TRAININGBEL
ActiveFor TRAININGBEL, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €106k and a net result of €19k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 75% of 2296 sector peers (fiscal year 2023). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability71▼-29
Solvency97▲+14
Growth80▲+2
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
72.3%
Return on assets
13.3%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline21-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 24-09-2024, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
55 d late
2022
21 d late
2021
114 d late
2020
31 d late
2019
88 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Turnover
€223k▲ 15.7%
2022 · €193k
2022: €193k
2022 → 2023
EBIT margin
26.2%▼ 1.5pp
2022 · 27.7%
2022: 27.7%
2022 → 2023
Net result
€19k▼ 63.3%
2022 · €53k
2018: €17k
2019: €-2k
2020: €5k
2021: €9k
2022: €53k
2018 → 2023
Working capital
€106k▲ 22.5%
2022 · €86k
2018: €18k
2019: €18k
2020: €24k
2021: €33k
2022: €86k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Turnover€193k€223k▲ 15.7%
Equity€19k-€24k▲ 25.6%€33k▲ 36.6%€86k▲ 159%€106k▲ 22.5%
Operating result€-3k-€13k€9k▼ 27.8%€53k▲ 465%€58k▲ 9.3%
Net result€-2k-€5k€9k▲ 79.5%€53k▲ 492%€19k▼ 63.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2021 the operating result has climbed two years in a row; 2023 is 9% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Equity and liabilities €146k
Equity
€106k▲ 22.5%
Debt
€41k▼ 35.3%
The debt ratio falls from 42.1% to 27.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
72.3%▲
2022 · 57.9%
Current ratio
3.60▲
2022 · 2.37
Quick ratio
3.60▲
2022 · 2.37
Debt / equity
0.38▼
2022 · 0.73
ROE
18.4%▼
2022 · 61.3%
ROA
13.3%▼
2022 · 35.5%
Debt
€41k▼
2022 · €63k
Debt ≤ 1 year
€41k▼
2022 · €63k
Income taxes
€37k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€149k€146k▼
Current assets29/58€149k€146k▼
Amounts receivable after more than one year29€14k€14k=
Other amounts receivable291€14k€14k=
Amounts receivable within one year40/41€124k€128k▲
Trade receivables40€87k€97k▲
Other amounts receivable41€37k€30k▼
Cash at bank and in hand54/58€11k€5k▼
Equity and liabilities
Total equity and liabilities10/49€149k€146k▼
Equity10/15€86k€106k▲
Contributions10/11€6k€6k=
Capital10-€6k
Issued capital100-€19k
Uncalled capital101-€12k
Reserves13€18k€18k=
Non-distributable reserves130/1€774€774=
Reserves not available under the articles1311€774€774=
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€62k€81k▲
Amounts payable17/49€63k€41k▼
Amounts payable within one year42/48€63k€41k▼
Trade debts44€33k€23k▼
Suppliers440/4€33k€23k▼
Taxes, remuneration and social security45€28k€15k▼
Taxes450/3€28k€15k▼
Other amounts payable47/48€2k€2k=
Income statement
Code20222023
Turnover70€193k€223k▲
Goods, raw materials, services and sundry goods60/61€137k€164k▲
Other operating charges640/8€3k€973▼
Gross operating margin9900€56k€59k▲
Operating profit (loss)9901€53k€58k▲
Financial income75/76B€157€96▼
Recurring financial income75€157€96▼
Financial charges65/66B€639€2k▲
Recurring financial charges65€639€2k▲
Profit (loss) for the period before taxes9903€53k€56k▲
Income taxes67/77-€37k
Profit (loss) for the period9904€53k€19k▼
Profit (loss) for the period to be appropriated9905€53k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€81k▲
Profit (loss) brought forward from the previous period14P€9k€62k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2024
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
2023
31-12
Financial
Equity above €100kEq €106k ▲22.5%
4 profitable years in a row build equity to €106k.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Highest result since 2018net €53k ▲492%
Net result €53k, the highest in the series.
22-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 114 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
27-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 88 days late
2019
31-12
Financial
Weakest financial yearnet €-2k ▼113%
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Colfontaine · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Château 27340 ColfontaineGround area
155 m²
Building footprint
61 m²
Volume, LiDAR
455 m³
Parcel 53078A0327/00D002, Wallonia · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRAININGBEL
since 20152.239.748.509
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53078A0327/00D002 | Wallonia | 155 m² | 1 · 61 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CYNORHODON
BE 0476.221.795
Oupeye · Eq €106k
ECA Consulting
BE 0799.100.549
Evere · Eq €106k
ESPACE DU POSSIBLE
BE 0842.117.871
Tournai · Eq €106k
PROFESSIONAL DRIVING SUPPORT
BE 0677.425.234
Maasmechelen · Eq €106k
TRUCKADOR
BE 0896.043.933
Sint-Lievens-Houtem · Eq €105k
Of 3,016 companies in sector 85592 we hold annual accounts for 987. 755 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded27-02-2015
Fiscal year end31-12
Activities, NACEBEL
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:paolo.campanella@trainingbel.com