68k€70k▲
Income taxes67/77€18k€20k▲
Profit (loss) for the period9904€50k€50k▲
Transfer to tax-exempt reserves689€21k-
Profit (loss) for the period to be appropriated9905€29k€50k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€50k▲
Transfer from equity791/2-€4k
Transfer to equity691/2€29k€50k▲
To other reserves6921€29k€50k▲
Profit to be distributed694/7-€4k
Return on contributions (dividend)694-€4k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €204k ▲32.2%
6 profitable years in a row build equity to €204k.
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 13.27
Current ratio from 3.24 to 13.27; short-term debt falls from €44k to €12k.
31-12
Financial
Equity above €150kEq €155k ▲43.6%
5 profitable years in a row build equity to €155k.
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €108k ▲64.8%
4 profitable years in a row build equity to €108k.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €64k ▲489%
Operating result €74k, net result €64k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 2.15
Current ratio from 0.51 to 2.15.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
2019
31-12
Financial
Back to profitnet €724
Net result €724 after one loss-making year.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mussebeeklaan 281701 DilbeekGround area
760 m²
Building footprint
122 m²
Volume, LiDAR
583 m³
Parcel 23037A0163/00L002, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TREAMERA
since 20102.188.649.107
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23037A0163/00L002 | Flanders | 760 m² | 1 · 122 m² | 8.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 234 EUR awarded · 234 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 234 EUR | 234 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,575 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-05-2010
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
32122Other manufacturing
32123Manufacture of jewellery
32129Other manufacturing
46480Wholesale trade
47770Retail sale of watches and jewellery
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:www.treamera.be