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TRAITS ESSENTIELS

Active
Private limited company (pre-2019)founded 199431 yrs activeEgide Van Ophemstraat 40A, 1180 Ukkel, BelgiumKBO/BCE: BE 0453.800.543

TRAITS ESSENTIELS has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €30k and a net result of €1k. Equity is shrinking by ~10.9% per year across the filed fiscal years. Its solvency ranks better than 69% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
79 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability46▲+46
Solvency97▲+6
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 3.44 against 2.78 in 2024; short-term debt: 27.7% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 31 years 0 40 y
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-10-2025, 25 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
25 d early
2024
15 d early
2023
1 d early
2022
on the day
2021
13 d early
2020
39 d early
2019
13 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close17-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€30k▲ 4.9%
2024 · €29k
2019: €63k 2020: €50k 2021: €54k 2022: €53k 2023: €40k 2024: €29k
2019 → 2025
Total assets
€42k▼ 4.8%
2024 · €44k
2019: €68k 2020: €69k 2021: €56k 2022: €62k 2023: €53k 2024: €44k
2019 → 2025
Net result
€1k
2024 · €-11k
2019: €-4k 2020: €-13k 2021: €3k 2022: €-143 2023: €-13k 2024: €-11k
2019 → 2025
Working capital
€28k▲ 5.3%
2024 · €27k
2019: €60k 2020: €48k 2021: €51k 2022: €51k 2023: €38k 2024: €27k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€54k-€53k▼ 0.3%€40k▼ 25.1%€29k▼ 27.4%€30k▲ 4.9%
Operating result€1k-€-2k€-13k▼ 543%€-10k▲ 25.5%€2k
Net result€3k-€-143€-13k▼ 9,261%€-11k▲ 18.2%€1k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-15k€-10k€-5k€0€5kOperating result 2021: €1k€1kNet result 2021: €3k€3kOperating result 2022: €-2k€-2kNet result 2022: €-143€-143Operating result 2023: €-13k€-13kNet result 2023: €-13k€-13kOperating result 2024: €-10k€-10kNet result 2024: €-11k€-11kOperating result 2025: €2k€2kNet result 2025: €1k€1k20212022202320242025
The operating result returns to profit in 2025: €2k after a loss of €10k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets €2k=
Current assets €40k▼ 5.1%
Equity and liabilities €42k
Equity €30k▲ 4.9%
Debt €12k▼ 23.4%
The debt ratio falls from 34.4% to 27.7%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
Solvency
72.3%
2024 · 65.6%
Current ratio
3.44
2024 · 2.78
Quick ratio
3.44
2024 · 2.78
Debt / equity
0.38
2024 · 0.52
ROE
4.7%
2024 · -37.8%
ROA
3.4%
2024 · -24.8%
Debt
€12k
2024 · €15k
Debt ≤ 1 year
€12k
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€44k€42k
Fixed assets21/28€2k€2k=
Tangible fixed assets22/27€2k€2k=
Land and buildings22€2k€2k=
Current assets29/58€42k€40k
Amounts receivable after more than one year29€42k€40k
Other amounts receivable291€42k€40k
Amounts receivable within one year40/41€498€318
Trade receivables40€185-
Other amounts receivable41€313€318
Deferred charges and accrued income490/1€95€108
Equity and liabilities
Total equity and liabilities10/49€44k€42k
Equity10/15€29k€30k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€9k€10k
Amounts payable17/49€15k€12k
Amounts payable within one year42/48€15k€12k
Financial debts43€12k€10k
Credit institutions430/8€12k€10k
Trade debts44€3k€2k
Suppliers440/4€3k€2k
Income statement Code20242025
Other operating charges640/8€2k€2k
Gross operating margin9900€-8k€4k
Operating profit (loss)9901€-10k€2k
Financial income75/76B€2k€1k
Recurring financial income75€2k€1k
Financial charges65/66B€2k€2k
Recurring financial charges65€2k€2k
Profit (loss) for the period before taxes9903€-11k€1k
Profit (loss) for the period9904€-11k€1k
Profit (loss) for the period to be appropriated9905€-11k€1k
Appropriation of the result
Profit (loss) to be appropriated9906€9k€10k
Profit (loss) brought forward from the previous period14P€20k€9k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
06-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial Back to profitnet €1k
Net result €1k after 3 loss-making years.
2024
16-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
30-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial Weakest financial yearnet €-13k
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
2022
31-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
18-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
31-03
Financial Back to profitnet €3k
Net result €3k after 2 loss-making years.
31-03
Financial Liquidity times 7current ratio 23.77
Current ratio from 3.49 to 23.77; short-term debt falls from €19k to €2k.
2020
22-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2019
18-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
16-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
03-10
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
23-09
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 1994
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Egide Van Ophemstraat 40A1180 Ukkel
Ground area
2,095 m²
Building footprint
2,233 m²
Volume, LiDAR
25,899 m³
Parcel 21616G0176/00N002, Brussels · tallest building 19.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
TRAITS ESSENTIELS
Egide Van Ophemstraat 40A, 1180 UkkelNACE 7440301
since 19942.069.276.650
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21616G0176/00N002 Brussels 2,094 m² 1 · 2,233 m² 19.1 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,919 companies in sector 71112 we hold annual accounts for 1,296. 1,040 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded16-11-1994
Fiscal year end31-03
Activities, NACEBEL
71112Activities of interior architects
90393Specialised image, lighting and sound technical services
92313
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.