Training Service
ActiveTraining Service has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €200k and a net result of €70k. Equity is growing by ~14.6% per year across the filed fiscal years. Its solvency ranks better than 69% of 8657 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
96
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+5
Solvency98▲+9
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.29 against 3.17 in 2024; short-term debt: 18.5% and cash: 41.2% of total assets), and 27.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.7%
Return on assets
25.6%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 23-04-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
44 d early
2023
on the day
2022
2 d early
2021
1 d early
2020
1 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€200k▲ 41.1%
2024 · €141k
2018: €65k
2019: €73k
2020: €86k
2021: €70k
2022: €52k
2023: €95k
2024: €141k
2018 → 2025
Total assets
€275k▲ 25.1%
2024 · €219k
2018: €136k
2019: €106k
2020: €130k
2021: €158k
2022: €136k
2023: €145k
2024: €219k
2018 → 2025
Net result
€70k▲ 51.3%
2024 · €46k
2018: €-5k
2019: €8k
2020: €13k
2021: €-16k
2022: €35k
2023: €43k
2024: €46k
2018 → 2025
Working capital
€167k▲ 53.2%
2024 · €109k
2018: €25k
2019: €79k
2020: €84k
2021: €61k
2022: €41k
2023: €85k
2024: €109k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€70k-€52k▼ 25.1%€95k▲ 81.5%€141k▲ 48.8%€200k▲ 41.1%
Operating result€-15k-€51k€67k▲ 32.0%€70k▲ 4.1%€77k▲ 9.9%
Net result€-16k-€35k€43k▲ 21.3%€46k▲ 8.8%€70k▲ 51.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €275k
Fixed assets
€57k▼ 5.9%
Current assets
€217k▲ 36.9%
Equity and liabilities €275k
Equity
€200k▲ 41.1%
Debt
€75k▼ 4.0%
The debt ratio falls from 35.6% to 27.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€88k▲
2024 · €78k
Cash flow
€81k▲
2024 · €54k
Solvency
72.7%▲
2024 · 64.4%
Current ratio
4.29▲
2024 · 3.17
Quick ratio
4.29▲
2024 · 3.17
Debt / equity
0.38▼
2024 · 0.55
ROE
35.2%▲
2024 · 32.8%
ROA
25.6%▲
2024 · 21.1%
Interest coverage
68.24▼
2024 · 77.67
Debt
€75k▼
2024 · €78k
Debt ≤ 1 year
€51k▲
2024 · €50k
Debt > 1 year
€24k▼
2024 · €28k
Income taxes
€28k▲
2024 · €24k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€219k€275k▲
Fixed assets21/28€61k€57k▼
Tangible fixed assets22/27€57k€54k▼
Land and buildings22€49k€43k▼
Plant, machinery and equipment23€1k€1k▲
Furniture and vehicles24€8k€5k▼
Other tangible fixed assets26-€4k
Financial fixed assets28€3k€3k=
Current assets29/58€159k€217k▲
Amounts receivable after more than one year29€25k€25k=
Other amounts receivable291€25k€25k=
Amounts receivable within one year40/41€22k€23k▲
Trade receivables40€22k€23k▲
Other amounts receivable41€0€40▲
Current investments50/53€50k€55k▲
Cash at bank and in hand54/58€60k€113k▲
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€219k€275k▲
Equity10/15€141k€200k▲
Contributions10/11€6k€6k=
Reserves13€135k€193k▲
Distributable reserves133€135k€193k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€78k€75k▼
Amounts payable after more than one year17€28k€24k▼
Financial debts170/4€28k€24k▼
Amounts payable within one year42/48€50k€51k▲
Current portion of amounts payable after more than one year42€7k€4k▼
Trade debts44€5k€5k▼
Suppliers440/4€5k€5k▼
Taxes, remuneration and social security45€14k€14k▲
Taxes450/3€12k€12k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€24k€28k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€11k▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€79k€90k▲
Operating profit (loss)9901€70k€77k▲
Financial income75/76B€2k€22k▲
Recurring financial income75€2k€22k▲
Financial charges65/66B€1k€1k▲
Recurring financial charges65€1k€1k▲
Profit (loss) for the period before taxes9903€71k€98k▲
Income taxes67/77€24k€28k▲
Profit (loss) for the period9904€46k€70k▲
Profit (loss) for the period to be appropriated9905€46k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€46k€70k▲
Transfer from equity791/2-€12k
Transfer to equity691/2€46k€70k▲
To other reserves6921€46k€70k▲
Profit to be distributed694/7-€12k
Return on contributions (dividend)694-€12k
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
23-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-09
Financial
Highest result since 2018net €70k ▲51.3%
Operating result €77k, net result €70k, both a record.
30-09
Financial
Equity above €150kEq €200k ▲41.1%
4 profitable years in a row build equity to €200k.
17-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-09
Financial
Equity above €100kEq €141k ▲48.8%
3 profitable years in a row build equity to €141k.
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Weakest financial yearnet €-16k ▼225%
Net result drops to €-16k, the lowest in the series; recovery starts the following year.
29-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
30-09
Financial
Liquidity triplescurrent ratio 4.59
Current ratio from 1.46 to 4.59; short-term debt falls from €54k to €22k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
09-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grote Reukens(HEU) 219070 DestelbergenGround area
1,148 m²
Building footprint
284 m²
Volume, LiDAR
1,214 m³
2 parcels, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Godelieve Joliestraat 17, 9041 Gent
since 20122.207.388.913
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44028B0114/00G000 | Flanders | 730 m² | 1 · 190 m² | 7.5 m · 1 fl. |
| 44051B0168/00D000 | Flanders | 419 m² | 1 · 94 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 40,072 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-01-2012
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.