TRANSPORT J-L SEVRIN
ActiveTRANSPORT J-L SEVRIN has been active since 1980 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €242k and a net result of €31k. Equity is growing by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 77% of 4547 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability80▼-10
Solvency92▲+1
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 1.92 against 1.93 in 2024; short-term debt: 24.5% and cash: 21.7% of total assets), and 32.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
67.2%
Return on assets
8.7%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
29 d early
2023
20 d early
2022
28 d early
2021
32 d early
2020
52 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€242k▲ 0.5%
2024 · €241k
2018: €151k
2019: €148k
2020: €149k
2021: €164k
2022: €169k
2023: €207k
2024: €241k
2018 → 2025
Total assets
€360k▼ 2.0%
2024 · €367k
2018: €418k
2019: €453k
2020: €336k
2021: €286k
2022: €260k
2023: €282k
2024: €367k
2018 → 2025
Net result
€31k▼ 50.5%
2024 · €63k
2018: €39k
2019: €26k
2020: €32k
2021: €15k
2022: €15k
2023: €59k
2024: €63k
2018 → 2025
Working capital
€81k▲ 13.6%
2024 · €71k
2018: €55k
2019: €-2k
2020: €79k
2021: €119k
2022: €134k
2023: €134k
2024: €71k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€164k-€169k▲ 2.8%€207k▲ 23.0%€241k▲ 16.0%€242k▲ 0.5%
Operating result€23k-€25k▲ 8.5%€58k▲ 136%€19k▼ 67.9%€48k▲ 156%
Net result€15k-€15k▼ 0.3%€59k▲ 301%€63k▲ 7.3%€31k▼ 50.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 156% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €360k
Fixed assets
€191k▼ 13.1%
Current assets
€169k▲ 14.5%
Equity and liabilities €360k
Equity
€242k▲ 0.5%
Debt
€118k▼ 6.7%
The debt ratio falls from 34.4% to 32.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€103k▲
2024 · €59k
Cash flow
€87k▼
2024 · €103k
Solvency
67.2%▲
2024 · 65.6%
Current ratio
1.92▼
2024 · 1.93
Quick ratio
1.92▼
2024 · 1.93
Debt / equity
0.49▼
2024 · 0.53
ROE
12.9%▼
2024 · 26.2%
ROA
8.7%▼
2024 · 17.2%
Interest coverage
13.11▲
2024 · 6.47
Debt
€118k▼
2024 · €126k
Debt ≤ 1 year
€88k▲
2024 · €76k
Debt > 1 year
€30k▼
2024 · €50k
Income taxes
€9k▲
2024 · €351
Staff costs
€40k▼
2024 · €46k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€367k€360k▼
Fixed assets21/28€220k€191k▼
Tangible fixed assets22/27€220k€191k▼
Land and buildings22€7k€31k▲
Plant, machinery and equipment23-€2k
Furniture and vehicles24€212k€159k▼
Current assets29/58€147k€169k▲
Amounts receivable within one year40/41€41k€59k▲
Trade receivables40€14k€34k▲
Other amounts receivable41€28k€25k▼
Current investments50/53€26k€24k▼
Cash at bank and in hand54/58€76k€78k▲
Deferred charges and accrued income490/1€4k€7k▲
Equity and liabilities
Total equity and liabilities10/49€367k€360k▼
Equity10/15€241k€242k▲
Contributions10/11€20k€20k=
Reserves13€24k€24k=
Tax-exempt reserves132€5k€5k=
Distributable reserves133€19k€19k=
Profit (loss) carried forward14€197k€198k▲
Amounts payable17/49€126k€118k▼
Amounts payable after more than one year17€50k€30k▼
Financial debts170/4€50k€30k▼
Amounts payable within one year42/48€76k€88k▲
Current portion of amounts payable after more than one year42€19k€20k▲
Trade debts44€18k€22k▲
Suppliers440/4€18k€22k▲
Taxes, remuneration and social security45€18k€16k▼
Taxes450/3€8k€10k▲
Remuneration and social security454/9€10k€6k▼
Other amounts payable47/48€21k€30k▲
Accrued charges and deferred income492/3€221-
Income statement
Code20242025
Remuneration, social security and pensions62€46k€40k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€55k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-205-
Other operating charges640/8€31k€29k▼
Gross operating margin9900€135k€172k▲
Operating profit (loss)9901€19k€48k▲
Financial income75/76B€54k€325▼
Recurring financial income75€5k€325▼
Non-recurring financial income76B€49k-
Financial charges65/66B€9k€8k▼
Recurring financial charges65€9k€8k▼
Profit (loss) for the period before taxes9903€63k€40k▼
Income taxes67/77€351€9k▲
Profit (loss) for the period9904€63k€31k▼
Profit (loss) for the period to be appropriated9905€63k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€227k€228k▲
Profit (loss) brought forward from the previous period14P€163k€197k▲
Profit to be distributed694/7€30k€30k=
Return on contributions (dividend)694€30k€30k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €63k ▲7.3%
Net result €63k, the highest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €207k ▲23%
6 profitable years in a row build equity to €207k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €15k ▼0.3%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €164k ▲9.8%
4 profitable years in a row build equity to €164k.
09-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 1980
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue du Centre 2844821 DisonGround area
840 m²
Building footprint
82 m²
Volume, LiDAR
548 m³
Parcel 63002B0228/00D000, Wallonia · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Avenue du Centre 284, 4821 Dison
since 19802.019.365.004
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63002B0228/00D000 | Wallonia | 840 m² | 1 · 82 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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GILLES TRANSPORTS A ROCHEFORT
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VAN HOEVELEN TRANSPORT
BE 0445.894.845
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Of 12,603 companies in sector 49410 we hold annual accounts for 8,194. 6,054 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-04-1980
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 46 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.