Tram 4
ActiveTram 4 has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €46k and a net result of €56k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 27% of 4355 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency45▼-6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 1.32 in 2023; short-term debt: 79.5% and cash: 10.2% of total assets), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
20.5%
Return on assets
24.9%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
44 d early
2022
40 d early
2021
39 d early
2020
137 d early
2019
39 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€46k▲ 31.1%
2023 · €35k
2018: €3k
2019: €3k
2020: €2k
2021: €-7k
2022: €-6k
2023: €35k
2018 → 2024
Total assets
€224k▲ 65.8%
2023 · €135k
2018: €4k
2019: €4k
2020: €2k
2021: €7k
2022: €28k
2023: €135k
2018 → 2024
Net result
€56k▼ 23.4%
2023 · €73k
2018: €-1k
2019: €-568
2020: €-1k
2021: €-8k
2022: €684
2023: €73k
2018 → 2024
Working capital
€44k▲ 38.5%
2023 · €32k
2018: €3k
2019: €3k
2020: €2k
2021: €-7k
2022: €-8k
2023: €32k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€2k-€-7k€-6k▲ 10.4%€35k€46k▲ 31.1%
Operating result€-1k-€-8k▼ 714%€808€94k▲ 11,542%€75k▼ 19.8%
Net result€-1k-€-8k▼ 713%€684€73k▲ 10,561%€56k▼ 23.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 20% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €224k
Fixed assets
€2k▼ 38.2%
Current assets
€222k▲ 68.5%
Equity and liabilities €224k
Equity
€46k▲ 31.1%
Debt
€178k▲ 78.0%
The debt ratio rises from 74.1% to 79.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€76k▼
2023 · €95k
Cash flow
€57k▼
2023 · €74k
Solvency
20.5%▼
2023 · 25.9%
Current ratio
1.25▼
2023 · 1.32
Quick ratio
1.25▼
2023 · 1.32
Debt / equity
3.88▲
2023 · 2.86
ROE
121.7%▼
2023 · 208.2%
ROA
24.9%▼
2023 · 54.0%
Interest coverage
40418.34▼
2023 · 40664.09
Debt
€178k▲
2023 · €100k
Debt ≤ 1 year
€178k▲
2023 · €100k
Income taxes
€20k▼
2023 · €21k
Staff costs
€66k▲
2023 · €64k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€135k€224k▲
Fixed assets21/28€3k€2k▼
Intangible fixed assets21€923€269▼
Tangible fixed assets22/27€2k€1k▼
Plant, machinery and equipment23€2k€1k▼
Financial fixed assets28€750€750=
Current assets29/58€132k€222k▲
Amounts receivable within one year40/41€65k€124k▲
Trade receivables40€65k€123k▲
Other amounts receivable41€0€420▲
Current investments50/53-€75k
Cash at bank and in hand54/58€66k€23k▼
Deferred charges and accrued income490/1€647€576▼
Equity and liabilities
Total equity and liabilities10/49€135k€224k▲
Equity10/15€35k€46k▲
Contributions10/11€19k€19k=
Reserves13€16k€27k▲
Distributable reserves133€16k€27k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€100k€178k▲
Amounts payable within one year42/48€100k€178k▲
Trade debts44€44k€111k▲
Suppliers440/4€44k€111k▲
Taxes, remuneration and social security45€29k€29k▼
Taxes450/3€24k€14k▼
Remuneration and social security454/9€5k€14k▲
Other amounts payable47/48€27k€38k▲
Income statement
Code20232024
Remuneration, social security and pensions62€64k€66k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€657€932▲
Other operating charges640/8€562€569▲
Gross operating margin9900€159k€143k▼
Operating profit (loss)9901€94k€75k▼
Financial income75/76B€0€3▲
Recurring financial income75€0€3▲
Financial charges65/66B€2€2▼
Recurring financial charges65€2€2▼
Profit (loss) for the period before taxes9903€94k€75k▼
Income taxes67/77€21k€20k▼
Profit (loss) for the period9904€73k€56k▼
Profit (loss) for the period to be appropriated9905€73k€56k▼
Appropriation of the result
Profit (loss) to be appropriated9906€48k€56k▲
Profit (loss) brought forward from the previous period14P€-24k€0▲
Transfer to equity691/2€16k€11k▼
To other reserves6921€16k€11k▼
Profit to be distributed694/7€32k€45k▲
Return on contributions (dividend)694€32k€45k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
07-08
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 5 augustus 2026
- Registered-office move, O.-L.-Vrouweplein 13, 2530 Boechout
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €73k ▲10561%
Operating result €94k, net result €73k, both a record.
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €684
Net result €684 after 4 loss-making years.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
16-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Boechout · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
O.-L.-Vrouweplein 132530 BoechoutGround area
1,480 m²
Building footprint
765 m²
Volume, LiDAR
3,734 m³
2 parcels, Flanders · tallest building 12.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRAM 4
since 20162.255.322.056
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11004C0192/00T002 | Flanders | 767 m² | 1 · 115 m² | 12.0 m · 2 fl. |
| 11004D0127/00F005 | Flanders | 713 m² | 1 · 651 m² | 11.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 887 companies in sector 74991 we hold annual accounts for 316. 244 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-08-2016
Fiscal year end31-12
Activities, NACEBEL
74901Other professional, scientific and technical activities
74991Agents and managers of artists, athletes and other public figures
79909Travel agency, tour operator and other reservation service and related activities
82400Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.