TRAITEUR COMPTOIR
ActiveThe computed 12-month bankruptcy probability of TRAITEUR COMPTOIR is 4.7% (elevated). The 2025 annual accounts show equity of €28k and a net result of €-10k. Equity is shrinking by ~19.1% per year across the filed fiscal years. Its solvency ranks better than 58% of 13240 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
32
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency64▼-3
Growth32=
Track record94
Bankruptcy probability, 12 months
4.7%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.14 against 0.59 in 2024; short-term debt: 60.6% and cash: 0.4% of total assets), and 60.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.4%
Return on assets
-14.8%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
2122232425
2021 to 2025 · latest year €-10k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-08-2026, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
7 d late
2024
28 d late
2023
58 d late
2022
7 d late
2021
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 27.3%
2024 · €38k
2021: €53k
2022: €65k
2023: €75k
2024: €38k
2021 → 2025
Total assets
€71k▼ 21.8%
2024 · €90k
2021: €90k
2022: €144k
2023: €122k
2024: €90k
2021 → 2025
Net result
€-10k▲ 71.5%
2024 · €-37k
2021: €33k
2022: €12k
2023: €10k
2024: €-37k
2021 → 2025
Working capital
€6k
2024 · €-22k
2021: €-16k
2022: €4k
2023: €2k
2024: €-22k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€65k▲ 22.3%€75k▲ 15.8%€38k▼ 48.9%€28k▼ 27.3%
Operating result€41k-€15k▼ 63.9%€16k▲ 8.8%€-35k€-6k▲ 81.5%
Net result€33k-€12k▼ 64.2%€10k▼ 13.3%€-37k€-10k▲ 71.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €35k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€22k▼ 63.8%
Current assets
€49k▲ 60.6%
Equity and liabilities €71k
Equity
€28k▼ 27.3%
Debt
€43k▼ 17.7%
The debt ratio rises from 57.6% to 60.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-3k▲
2024 · €-22k
Cash flow
€-8k▲
2024 · €-24k
Solvency
39.4%▼
2024 · 42.4%
Current ratio
1.14▲
2024 · 0.59
Quick ratio
1.11▲
2024 · 0.59
Debt / equity
1.54▲
2024 · 1.36
ROE
-37.6%▲
2024 · -95.8%
ROA
-14.8%▲
2024 · -40.6%
Interest coverage
-0.90▲
2024 · -11.22
Debt
€43k▼
2024 · €52k
Debt ≤ 1 year
€43k▼
2024 · €52k
Income taxes
€169
Staff costs
€2k▲
2024 · €941
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€90k€71k▼
Fixed assets21/28€60k€22k▼
Tangible fixed assets22/27€60k€19k▼
Land and buildings22€36k-
Plant, machinery and equipment23€21k€18k▼
Furniture and vehicles24€3k€1k▼
Financial fixed assets28-€3k
Current assets29/58€31k€49k▲
Stocks and contracts in progress3-€2k
Stocks30/36-€2k
Amounts receivable within one year40/41€31k€46k▲
Trade receivables40€23k€24k▲
Other amounts receivable41€7k€22k▲
Cash at bank and in hand54/58-€295
Deferred charges and accrued income490/1-€968
Equity and liabilities
Total equity and liabilities10/49€90k€71k▼
Equity10/15€38k€28k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€18k€8k▼
Amounts payable17/49€52k€43k▼
Amounts payable within one year42/48€52k€43k▼
Financial debts43€23k€4k▼
Credit institutions430/8€23k€4k▼
Trade debts44€24k€28k▲
Suppliers440/4€24k€28k▲
Taxes, remuneration and social security45€6k€10k▲
Taxes450/3€6k€10k▲
Income statement
Code20242025
Remuneration, social security and pensions62€941€2k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€3k▼
Other operating charges640/8€1k€666▼
Gross operating margin9900€-20k€-915▲
Operating profit (loss)9901€-35k€-6k▲
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€-37k€-10k▲
Income taxes67/77-€169
Profit (loss) for the period9904€-37k€-10k▲
Profit (loss) for the period to be appropriated9905€-37k€-10k▲
Appropriation of the result
Profit (loss) to be appropriated9906€18k€8k▼
Profit (loss) brought forward from the previous period14P€55k€18k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 7 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial
Weakest financial yearnet €-37k ▼459%
Net result drops to €-37k, the lowest in the series; recovery starts the following year.
27-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 58 days late
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
26-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2024
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
02-08-2024
Resigned as Director
Location & real-estate footprint
Registered office, Durbuy · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Rue 146940 DurbuyGround area
185 m²
Building footprint
138 m²
Parcel 83004B2319/00L000, Wallonia. Linked by address, not a title deed.
1 establishment unit
TRAITEUR COMPTOIR
since 20212.315.308.044
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 83004B2319/00L000 | Wallonia | 185 m² | 1 · 138 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDurbuy2.315.308.044
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Of 7,504 companies in sector 56210 we hold annual accounts for 2,444. 1,924 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-02-2021
Fiscal year end31-12
Activities, NACEBEL
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.