TRAUM
ActiveTRAUM has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €84k and a net result of €12k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 18% of 7692 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
49
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▼-4
Solvency42▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.12 in 2024; short-term debt: 72.7% and cash: 7.6% of total assets), and 82.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
17.3%
Return on assets
2.4%
Age of the figures
12 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 7692 sector peers (2025).
NBB · sector comparisonPosition among 7692 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
2 d early
2023
46 d early
2022
43 d early
2021
32 d early
2020
7 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€84k▲ 16.3%
2024 · €72k
2018: €15k
2019: €41k
2020: €58k
2021: €60k
2022: €70k
2023: €70k
2024: €72k
2018 → 2025
Total assets
€484k▼ 9.0%
2024 · €532k
2018: €289k
2019: €477k
2020: €495k
2021: €481k
2022: €546k
2023: €485k
2024: €532k
2018 → 2025
Net result
€12k▲ 521%
2024 · €2k
2018: €-7k
2019: €26k
2020: €17k
2021: €2k
2022: €10k
2023: €36
2024: €2k
2018 → 2025
Working capital
€38k▼ 15.4%
2024 · €45k
2018: €-46k
2019: €-57k
2020: €-5k
2021: €14k
2022: €52k
2023: €58k
2024: €45k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€60k-€70k▲ 17.0%€70k▲ 0.1%€72k▲ 2.7%€84k▲ 16.3%
Operating result€15k-€14k▼ 10.7%€710▼ 94.8%€4k▲ 511%€17k▲ 283%
Net result€2k-€10k▲ 429%€36▼ 99.6%€2k▲ 5,089%€12k▲ 521%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 283% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €484k
Fixed assets
€94k▼ 21.2%
Current assets
€390k▼ 5.5%
Equity and liabilities €484k
Equity
€84k▲ 16.3%
Debt
€401k▼ 13.0%
The debt ratio falls from 86.5% to 82.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€42k▼
2024 · €52k
Cash flow
€37k▼
2024 · €49k
Solvency
17.3%▲
2024 · 13.5%
Current ratio
1.11▼
2024 · 1.12
Quick ratio
0.93▼
2024 · 1.00
Debt / equity
4.78▼
2024 · 6.39
ROE
14.0%▲
2024 · 2.6%
ROA
2.4%▲
2024 · 0.4%
Interest coverage
3.24▼
2024 · 4.04
Debt
€401k▼
2024 · €460k
Debt ≤ 1 year
€352k▼
2024 · €368k
Debt > 1 year
€48k▼
2024 · €92k
Income taxes
€6k
Staff costs
€358k▲
2024 · €348k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€532k€484k▼
Fixed assets21/28€119k€94k▼
Tangible fixed assets22/27€119k€94k▼
Plant, machinery and equipment23€87k€78k▼
Furniture and vehicles24€7k€3k▼
Leasing and similar rights25€25k€12k▼
Financial fixed assets28€250€250=
Current assets29/58€413k€390k▼
Stocks and contracts in progress3€45k€63k▲
Stocks30/36€45k€63k▲
Amounts receivable within one year40/41€322k€286k▼
Trade receivables40€63k€23k▼
Other amounts receivable41€259k€263k▲
Cash at bank and in hand54/58€42k€37k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€532k€484k▼
Equity10/15€72k€84k▲
Contributions10/11€20k€20k=
Reserves13€52k€64k▲
Distributable reserves133€52k€64k▲
Amounts payable17/49€460k€401k▼
Amounts payable after more than one year17€92k€48k▼
Financial debts170/4€92k€48k▼
Amounts payable within one year42/48€368k€352k▼
Current portion of amounts payable after more than one year42€59k€45k▼
Financial debts43€20k€8k▼
Credit institutions430/8€20k€8k▼
Trade debts44€66k€83k▲
Suppliers440/4€66k€83k▲
Advances received on contracts in progress46€20k-
Taxes, remuneration and social security45€15k€21k▲
Taxes450/3-€6k
Remuneration and social security454/9€15k€15k▲
Other amounts payable47/48€188k€194k▲
Accrued charges and deferred income492/3-€443
Income statement
Code20242025
Remuneration, social security and pensions62€348k€358k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€47k€25k▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€402k€401k▼
Operating profit (loss)9901€4k€17k▲
Financial income75/76B€10k€14k▲
Recurring financial income75€10k€14k▲
Financial charges65/66B€13k€13k▲
Recurring financial charges65€13k€13k▲
Profit (loss) for the period before taxes9903€2k€18k▲
Income taxes67/77-€6k
Profit (loss) for the period9904€2k€12k▲
Profit (loss) for the period to be appropriated9905€2k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2k€12k▲
Transfer to equity691/2€2k€12k▲
To other reserves6921€2k€12k▲
Social balance
Average headcount (FTE)90875.55.6▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
18-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
04-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bissegemsestraat(Bis) 868501 KortrijkGround area
9,935 m²
Building footprint
3,090 m²
Parcel 34007A0299/00B002, Flanders. Linked by address, not a title deed.
1 establishment unit
Traum
since 20152.244.003.344
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34007A0299/00B002 | Flanders | 9,935 m² | 1 · 3,090 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,230 EUR awarded · 1,230 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 57 EUR | 57 EUR |
| 2023 | 1 | 1,003 EUR | 1,003 EUR |
| 2022 | 1 | 170 EUR | 170 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
ALL-DIVACK
BE 0760.337.270
Merelbeke-Melle · Eq €84k
SONOBO
BE 0453.453.917
Oudenaarde · Eq €84k
WOUTBEWERKING
BE 1003.612.973
Brecht · Eq €84k
TP DESIGN
BE 0871.127.702
Soumagne · Eq €84k
SCHRIJNWERKEN DECLERCK KEVIN
BE 0767.369.869
Tielt · Eq €84k
Of 20,031 companies in sector 43320 we hold annual accounts for 9,133. 7,687 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-07-2015
Fiscal year end30-09
Activities, NACEBEL
43320Joinery installation
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:info@traum.be
Phone:0477/ 86 49 34
Phone:000/ 00 00 00