Traiteur Le Plat
ActiveThe computed 12-month bankruptcy probability of Traiteur Le Plat is 2.9% (moderate). The 2025 annual accounts show equity of €347k and a net result of €49k. Equity is growing by ~48% per year across the filed fiscal years. Its solvency ranks better than 46% of 13270 sector peers (fiscal year 2025). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-1
Solvency51=
Growth78=
Track record100
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity short (current ratio 0.51 against 0.35 in 2024; short-term debt: 23.6% and cash: 7.5% of total assets), and 73.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.3%
Return on assets
3.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-03-2026, 151 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
151 d early
2024
113 d early
2023
124 d early
2022
84 d early
2021
76 d early
2020
173 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€347k▲ 16.5%
2024 · €298k
2020: €50k
2021: €92k
2022: €141k
2023: €252k
2024: €298k
2020 → 2025
Total assets
€1.32M▲ 15.2%
2024 · €1.15M
2020: €97k
2021: €468k
2022: €1.09M
2023: €1.15M
2024: €1.15M
2020 → 2025
Net result
€49k▲ 6.1%
2024 · €46k
2020: €45k
2021: €42k
2022: €49k
2023: €111k
2024: €46k
2020 → 2025
Working capital
€-153k▲ 41.2%
2024 · €-261k
2020: €21k
2021: €-159k
2022: €-360k
2023: €-318k
2024: €-261k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€92k-€141k▲ 53.4%€252k▲ 78.4%€298k▲ 18.4%€347k▲ 16.5%
Operating result€44k-€54k▲ 23.2%€127k▲ 136%€70k▼ 45.0%€73k▲ 4.2%
Net result€42k-€49k▲ 17.1%€111k▲ 125%€46k▼ 58.2%€49k▲ 6.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 4% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.32M
Fixed assets
€1.16M▲ 15.5%
Current assets
€159k▲ 12.7%
Equity and liabilities €1.32M
Equity
€347k▲ 16.5%
Debt
€974k▲ 14.7%
The debt ratio falls from 74.0% to 73.7%. Equity and debt are higher.
Key figures and ratios
EBITDA
€172k▲
2024 · €158k
Cash flow
€148k▲
2024 · €134k
Solvency
26.3%▲
2024 · 26.0%
Current ratio
0.51▲
2024 · 0.35
Quick ratio
0.49▲
2024 · 0.34
Debt / equity
2.81▼
2024 · 2.85
ROE
14.1%▼
2024 · 15.5%
ROA
3.7%▼
2024 · 4.0%
Interest coverage
13.11▼
2024 · 18.32
Debt
€974k▲
2024 · €849k
Debt ≤ 1 year
€312k▼
2024 · €402k
Debt > 1 year
€662k▲
2024 · €447k
Income taxes
€11k▼
2024 · €15k
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.15M€1.32M▲
Fixed assets21/28€1.01M€1.16M▲
Tangible fixed assets22/27€1.01M€1.16M▲
Land and buildings22€562k€694k▲
Plant, machinery and equipment23€88k€92k▲
Furniture and vehicles24€15k€21k▲
Leasing and similar rights25€23k€52k▲
Other tangible fixed assets26€318k€303k▼
Current assets29/58€141k€159k▲
Stocks and contracts in progress3€3k€5k▲
Stocks30/36€3k€5k▲
Amounts receivable within one year40/41€29k€36k▲
Trade receivables40€10k€12k▲
Other amounts receivable41€19k€24k▲
Cash at bank and in hand54/58€84k€99k▲
Deferred charges and accrued income490/1€24k€18k▼
Equity and liabilities
Total equity and liabilities10/49€1.15M€1.32M▲
Equity10/15€298k€347k▲
Contributions10/11€5k€5k=
Reserves13€293k€342k▲
Distributable reserves133€293k€342k▲
Amounts payable17/49€849k€974k▲
Amounts payable after more than one year17€447k€662k▲
Financial debts170/4€447k€662k▲
Amounts payable within one year42/48€402k€312k▼
Current portion of amounts payable after more than one year42€31k€92k▲
Trade debts44€26k€15k▼
Suppliers440/4€26k€15k▼
Taxes, remuneration and social security45€11k€2k▼
Taxes450/3€11k€2k▼
Other amounts payable47/48€334k€203k▼
Income statement
Code20242025
Non-recurring operating income76A-€1k
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€88k€99k▲
Other operating charges640/8€9k€5k▼
Non-recurring operating charges66A€1k-
Gross operating margin9900€168k€180k▲
Operating profit (loss)9901€70k€73k▲
Financial income75/76B€287€318▲
Recurring financial income75€287€318▲
Financial charges65/66B€9k€13k▲
Recurring financial charges65€9k€13k▲
Profit (loss) for the period before taxes9903€62k€60k▼
Income taxes67/77€15k€11k▼
Profit (loss) for the period9904€46k€49k▲
Profit (loss) for the period to be appropriated9905€46k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€49k▲
Transfer to equity691/2€46k€49k▲
To other reserves6921€46k€49k▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
09-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €111k ▲125%
Operating result €127k, net result €111k, both a record.
31-12
Financial
Equity above €200kEq €252k ▲78.4%
4 profitable years in a row build equity to €252k.
08-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €100kEq €141k ▲53.4%
3 profitable years in a row build equity to €141k.
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €42k ▼7.1%
Net result drops to €42k, the lowest in the series; recovery starts the following year.
08-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zonnebeekseweg 3078900 IeperGround area
4,111 m²
Building footprint
343 m²
Volume, LiDAR
904 m³
Parcel 33302A0328/00L000, Flanders · tallest building 8.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Traiteur Le Plat
since 20192.294.690.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33302A0328/00L000 | Flanders | 4,111 m² | 1 · 343 m² | 8.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 1,001 EUR awarded · 1,001 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 176 EUR | 176 EUR |
| 2023 | 1 | 177 EUR | 825 EUR |
| 2022 | 1 | 648 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteIeper2.294.690.891
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,492 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-10-2019
Fiscal year end31-12
Activities, NACEBEL
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryWebsite:info@traiteurleplat.be