Trattoria della mamma
ActiveTrattoria della mamma has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €593. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 53% of 3616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
71
/ 100
Healthy▼ -23 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability2▼-98
Solvency59▼-27
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.68 in 2024), and 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
0.1%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
13 d late
2023
12 d late
2022
29 d late
2021
41 d early
2020
31 d late
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€191k▲ 0.3%
2024 · €190k
2018: €73k
2019: €87k
2020: €95k
2021: €119k
2022: €119k
2023: €134k
2024: €190k
2018 → 2025
Total assets
€588k▲ 47.1%
2024 · €399k
2018: €160k
2019: €178k
2020: €169k
2021: €256k
2022: €168k
2023: €215k
2024: €399k
2018 → 2025
Net result
€593▼ 99.4%
2024 · €96k
2018: €72k
2019: €43k
2020: €21k
2021: €96k
2022: €75k
2023: €15k
2024: €96k
2018 → 2025
Working capital
€85k▼ 29.5%
2024 · €120k
2018: €-38k
2019: €-9k
2020: €11k
2021: €36k
2022: €52k
2023: €61k
2024: €120k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€119k-€119k▲ 0.4%€134k▲ 12.5%€190k▲ 41.6%€191k▲ 0.3%
Operating result€116k-€80k▼ 31.1%€24k▼ 69.6%€121k▲ 400%€7k▼ 94.0%
Net result€96k-€75k▼ 21.2%€15k▼ 80.2%€96k▲ 544%€593▼ 99.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 94% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588k
Fixed assets
€275k▲ 170%
Current assets
€312k▲ 5.0%
Equity and liabilities €588k
Equity
€191k▲ 0.3%
Debt
€397k▲ 89.6%
The debt ratio rises from 52.4% to 67.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€61k▼
2024 · €148k
Cash flow
€54k▼
2024 · €123k
Solvency
32.5%▼
2024 · 47.6%
Current ratio
1.37▼
2024 · 1.68
Quick ratio
1.27▼
2024 · 1.55
Debt / equity
2.08▲
2024 · 1.10
ROE
0.3%▼
2024 · 50.4%
ROA
0.1%▼
2024 · 24.0%
Interest coverage
7.71▼
2024 · 84.31
Debt
€397k▲
2024 · €209k
Debt ≤ 1 year
€227k▲
2024 · €177k
Debt > 1 year
€169k▲
2024 · €32k
Income taxes
€0▼
2024 · €25k
Staff costs
€560k▲
2024 · €247k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€399k€588k▲
Fixed assets21/28€102k€275k▲
Intangible fixed assets21€7k€7k▼
Tangible fixed assets22/27€95k€269k▲
Plant, machinery and equipment23€51k€55k▲
Furniture and vehicles24€10k€26k▲
Other tangible fixed assets26€35k€187k▲
Current assets29/58€297k€312k▲
Stocks and contracts in progress3€23k€23k▲
Stocks30/36€23k€23k▲
Amounts receivable within one year40/41€222k€245k▲
Trade receivables40€10k€19k▲
Other amounts receivable41€212k€226k▲
Cash at bank and in hand54/58€48k€39k▼
Deferred charges and accrued income490/1€5k€5k▲
Equity and liabilities
Total equity and liabilities10/49€399k€588k▲
Equity10/15€190k€191k▲
Contributions10/11€22k€22k=
Reserves13€168k€169k▲
Tax-exempt reserves132€9k€9k=
Distributable reserves133€159k€160k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€209k€397k▲
Amounts payable after more than one year17€32k€169k▲
Financial debts170/4€32k€169k▲
Amounts payable within one year42/48€177k€227k▲
Current portion of amounts payable after more than one year42€15k€60k▲
Financial debts43-€7k
Credit institutions430/8-€7k
Trade debts44€65k€50k▼
Suppliers440/4€65k€50k▼
Taxes, remuneration and social security45€56k€109k▲
Taxes450/3€36k€36k▲
Remuneration and social security454/9€20k€72k▲
Other amounts payable47/48€41k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€247k€560k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€54k▲
Other operating charges640/8€6k€5k▼
Gross operating margin9900€401k€626k▲
Operating profit (loss)9901€121k€7k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€2k€8k▲
Recurring financial charges65€2k€8k▲
Profit (loss) for the period before taxes9903€121k€593▼
Income taxes67/77€25k€0▼
Profit (loss) for the period9904€96k€593▼
Profit (loss) for the period to be appropriated9905€96k€593▼
Appropriation of the result
Profit (loss) to be appropriated9906€96k€593▼
Transfer to equity691/2€56k€593▼
To other reserves6921€56k€593▼
Profit to be distributed694/7€40k€0▼
Directors or managers695€40k€0▼
Social balance
Average headcount (FTE)90874.611.3▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €593 ▼99.4%
Net result drops to €593, the lowest in the series.
13-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 13 days late
2024
31-12
Financial
Highest result since 2018net €96k ▲544%
Operating result €121k, net result €96k, both a record.
31-12
Financial
Equity above €150kEq €190k ▲41.6%
7 profitable years in a row build equity to €190k.
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 12 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Equity above €100kEq €119k ▲25.4%
4 profitable years in a row build equity to €119k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
17-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 78 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Pietersnieuwstraat 369000 GentGround area
141 m²
Building footprint
213 m²
Volume, LiDAR
1,888 m³
Parcel 44805E0107/00_000, Flanders · tallest building 17.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Trattoria della mamma
since 20112.203.276.014
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E0107/00_000 | Flanders | 140 m² | 1 · 213 m² | 17.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,200 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,200 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.203.276.014
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 8,543 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-09-2011
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.