Transport Björn Deleu
ActiveThe computed 12-month bankruptcy probability of Transport Björn Deleu is 2.9% (moderate). The 2025 annual accounts show equity of €53k and a net result of €-1k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 93% of 4575 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+17
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 12.83 against 7.39 in 2024; short-term debt: 7.8% of total assets), and 9.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
4 d early
2024
175 d late
2023
525 d late
2022
11 d early
2021
16 d early
2020
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▼ 2.4%
2024 · €54k
2020: €23k
2021: €39k
2022: €35k
2023: €56k
2024: €54k
2020 → 2025
Total assets
€58k▼ 11.3%
2024 · €66k
2020: €195k
2021: €199k
2022: €183k
2023: €81k
2024: €66k
2020 → 2025
Net result
€-1k▲ 40.8%
2024 · €-2k
2020: €18k
2021: €16k
2022: €-3k
2023: €21k
2024: €-2k
2020 → 2025
Working capital
€54k▼ 5.4%
2024 · €57k
2020: €-8k
2021: €15k
2022: €16k
2023: €55k
2024: €57k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€39k-€35k▼ 8.9%€56k▲ 59.6%€54k▼ 3.9%€53k▼ 2.4%
Operating result€24k-€3k▼ 89.0%€42k▲ 1,482%€-3k€-3k▲ 24.9%
Net result€16k-€-3k€21k€-2k€-1k▲ 40.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €3k in 2025 against €3k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €58k
Equity
€53k▼ 2.4%
Debt
€6k▼ 51.7%
The debt ratio falls from 18.1% to 9.8%. Equity and debt are lower.
Key figures and ratios
Solvency
90.2%▲
2024 · 81.9%
Current ratio
12.83▲
2024 · 7.39
Quick ratio
12.83▲
2024 · 7.39
Debt / equity
0.11▼
2024 · 0.22
ROE
-2.4%▲
2024 · -4.0%
ROA
-2.2%▲
2024 · -3.3%
Debt
€6k▼
2024 · €12k
Debt ≤ 1 year
€5k▼
2024 · €9k
Income taxes
€162
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€66k€58k▼
Current assets29/58€66k€58k▼
Amounts receivable after more than one year29€62k€55k▼
Other amounts receivable291€62k€55k▼
Amounts receivable within one year40/41€2k€2k=
Other amounts receivable41€2k€2k=
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€66k€58k▼
Equity10/15€54k€53k▼
Contributions10/11€5k€5k=
Reserves13€49k€48k▼
Distributable reserves133€49k€48k▼
Amounts payable17/49€12k€6k▼
Amounts payable within one year42/48€9k€5k▼
Financial debts43€336-
Credit institutions430/8€336-
Trade debts44-€2k
Suppliers440/4-€2k
Taxes, remuneration and social security45€9k€2k▼
Taxes450/3€9k€2k▼
Accrued charges and deferred income492/3€3k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€229-
Other operating charges640/8€3k€2k▼
Gross operating margin9900€-122€-378▼
Operating profit (loss)9901€-3k€-3k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€1k€247▼
Recurring financial charges65€1k€247▼
Profit (loss) for the period before taxes9903€-2k€-1k▲
Income taxes67/77-€162
Profit (loss) for the period9904€-2k€-1k▲
Profit (loss) for the period to be appropriated9905€-2k€-1k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-1k▲
Transfer from equity791/2€2k€1k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 175 days late
07-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 525 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 7.39
Current ratio from 3.54 to 7.39; short-term debt falls from €22k to €9k.
2023
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 3.54
Current ratio from 1.23 to 3.54; short-term debt falls from €73k to €22k.
20-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €-3k ▼121%
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
15-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Moorslede
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dadizeelsestraat 131E8890 MoorsledeGround area
338 m²
Building footprint
91 m²
Parcel 36012C0461/00V000, Flanders. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36012C0461/00V000 | Flanders | 338 m² | 1 · 91 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,606 companies in sector 49410 we hold annual accounts for 8,199. 6,031 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-02-2020
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.