TRANSFERAUT
ActiveThe computed 12-month bankruptcy probability of TRANSFERAUT is 2.5% (moderate). The 2025 annual accounts show equity of €39k and a net result of €2k. Equity is growing by ~14.3% per year across the filed fiscal years. Its solvency ranks better than 26% of 4467 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability20▲+20
Solvency16▲+1
Growth52=
Stability100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.77 against 0.77 in 2024), and 85.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.9%
Return on assets
0.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
97 d early
2023
72 d early
2022
38 d early
2021
73 d early
2020
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▼ 10.1%
2024 · €44k
2020: €15k
2021: €24k
2022: €38k
2023: €44k
2024: €44k
2020 → 2025
Total assets
€264k▼ 17.4%
2024 · €320k
2020: €125k
2021: €120k
2022: €199k
2023: €244k
2024: €320k
2020 → 2025
Net result
€2k▲ 5,182%
2024 · €30
2020: €10k
2021: €9k
2022: €15k
2023: €7k
2024: €30
2020 → 2025
Working capital
€-25k▼ 1.4%
2024 · €-25k
2020: €24k
2021: €16k
2022: €-7k
2023: €-6k
2024: €-25k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€24k-€38k▲ 56.2%€44k▲ 14.6%€44k▲ 0.1%€39k▼ 10.1%
Operating result€14k-€22k▲ 65.8%€15k▼ 35.0%€13k▼ 9.4%€12k▼ 9.4%
Net result€9k-€15k▲ 71.0%€7k▼ 52.9%€30▼ 99.6%€2k▲ 5,182%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 9% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €264k
Fixed assets
€180k▼ 24.3%
Current assets
€85k▲ 2.7%
Equity and liabilities €264k
Equity
€39k▼ 10.1%
Debt
€225k▼ 18.5%
The debt ratio falls from 86.3% to 85.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€71k▲
2024 · €65k
Cash flow
€61k▲
2024 · €52k
Solvency
14.9%▲
2024 · 13.7%
Current ratio
0.77▲
2024 · 0.77
Quick ratio
0.77▲
2024 · 0.77
Debt / equity
5.73▼
2024 · 6.32
ROE
4.0%▲
2024 · 0.1%
ROA
0.6%▲
2024 · 0.0%
Interest coverage
6.98▲
2024 · 4.97
Debt
€225k▼
2024 · €276k
Debt ≤ 1 year
€110k▲
2024 · €107k
Debt > 1 year
€115k▼
2024 · €169k
Income taxes
€249▲
2024 · €39
Staff costs
€141k▲
2024 · €141k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€320k€264k▼
Fixed assets21/28€237k€180k▼
Tangible fixed assets22/27€218k€161k▼
Plant, machinery and equipment23€41€0▼
Furniture and vehicles24€114k€81k▼
Leasing and similar rights25€104k€80k▼
Financial fixed assets28€19k€19k=
Current assets29/58€83k€85k▲
Amounts receivable within one year40/41€69k€56k▼
Trade receivables40€51k€39k▼
Other amounts receivable41€18k€17k▼
Cash at bank and in hand54/58€12k€29k▲
Deferred charges and accrued income490/1€1k€231▼
Equity and liabilities
Total equity and liabilities10/49€320k€264k▼
Equity10/15€44k€39k▼
Contributions10/11€5k€5k=
Reserves13€39k€34k▼
Distributable reserves133€39k€34k▼
Profit (loss) carried forward14€30€30▲
Amounts payable17/49€276k€225k▼
Amounts payable after more than one year17€169k€115k▼
Financial debts170/4€161k€115k▼
Other amounts payable178/9€8k-
Amounts payable within one year42/48€107k€110k▲
Current portion of amounts payable after more than one year42€54k€45k▼
Trade debts44€15k€17k▲
Suppliers440/4€15k€17k▲
Taxes, remuneration and social security45€15k€15k▲
Taxes450/3€211€118▼
Remuneration and social security454/9€15k€15k▲
Other amounts payable47/48€23k€32k▲
Income statement
Code20242025
Non-recurring operating income76A€6k-
Remuneration, social security and pensions62€141k€141k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€52k€59k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€528
Other operating charges640/8€3k€3k▼
Non-recurring operating charges66A€8k-
Gross operating margin9900€218k€216k▼
Operating profit (loss)9901€13k€12k▼
Financial income75/76B-€53
Recurring financial income75-€53
Financial charges65/66B€13k€10k▼
Recurring financial charges65€13k€10k▼
Profit (loss) for the period before taxes9903€69€2k▲
Income taxes67/77€39€249▲
Profit (loss) for the period9904€30€2k▲
Profit (loss) for the period to be appropriated9905€30€2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€30€2k▲
Profit (loss) brought forward from the previous period14P-€30
Transfer from equity791/2-€6k
Transfer to equity691/2-€2k
To other reserves6921-€2k
Profit to be distributed694/7-€6k
Return on contributions (dividend)694-€6k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €30 ▼99.6%
Net result drops to €30, the lowest in the series; recovery starts the following year.
20-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €15k ▲71%
Operating result €22k, net result €15k, both a record.
19-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
08-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Stekene · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dobbelsteenstraat(STE) 89190 StekeneGround area
272 m²
Building footprint
90 m²
Volume, LiDAR
467 m³
Parcel 46322C1179/00E002, Flanders · tallest building 7.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Dobbelsteenstraat(STE) 8, 9190 Stekene
since 20192.296.280.208
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46322C1179/00E002 | Flanders | 272 m² | 1 · 90 m² | 7.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 290 EUR awarded · 290 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 290 EUR | 290 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,446 companies in sector 49410 we hold annual accounts for 8,086. 5,710 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-11-2019
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
52210Service activities incidental to land transportation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.