TRAPANI
ActiveTRAPANI has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252k and a net result of €13k. Equity is growing by ~11.6% per year across the filed fiscal years. Its solvency ranks better than 31% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▼-4
Solvency49▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity tight (current ratio 1.29 against 1.41 in 2024), and 72.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
27.8%
Return on assets
1.4%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
25 d late
2023
30 d late
2022
29 d late
2021
31 d late
2020
31 d late
2019
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€13k▼ 15.7%
2024 · €15k
2018: €9k
2019: €-41k
2020: €4k
2021: €18k
2022: €53k
2023: €36k
2024: €15k
2018 → 2025
Working capital
€124k▼ 27.4%
2024 · €171k
2018: €132k
2019: €82k
2020: €86k
2021: €118k
2022: €185k
2023: €188k
2024: €171k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€152k-€205k▲ 34.9%€241k▲ 17.4%€256k▲ 6.2%€252k▼ 1.6%
Operating result€26k-€87k▲ 237%€56k▼ 35.3%€36k▼ 36.4%€33k▼ 6.5%
Net result€18k-€53k▲ 202%€36k▼ 32.8%€15k▼ 58.1%€13k▼ 15.7%
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €905k
Fixed assets
€346k▼ 15.7%
Current assets
€560k▼ 4.5%
Equity and liabilities €905k
Equity
€252k▼ 1.6%
Debt
€653k▼ 11.7%
The debt ratio falls from 74.3% to 72.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€131k▲
2024 · €127k
Cash flow
€111k▲
2024 · €107k
Solvency
27.8%▲
2024 · 25.7%
Current ratio
1.29▼
2024 · 1.41
Quick ratio
1.27▼
2024 · 1.39
Debt / equity
2.59▼
2024 · 2.89
ROE
5.0%▼
2024 · 5.8%
ROA
1.4%▼
2024 · 1.5%
Interest coverage
7.86▲
2024 · 7.38
Debt
€653k▼
2024 · €740k
Debt ≤ 1 year
€435k▲
2024 · €415k
Debt > 1 year
€216k▼
2024 · €323k
Income taxes
€6k▲
2024 · €5k
Staff costs
€443k▼
2024 · €444k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€996k€905k▼
Fixed assets21/28€410k€346k▼
Tangible fixed assets22/27€410k€346k▼
Land and buildings22€24k€48k▲
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24€369k€286k▼
Other tangible fixed assets26€191-
Current assets29/58€586k€560k▼
Stocks and contracts in progress3€10k€6k▼
Stocks30/36€10k€6k▼
Amounts receivable within one year40/41€371k€344k▼
Trade receivables40€339k€314k▼
Other amounts receivable41€32k€30k▼
Current investments50/53€12k€12k▼
Cash at bank and in hand54/58€166k€182k▲
Deferred charges and accrued income490/1€26k€16k▼
Equity and liabilities
Total equity and liabilities10/49€996k€905k▼
Equity10/15€256k€252k▼
Contributions10/11€73k€73k=
Capital10€73k€73k=
Issued capital100€73k€73k=
Reserves13€169k€165k▼
Non-distributable reserves130/1€7k€7k=
Legal reserve130€7k€7k=
Tax-exempt reserves132€43k€43k=
Distributable reserves133€119k€115k▼
Profit (loss) carried forward14€14k€14k=
Amounts payable17/49€740k€653k▼
Amounts payable after more than one year17€323k€216k▼
Financial debts170/4€323k€216k▼
Amounts payable within one year42/48€415k€435k▲
Current portion of amounts payable after more than one year42€114k€110k▼
Trade debts44€219k€235k▲
Suppliers440/4€219k€235k▲
Taxes, remuneration and social security45€76k€69k▼
Taxes450/3€9k€5k▼
Remuneration and social security454/9€67k€64k▼
Other amounts payable47/48€6k€21k▲
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€18k€7k▼
Remuneration, social security and pensions62€444k€443k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€92k€98k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€3k
Other operating charges640/8€17k€13k▼
Gross operating margin9900€588k€590k▲
Operating profit (loss)9901€36k€33k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€17k€17k▼
Recurring financial charges65€17k€17k▼
Profit (loss) for the period before taxes9903€20k€18k▼
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€15k€13k▼
Profit (loss) for the period to be appropriated9905€15k€13k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€26k▼
Profit (loss) brought forward from the previous period14P€14k€14k=
Transfer from equity791/2-€17k
Transfer to equity691/2€15k€13k▼
To other reserves6921€15k€13k▼
Profit to be distributed694/7-€17k
Return on contributions (dividend)694-€17k
Social balance
Average headcount (FTE)908710.910.7▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 26 days late
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 25 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 30 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €53k ▲202%
Operating result €87k, net result €53k, both a record.
31-12
Financial
Equity above €200kEq €205k ▲34.9%
3 profitable years in a row build equity to €205k.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 31 days late
2021
31-12
Financial
Equity above €150kEq €152k ▲13%
2 profitable years in a row build equity to €152k.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 61 days late
2019
31-12
Financial
Weakest financial yearnet €-41k ▼537%
Net result drops to €-41k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, La Louvière · 2 establishment units since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Combattants(PIE) 507100 La LouvièreGround area
740 m²
Building footprint
250 m²
Volume, LiDAR
2,280 m³
2 parcels, Wallonia · tallest building 12.0 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
CHEZ RAYMOND
since 19922.056.581.330
CHEZ RAYMOND
since 20202.316.687.127
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55032A0203/00S005indicative | Wallonia | 395 m² | 1 · 121 m² | 11.5 m · 3 fl. |
| 56033A0631/00K034 | Wallonia | 345 m² | 1 · 129 m² | 12.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
2 sitesBinche2.056.581.330
La Louvière2.316.687.127
Similar companies · same sector, comparable size
EV GROENTEN EN FRUIT
BE 0846.339.648
Westerlo · Eq €252k
ELITE SERVICES BE
BE 0774.449.978
Brussel · Eq €253k
Zoete Polder
BE 0464.933.767
Knokke-Heist · Eq €249k
CASA MENTHE
BE 0476.041.554
Sint-Jans-Molenbeek · Eq €254k
FRUDELCO
BE 0453.851.716
Donceel · Eq €256k
Of 949 companies in sector 46319 we hold annual accounts for 603. 423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded21-02-1992
Fiscal year end31-12
Activities, NACEBEL
46319Wholesale of fruit and vegetables, excluding potatoes
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
51310
52112
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.