TRCA
ActiveSummary
TRCA has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €19k. Equity is growing by ~9.3% per year across the filed fiscal years. Its solvency ranks better than 44% of 27786 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-11
Solvency67▲+3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.98 against 1.86 in 2024; short-term debt: 46.9% and cash: 10.8% of total assets), but 57.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.2%
Return on assets
7.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
19 d late
2023
6 d late
2022
1 d late
2021
2 d late
2020
23 d early
2019
34 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▲ 2.4%
2024 · €102k
2018: €40k
2019: €61k
2020: €78k
2021: €104k
2022: €94k
2023: €80k
2024: €102k
2018 → 2025
Total assets
€248k▼ 5.7%
2024 · €263k
2018: €111k
2019: €157k
2020: €168k
2021: €195k
2022: €217k
2023: €214k
2024: €263k
2018 → 2025
Net result
€19k▼ 56.0%
2024 · €43k
2018: €19k
2019: €21k
2020: €17k
2021: €26k
2022: €-2k
2023: €6k
2024: €43k
2018 → 2025
Working capital
€115k▼ 0.6%
2024 · €115k
2018: €7k
2019: €25k
2020: €52k
2021: €86k
2022: €85k
2023: €110k
2024: €115k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€104k-€94k▼ 9.4%€80k▼ 14.8%€102k▲ 27.4%€105k▲ 2.4%
Operating result€33k-€-1k€10k€68k▲ 572%€33k▼ 51.7%
Net result€26k-€-2k€6k€43k▲ 629%€19k▼ 56.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 52% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€17k ▲ 26.2%
Current assets
€231k ▼ 7.4%
Equity and liabilities €248k
Equity
€105k ▲ 2.4%
Debt
€143k ▼ 10.9%
Debt's share of the balance-sheet total falls from 61.1% to 57.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▼
2024 · €76k
Cash flow
€29k▼
2024 · €51k
Current ratio
1.98▲
2024 · 1.86
Quick ratio
0.25▼
2024 · 0.53
Debt to equity
1.37▼
2024 · 1.57
ROE
18.2%▼
2024 · 42.3%
ROA
7.7%▼
2024 · 16.5%
Interest coverage
9.92▼
2024 · 27.42
Debt ≤ 1 year
€116k▼
2024 · €134k
Debt > 1 year
€27k▲
2024 · €26k
Income taxes
€10k▼
2024 · €22k
Staff costs
€11k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€263k€248k▼
Fixed assets21/28€14k€17k▲
Tangible fixed assets22/27€14k€17k▲
Plant, machinery and equipment23€500-
Furniture and vehicles24€13k€17k▲
Current assets29/58€249k€231k▼
Stocks and contracts in progress3€178k€202k▲
Stocks30/36€82k€82k=
Contracts in progress37€97k€120k▲
Amounts receivable within one year40/41€26k€2k▼
Trade receivables40€16k-
Other amounts receivable41€10k€2k▼
Cash at bank and in hand54/58€45k€27k▼
Equity and liabilities
Total equity and liabilities10/49€263k€248k▼
Equity10/15€102k€105k▲
Contributions10/11€6k€6k=
Reserves13€86k€89k▲
Distributable reserves133€86k€89k▲
Profit (loss) carried forward14€10k€10k=
Amounts payable17/49€161k€143k▼
Amounts payable after more than one year17€26k€27k▲
Financial debts170/4€26k€27k▲
Amounts payable within one year42/48€134k€116k▼
Current portion of amounts payable after more than one year42€11k€10k▼
Trade debts44€20k€595▼
Suppliers440/4€20k€595▼
Taxes, remuneration and social security45€24k€32k▲
Taxes450/3€24k€32k▲
Other amounts payable47/48€79k€74k▼
Income statement
Code20242025
Remuneration, social security and pensions62€1k€11k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€10k▲
Other operating charges640/8€997€825▼
Gross operating margin9900€78k€55k▼
Operating profit (loss)9901€68k€33k▼
Financial income75/76B€4-
Recurring financial income75€4-
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€66k€29k▼
Income taxes67/77€22k€10k▼
Profit (loss) for the period9904€43k€19k▼
Profit (loss) for the period to be appropriated9905€43k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€53k€29k▼
Profit (loss) brought forward from the previous period14P€10k€10k=
Transfer from equity791/2€21k€17k▼
Transfer to equity691/2€43k€19k▼
To other reserves6921€43k€19k▼
Profit to be distributed694/7€21k€17k▼
Return on contributions (dividend)694€21k€17k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2018net €43k ▲629%
Operating result €68k, net result €43k, both a record.
31-12
Financial
Equity above €100kEq €102k ▲27.4%
2 profitable years in a row build equity to €102k.
06-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 6 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
31-12
Financial
Weakest financial yearnet €-2k ▼108%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
2021
31-12
Financial
Equity above €100kEq €104k ▲33.3%
4 profitable years in a row build equity to €104k.
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Tombou(S-B) 777110 La LouvièreGround area
141 m²
Building footprint
47 m²
Volume, LiDAR
423 m³
Parcel 55042A0742/00T002, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TRCQ
since 20092.179.352.448
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55042A0742/00T002 | Wallonia | 141 m² | 1 · 47 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DAKWERKEN BOSCART WIETZE
BE 0831.786.975
Vleteren · Eq €104,783
Toit and Co
BE 0842.102.431
Sint-Agatha-Berchem · Eq €104,657
Dakwerken Vanden Heede
BE 0756.882.288
Wortegem-Petegem · Eq €105,105
JOERIDAK
BE 0795.272.910
Tremelo · Eq €105,109
Van Den Neste J.
BE 0844.483.879
Gent · Eq €104,363
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 3,808 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2007
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
43410Roofing work
43990Other specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.