Equity
€345,777 ▲ 177%
Equity rose in 2025 from €124,900 to €345,777.
TRAINING & CONSULTING TW
Lifetime
10 annual accounts with figures on one time axispeak €184,567 (2022)
€147,369▼ 4.3%
peak €505,571 (2025)
€505,571▲ 386%
peak €345,777 (2025)
€345,777▲ 177%
€393,915▼ 12.6%
Board1 name since 2015
1 directorWATTRELOT Tony
Documentsfilings and deeds
14-07-202617 days before the deadline
2025abbreviated format
Result from €103,932 to €505,571Dividend €284,695Equity from €124,900 to €345,777Investments €50,263Cash from €6,320 to €262,802
Key points
from the 2025 annual accountsLiquidity
2.64 was 1.16 in 2024
Short-term debts fell from €163,776 to €119,580.
Filings
10 annual accounts since 2016
The last five annual accounts were filed 17 to 151 days before the end of the period.
Net result +386%: one-off income
Checked score
97
Excellent
Financially stronger than 76% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,568 companies (NACE 70, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025highest value
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: < 0.1%▼ -0.1 percentage points vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthStrong
Score breakdown
lowers risk
Size: total assets €739,691
Liquidity: current ratio 2.64, cash €262,802
Figures for financial year 2025 (filed on 14-07-2026)
Sector: Activities of head offices; management consultancy activities (NACE 70)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 43% of them on solvency, 84% on liquidity, 84% on profitability and 94% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as TRAINING & CONSULTING TW has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of TRAINING & CONSULTING TW itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for TRAINING & CONSULTING TW. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €30,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.64 (1.16 in 2024), above the usual 1.5. Short-term debt is 16.2% and cash 35.5% of total assets. However, 53.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 days early
2024
22 days early
2023
28 days early
2022
151 days early
2021
19 days early
2020
11 days early
2019
17 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- WATTRELOT Tony 186 sharesdeed of 05-01-2023
Shares in 2 companies, SAFYR and HYGIENE & EXPERTISE
Board & ownershipRecent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0598819305
WATTRELOT Tony holds 186 shares
General meeting of 15-12-2022 · Gazette deed
Change of role: WATTRELOT Tony, from statutory manager to director
Gazette deed
Incorporation
published on 23-02-2015 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TRAINING & CONSULTING TW Estaimpuis | €739,691 | €147,369 | 46.7% | - |
| Lions Realty Ham-sur-Heure-Nalinnes | €752,462 | €159,855 | 52.8% | - |
| ASE Mouscron Mouscron | €692,328 | €142,718 | 43.2% | 0.9 |
| VIP CONSULTING Lobbes | €677,056 | €135,679 | 46.8% | - |
| ASD CODDENS Frasnes-lez-Anvaing | €844,310 | €136,852 | 51.0% | - |
| FR2D CONSULTING Lobbes | €694,460 | €141,953 | 74.7% | - |
| DASSIMMO INVEST Mouscron | €661,909 | €172,988 | 19.6% | - |
These companies have the same main activity as TRAINING & CONSULTING TW: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €662,000 and €844,000, founded between 2013 and 2016.
Official details
Source: KBO- Status
- Active since 19-02-2015Normal situation
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.240.405.8327730 Estaimpuis, since 19-02-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 12-06-2026
Annual accounts 2025
- ≈ €240,000estimated
- €739,691▲ 28.5%
- ≈ 0 FTEestimated
- Filing
- Filed on 14-07-2026, 17 days before the end of the filing period
Insights on TRAINING & CONSULTING TW
TRAINING & CONSULTING TW files the abbreviated format. That format states no turnover. The gross margin rose from €105,603 in 2016 to €147,369 in 2025.
The balance sheet grew most from 2022 to 2023 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TRAINING & CONSULTING TW
- What is the company number of TRAINING & CONSULTING TW?
- The company number of TRAINING & CONSULTING TW is 0598.819.305. The VAT number is the same number with BE in front: BE 0598.819.305.
- Where is TRAINING & CONSULTING TW based?
- The registered office is at Rue de la Bouteillerie 53, 7730 Estaimpuis.Company details
- What does TRAINING & CONSULTING TW do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of TRAINING & CONSULTING TW?
- TRAINING & CONSULTING TW is a private limited company (BV).
- When was TRAINING & CONSULTING TW founded?
- TRAINING & CONSULTING TW was founded on 19-02-2015.
- Is TRAINING & CONSULTING TW still active?
- Yes, TRAINING & CONSULTING TW is an active enterprise in the KBO register.
- What is the turnover of TRAINING & CONSULTING TW?
- The turnover in financial year 2025 is ≈ €240,000. This figure is estimated from the gross margin of €147,369 and 93 comparable companies (NACE 70200). It probably lies between €190,000 and €310,000.Financials
- Is TRAINING & CONSULTING TW profitable?
- In financial year 2025, TRAINING & CONSULTING TW made a profit of €505,571.
- Where can I find the annual accounts of TRAINING & CONSULTING TW?
- TRAINING & CONSULTING TW filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TRAINING & CONSULTING TW due?
- TRAINING & CONSULTING TW must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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