TRAVAGRI
ActiveSummary
TRAVAGRI has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €23k and a net result of €-11k. Equity is growing by ~16.7% per year across the filed fiscal years. Its solvency ranks better than 17% of 205 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2026
50
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability60▼-14
Solvency38▼-5
Growth78=
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.24 in 2025; short-term debt: 68.6% and cash: 7.9% of total assets), and 86.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
13.5%
Return on assets
-6.8%
Age of the figures
6 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 205 sector peers (2026).
NBB · sector comparisonPosition among 205 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 01-09-2026, 60 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
60 d early
2025
14 d late
2024
on the day
2023
42 d early
2022
52 d early
2021
4 d early
2020
40 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-03-2027 close31-10-2027 deadline
Financials · fiscal year 2026, micro schema
Equity
€23k▼ 34.9%
2025 · €35k
2019: €-8k
2020: €12k
2021: €27k
2022: €10k
2023: €30k
2024: €28k
2025: €35k
2019 → 2026
Total assets
€168k▼ 14.0%
2025 · €196k
2019: €106k
2020: €85k
2021: €90k
2022: €183k
2023: €171k
2024: €186k
2025: €196k
2019 → 2026
Net result
€-11k
2025 · €8k
2019: €-26k
2020: €20k
2021: €15k
2022: €-29k
2023: €20k
2024: €-7k
2025: €8k
2019 → 2026
Working capital
€-77k▲ 7.4%
2025 · €-84k
2019: €-89k
2020: €-57k
2021: €-30k
2022: €-68k
2023: €-43k
2024: €-72k
2025: €-84k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Equity€10k-€30k▲ 200%€28k▼ 8.6%€35k▲ 25.4%€23k▼ 34.9%
Operating result€-27k-€22k€-6k€10k€-9k
Net result€-29k-€20k€-7k€8k€-11k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2026: a loss of €9k after €10k in 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €168k
Fixed assets
€130k ▼ 23.0%
Current assets
€38k ▲ 43.4%
Equity and liabilities €168k
Equity
€23k ▼ 34.9%
Debt
€146k ▼ 9.4%
Debt's share of the balance-sheet total rises from 82.2% to 86.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€35k▼
2025 · €51k
Cash flow
€33k▼
2025 · €49k
Current ratio
0.33▲
2025 · 0.24
Debt to equity
6.42▲
2025 · 4.62
ROE
-50.1%▼
2025 · 22.5%
ROA
-6.8%▼
2025 · 4.0%
Interest coverage
10.82▼
2025 · 18.17
Debt ≤ 1 year
€116k▲
2025 · €110k
Debt > 1 year
€30k▼
2025 · €50k
Staff costs
€48k▼
2025 · €49k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 47 lines
Balance sheet
Code20252026
Assets
Total assets20/58€196k€168k▼
Fixed assets21/28€169k€130k▼
Tangible fixed assets22/27€168k€130k▼
Plant, machinery and equipment23€486€3k▲
Furniture and vehicles24€168k€126k▼
Financial fixed assets28€599€599=
Current assets29/58€27k€38k▲
Amounts receivable within one year40/41€22k€25k▲
Trade receivables40€15k€25k▲
Other amounts receivable41€7k€113▼
Cash at bank and in hand54/58€4k€13k▲
Deferred charges and accrued income490/1€307€306▼
Equity and liabilities
Total equity and liabilities10/49€196k€168k▼
Equity10/15€35k€23k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€11k€-842▼
Investment grants15€4k€3k▼
Amounts payable17/49€161k€146k▼
Amounts payable after more than one year17€50k€30k▼
Financial debts170/4€50k€30k▼
Amounts payable within one year42/48€110k€116k▲
Current portion of amounts payable after more than one year42€37k€20k▼
Trade debts44€15k€27k▲
Suppliers440/4€15k€27k▲
Taxes, remuneration and social security45€9k€11k▲
Taxes450/3€1k€3k▲
Remuneration and social security454/9€8k€7k▼
Other amounts payable47/48€49k€57k▲
Accrued charges and deferred income492/3€435-
Income statement
Code20252026
Remuneration, social security and pensions62€49k€48k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€44k▲
Other operating charges640/8€3k€4k▲
Non-recurring operating charges66A€121-
Gross operating margin9900€103k€87k▼
Operating profit (loss)9901€10k€-9k▼
Financial income75/76B€775€853▲
Recurring financial income75€775€853▲
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€8k€-11k▼
Profit (loss) for the period9904€8k€-11k▼
Profit (loss) for the period to be appropriated9905€8k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€-842▼
Profit (loss) brought forward from the previous period14P€3k€11k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
09-09
State Gazette act
Appointment: Vercheval Dolorès (director)2 facts ▸
State Gazette act
Appointment: Vercheval Dolorès (director)
2 facts ▸
- General meeting, 01-07-2026
- Director appointment, Vercheval Dolorès (director)
01-09
NBB filing
Annual accounts filed
fiscal year 2026 · micro schema
2025
14-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 14 days late
31-03
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
2024
31-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
19-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
2022
09-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial
Weakest financial yearnet €-29k
Net result drops to €-29k, the lowest in the series; recovery starts the following year.
2021
27-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
31-03
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
Show earlier events
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
27-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts
Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 director, last change in 2026
Vercheval Dolorès
CurrentDirector · since 01-07-2026
01-07-2026
Appointed as Director
Not every act has been read: a resignation may be missing here
4 of this company's 5 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Rouvroy · 1 establishment unit since 2009
Ground area
1,251 m²
Building footprint
380 m²
Volume, LiDAR
3,806 m³
Parcel 85008C0047/00R000, Wallonia · tallest building 13.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TRAVAGRI sprl
since 20092.176.180.350
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 85008C0047/00R000 | Wallonia | 1,251 m² | 1 · 380 m² | 13.5 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
JTLC
BE 0892.084.551
Olen · Eq €22,652
TERAJYD
BE 0480.289.956
Ath · Eq €22,715
LINK IMMO
BE 0877.816.148
Elsene · Eq €22,733
Atelier & Constructions
BE 0748.629.865
Profondeville · Eq €22,766
Sirius-Tech
BE 0789.213.081
Lokeren · Eq €22,768
Of 8,454 companies in sector 43120 we hold annual accounts for 3,231. 2,050 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-02-2009
Fiscal year end31-03
Legal name FR
TRAVAGRI SPRL
Activities, NACEBEL 2025
43120Site preparation
42110Construction of roads and motorways
Sources
Crossroads Bank for EnterprisesBelgian Official Gazette · 1 actNational Bank · 16 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:travagrisprl@outlook.com