Turnover
≈ €12,000 estimated
The micro format states no turnover.
TRANSFERUNIQUE
Lifetime
6 annual accounts with figures on one time axispeak €58,083 (2022)
€2,197▼ 89.7%
lowest -€27,774 (2020)
-€3,525▼ €18,060
peak €55,652 (2024)
€52,127▼ 6.3%
€26,668▲ 70.0%
Board2 names since 2019
1 directorROMAGNOLI Fabio
Owners
Documentsfilings and deeds
07-04-2026115 days before the deadline
2025micro format
Gross margin from €21,227 to €2,197Loss of €3,525Debts from €15,684 to €26,668Cash from €209 to €1,358
Key points
from the 2025 annual accountsFilings
6 annual accounts since 2020
The last five annual accounts were filed 72 to 154 days before the end of the period.
Position in the sector
-€3,525
Lower net result than 86% of companies in computer programming and consultancy. Sector median €28,568 · 21,214 companies.
Checked score
84
Excellent
Financially stronger than 33% of micro companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 25,932 companies (NACE 62, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.4%
01-2025: 0.4%● unchanged vs 12-2024
02-2025: 0.4%● unchanged vs 01-2025
03-2025: 0.4%● unchanged vs 02-2025
04-2025: 0.4%● unchanged vs 03-2025highest value
05-2025: 0.4%● unchanged vs 04-2025
06-2025: 0.3%▼ -0.1 percentage points vs 05-2025
07-2025: 0.3%● unchanged vs 06-2025
08-2025: 0.3%● unchanged vs 07-2025
09-2025: 0.3%● unchanged vs 08-2025
10-2025: 0.3%● unchanged vs 09-2025
11-2025: 0.3%● unchanged vs 10-2025
12-2025: 0.3%● unchanged vs 11-2025
01-2026: 0.3%● unchanged vs 12-2025
02-2026: 0.3%● unchanged vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026
10-2026: 0.3%● unchanged vs 09-2026lowest value
11-2026: 0.3%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 2.11, cash €1,358
lowers risk
Sector: Computer programming, consultancy and related activities (NACE 62)
Figures for financial year 2025 (filed on 07-04-2026)
Size: total assets €78,795
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro). It does better than 59% of them on solvency, 15% on liquidity, 25% on profitability and 33% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,440 companies had the same profile as TRANSFERUNIQUE has now. Each dot stands for 9 companies, two years later.
90.1%
were still trading
7.4%
stopped another way
2.3%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TRANSFERUNIQUE itself is lower: 0.3% within 12 months. It rests on far more data about TRANSFERUNIQUE than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,440 companies, not a prediction for TRANSFERUNIQUE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.11 (2.75 in 2024), above the usual 1.5. Short-term debt is 33.8% and cash 1.7% of total assets. 33.8% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-04-2026, 115 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
115 days early
2024
72 days early
2023
154 days early
2022
140 days early
2021
137 days early
2020
61 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 113 days before the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 March (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0724581981
Company renamed from TRANSFERANTIQUE to TRANSFERUNIQUE
Resignation: ROMAGNOLI Fabio (manager) · Reappointment: ROMAGNOLI Fabio (director) · “Reproductie vanaf een origineel van grammofoonplaten,compactdiscs,banden en cassettes met muziek- of andere…” (deed in Dutch) · Gazette deed
Registered office moved from Gee to Lummen
New registered office: Thiewinkelstraat 173, 3560 Lummen · Previous registered office: Kleinhoefstraat 5 B70, 2440 Gee! · General meeting of 08-07-2022 · Gazette deed
Registered office moved from Genk to Geel
New registered office: Kleinhoefstraat 5 B70, 2440 Geel · Previous registered office: C-Mine 12, 3600 Genk · Resignation: Alessandro Castronovo (manager) · General meeting of 27-08-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TRANSFERUNIQUE Lummen | - | - | 66.2% | - |
| Factivity Edegem | €290,625 | -1.3% | 4.5% | - |
| SCIBILIS CONSULTING SERVICES Ixelles | €77,766 | 0.7% | 92.7% | - |
| IIVII Beersel | - | - | 26.4% | - |
| VULPIS RES Mechelen | - | - | 96.8% | - |
| CLICKETYCLICK Herselt | - | - | 28.3% | - |
| Dalka Huldenberg | - | - | -35.2% | - |
These companies have the same main activity as TRANSFERUNIQUE: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €58,400 and €92,900, founded between 2016 and 2020.
Official details
Source: KBO- Status
- Active since 05-04-2019Normal situation
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Establishment unit
- 2.287.855.8563560 Lummen, since 11-04-2019
- Financial year end
- 31 December
- Peppol
- Reachable since 29-12-2025
Annual accounts 2025
- €78,795▲ 10.5%
- Filing
- Filed on 07-04-2026, 115 days before the end of the filing period
Insights on TRANSFERUNIQUE
TRANSFERUNIQUE files the micro format. That format states no turnover. The gross margin rose from -€21,960 in 2020 to €2,197 in 2025.
InnoCoder holds 87% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TRANSFERUNIQUE
- What is the company number of TRANSFERUNIQUE?
- The company number of TRANSFERUNIQUE is 0724.581.981. The VAT number is the same number with BE in front: BE 0724.581.981.
- Where is TRANSFERUNIQUE based?
- The registered office is at Thiewinkelstraat 173, 3560 Lummen.Company details
- What does TRANSFERUNIQUE do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of TRANSFERUNIQUE?
- TRANSFERUNIQUE is a private limited company (BV).
- When was TRANSFERUNIQUE founded?
- TRANSFERUNIQUE was founded on 05-04-2019.
- Is TRANSFERUNIQUE still active?
- Yes, TRANSFERUNIQUE is an active enterprise in the KBO register.
- What is the turnover of TRANSFERUNIQUE?
- The turnover in financial year 2025 is ≈ €12,000. This figure is estimated from the gross margin of €2,197 and 73 comparable companies (NACE 62200). It probably lies between €5,700 and €23,000. It is a rough estimate.Financials
- Is TRANSFERUNIQUE profitable?
- In financial year 2025, TRANSFERUNIQUE made a loss of €3,525.
- Where can I find the annual accounts of TRANSFERUNIQUE?
- TRANSFERUNIQUE filed 6 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TRANSFERUNIQUE due?
- TRANSFERUNIQUE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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