TRANSVERO
ActiveSummary
TRANSVERO has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €448k and a net result of €101k. Equity is growing by ~34.9% per year across the filed fiscal years. Its solvency ranks better than 39% of 1851 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+3
Solvency57▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 1.34 in 2024; short-term debt: 38.1% and cash: 11.5% of total assets), and 68.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.9%
Return on assets
7.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
49 d early
2023
310 d late
2022
61 d early
2021
45 d early
2020
71 d early
2019
69 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€448k▼ 6.2%
2024 · €477k
2018: €68k
2019: €115k
2020: €107k
2021: €186k
2022: €319k
2023: €421k
2024: €477k
2018 → 2025
Total assets
€1.40M▲ 18.8%
2024 · €1.18M
2018: €651k
2019: €897k
2020: €719k
2021: €999k
2022: €1.16M
2023: €1.34M
2024: €1.18M
2018 → 2025
Net result
€101k▲ 78.2%
2024 · €57k
2018: €23k
2019: €48k
2020: €-7k
2021: €81k
2022: €134k
2023: €103k
2024: €57k
2018 → 2025
Working capital
€80k▼ 34.4%
2024 · €122k
2018: €-42k
2019: €-48k
2020: €-31k
2021: €-6k
2022: €78k
2023: €104k
2024: €122k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€186k-€319k▲ 71.2%€421k▲ 32.0%€477k▲ 13.3%€448k▼ 6.2%
Operating result€100k-€182k▲ 81.4%€128k▼ 29.5%€107k▼ 16.1%€155k▲ 44.5%
Net result€81k-€134k▲ 65.6%€103k▼ 23.0%€57k▼ 44.7%€101k▲ 78.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 45% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.40M
Fixed assets
€788k ▲ 12.1%
Current assets
€613k ▲ 28.8%
Equity and liabilities €1.40M
Equity
€448k ▼ 6.2%
Debt
€954k ▲ 35.8%
Debt's share of the balance-sheet total rises from 59.5% to 68.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€451k▲
2024 · €344k
Cash flow
€397k▲
2024 · €293k
Current ratio
1.15▼
2024 · 1.34
Debt to equity
2.13▲
2024 · 1.47
ROE
22.7%▲
2024 · 11.9%
ROA
7.2%▲
2024 · 4.8%
Interest coverage
17.20▲
2024 · 12.35
Debt ≤ 1 year
€533k▲
2024 · €355k
Debt > 1 year
€393k▲
2024 · €334k
Income taxes
€30k▲
2024 · €29k
Staff costs
€1.22M▲
2024 · €943k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 58 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.18M€1.40M▲
Fixed assets21/28€703k€788k▲
Tangible fixed assets22/27€702k€787k▲
Land and buildings22€112k€96k▼
Plant, machinery and equipment23€11k€8k▼
Furniture and vehicles24€181k€86k▼
Leasing and similar rights25€398k€597k▲
Financial fixed assets28€1k€1k=
Current assets29/58€476k€613k▲
Amounts receivable within one year40/41€347k€406k▲
Trade receivables40€340k€396k▲
Other amounts receivable41€7k€11k▲
Current investments50/53€25k-
Cash at bank and in hand54/58€76k€161k▲
Deferred charges and accrued income490/1€29k€46k▲
Equity and liabilities
Total equity and liabilities10/49€1.18M€1.40M▲
Equity10/15€477k€448k▼
Contributions10/11€6k€6k=
Reserves13€471k€441k▼
Tax-exempt reserves132€123k€126k▲
Distributable reserves133€349k€316k▼
Amounts payable17/49€702k€954k▲
Amounts payable after more than one year17€334k€393k▲
Financial debts170/4€334k€393k▲
Amounts payable within one year42/48€355k€533k▲
Current portion of amounts payable after more than one year42€212k€211k▼
Trade debts44€62k€87k▲
Suppliers440/4€62k€87k▲
Advances received on contracts in progress46-€64
Taxes, remuneration and social security45€74k€106k▲
Taxes450/3€2k€14k▲
Remuneration and social security454/9€72k€92k▲
Other amounts payable47/48€6k€129k▲
Accrued charges and deferred income492/3€14k€27k▲
Income statement
Code20242025
Non-recurring operating income76A-€8k
Remuneration, social security and pensions62€943k€1.22M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€236k€296k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€450-
Other operating charges640/8€5k€8k▲
Non-recurring operating charges66A€2k€2k▲
Gross operating margin9900€1.29M€1.68M▲
Operating profit (loss)9901€107k€155k▲
Financial income75/76B€7k€3k▼
Recurring financial income75€7k€3k▼
Financial charges65/66B€28k€26k▼
Recurring financial charges65€28k€26k▼
Profit (loss) for the period before taxes9903€86k€132k▲
Income taxes67/77€29k€30k▲
Profit (loss) for the period9904€57k€101k▲
Transfer to tax-exempt reserves689-€3k
Profit (loss) for the period to be appropriated9905€57k€98k▲
Appropriation of the result
Profit (loss) to be appropriated9906€57k€98k▲
Transfer from equity791/2€880€131k▲
Transfer to equity691/2€57k€98k▲
To other reserves6921€57k€98k▲
Profit to be distributed694/7€880€131k▲
Return on contributions (dividend)694€880€131k▲
Social balance
Average headcount (FTE)908715.318.5▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
06-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 310 days late
2023
31-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €134k ▲65.6%
Operating result €182k, net result €134k, both a record.
31-12
Financial
Equity above €200kEq €319k ▲71.2%
2 profitable years in a row build equity to €319k.
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €81k
Net result €81k after one loss-making year.
31-12
Financial
Equity above €150kEq €186k ▲73.5%
Equity rises from €107k to €186k.
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €-7k
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
23-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Show earlier events
2019
31-12
Financial
Equity above €100kEq €115k ▲68.8%
2 profitable years in a row build equity to €115k.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2002
Ground area
654 m²
Building footprint
172 m²
Volume, LiDAR
722 m³
Parcel 13043B0078/00T000, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Heidijk 40, 2340 Beerse
since 20022.114.442.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13043B0078/00T000 | Flanders | 654 m² | 1 · 172 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 3 entries · 3,920 EUR awarded · 3,920 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 657 EUR | 657 EUR |
| 2023 | 2 | 3,263 EUR | 3,263 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeerse2.114.442.622
Similar companies · same sector, comparable size
ECS Trucking
BE 0835.645.397
Brugge · Eq €448,257
TRANSPORTS GENIN
BE 0431.972.474
Tenneville · Eq €448,354
MOBBIZZ
BE 0440.427.411
Eupen · Eq €446,648
VEKEMANS & ZONEN
BE 0830.393.046
Heist-op-den-Berg · Eq €446,606
Q Z
BE 0474.171.434
Turnhout · Eq €446,427
Of 12,590 companies in sector 49410 we hold annual accounts for 8,195. 5,375 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-08-2002
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.