TRAINING CENTER
ActiveTRAINING CENTER has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €805k and a net result of €50k. Equity is growing by ~21.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 676 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability75▼-11
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €65k at 30 days acceptable
Liquidity ample (current ratio 4.23 against 5.47 in 2024; short-term debt: 23.2% and cash: 20.5% of total assets), and 23.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 85
Relative position
BE, all sectors
reference
Sector 85
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.8%
Return on assets
4.8%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 7 filingsDeviation from the deadline
2025
28 d late
2024
62 d late
2023
12 d late
2022
65 d late
2021
52 d late
2020
33 d early
2019
3 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€805k▲ 6.6%
2024 · €755k
2019: €91k
2020: €133k
2021: €163k
2022: €631k
2023: €631k
2024: €755k
2019 → 2025
Total assets
€1.05M▲ 14.3%
2024 · €917k
2019: €99k
2020: €154k
2021: €186k
2022: €696k
2023: €894k
2024: €917k
2019 → 2025
Net result
€50k▼ 59.6%
2024 · €123k
2019: €78k
2020: €42k
2021: €30k
2022: €468k
2023: €452
2024: €123k
2019 → 2025
Working capital
€785k▲ 8.3%
2024 · €725k
2019: €89k
2020: €132k
2021: €163k
2022: €617k
2023: €591k
2024: €725k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€163k-€631k▲ 287%€631k▲ 0.1%€755k▲ 19.6%€805k▲ 6.6%
Operating result€70k-€518k▲ 642%€173k▼ 66.5%€74k▼ 57.5%€50k▼ 32.6%
Net result€30k-€468k▲ 1,453%€452▼ 99.9%€123k▲ 27,216%€50k▼ 59.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 33% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.05M
Fixed assets
€20k▼ 33.2%
Current assets
€1.03M▲ 15.9%
Equity and liabilities €1.05M
Equity
€805k▲ 6.6%
Debt
€244k▲ 49.8%
The debt ratio rises from 17.7% to 23.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€60k▼
2024 · €84k
Cash flow
€60k▼
2024 · €133k
Solvency
76.8%▼
2024 · 82.3%
Current ratio
4.23▼
2024 · 5.47
Quick ratio
4.23▼
2024 · 5.47
Debt / equity
0.30▲
2024 · 0.22
ROE
6.2%▼
2024 · 16.4%
ROA
4.8%▼
2024 · 13.5%
Interest coverage
23.52▼
2024 · 205.81
Debt
€244k▲
2024 · €163k
Debt ≤ 1 year
€243k▲
2024 · €162k
Income taxes
€19k▲
2024 · €-30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€917k€1.05M▲
Fixed assets21/28€30k€20k▼
Tangible fixed assets22/27€30k€20k▼
Other tangible fixed assets26€30k€20k▼
Current assets29/58€887k€1.03M▲
Amounts receivable within one year40/41€849k€813k▼
Trade receivables40€32k€32k▲
Other amounts receivable41€817k€780k▼
Cash at bank and in hand54/58€38k€215k▲
Deferred charges and accrued income490/1€772€762▼
Equity and liabilities
Total equity and liabilities10/49€917k€1.05M▲
Equity10/15€755k€805k▲
Contributions10/11€12k€12k=
Reserves13€1k€1k=
Distributable reserves133€1k€1k=
Profit (loss) carried forward14€741k€791k▲
Amounts payable17/49€163k€244k▲
Amounts payable within one year42/48€162k€243k▲
Trade debts44€162k€135k▼
Suppliers440/4€162k€135k▼
Other amounts payable47/48-€109k
Accrued charges and deferred income492/3€370€495▲
Income statement
Code20242025
Non-recurring operating income76A-€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-2k€9k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€84k€71k▼
Operating profit (loss)9901€74k€50k▼
Financial income75/76B€20k€22k▲
Recurring financial income75€16k€22k▲
Non-recurring financial income76B€4k€0▼
Financial charges65/66B€406€3k▲
Recurring financial charges65€406€3k▲
Profit (loss) for the period before taxes9903€93k€69k▼
Income taxes67/77€-30k€19k▲
Profit (loss) for the period9904€123k€50k▼
Profit (loss) for the period to be appropriated9905€123k€50k▼
Appropriation of the result
Profit (loss) to be appropriated9906€741k€791k▲
Profit (loss) brought forward from the previous period14P€618k€741k▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-09
State Gazette act
General meeting · Director appointmentGeneral meeting · Director appointment · Power of attorney4 facts ▸
State Gazette act
General meeting · Director appointment
General meeting · Director appointment · Power of attorney4 facts ▸
- General meeting, 2026-08-14
- Director appointment, Erik de Vos (bestuurder)
- Power of attorney, Quinz Advocaten
- Power of attorney, Ad-Ministerie BV
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
01-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 62 days late
2024
12-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 12 days late
2023
31-12
Financial
Weakest financial yearnet €452 ▼99.9%
Net result drops to €452, the lowest in the series; recovery starts the following year.
04-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 65 days late
2022
31-12
Financial
Highest result since 2019net €468k ▲1453%
Operating result €518k, net result €468k, both a record.
31-12
Financial
Equity above €500kEq €631k ▲287%
4 profitable years in a row build equity to €631k.
21-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 52 days late
2021
31-12
Financial
Equity above €150kEq €163k ▲22.6%
3 profitable years in a row build equity to €163k.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €133k ▲46.5%
2 profitable years in a row build equity to €133k.
28-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 directors, no change since 2026
Erik de Vos
CurrentDirector · since 01-05-2026
01-05-2026
Erik de Vos: Appointed as Director
01-06-2025
CTC-Invest BV: Resigned as Director
01-10-2021
CTC-Invest: Resigned as Director
01-10-2021
Guido Croes: Resigned as Director
01-10-2021
Lucas Chabot: Resigned as Director
Location & real-estate footprint
Registered office, Kontich · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningin Astridlaan 602550 KontichGround area
2,337 m²
Building footprint
396 m²
Volume, LiDAR
2,477 m³
Parcel 11602C0210/00A002, Flanders · tallest building 8.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRAINING CENTER
since 20182.279.761.405
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602C0210/00A002 | Flanders | 2,337 m² | 1 · 396 m² | 8.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,015 companies in sector 85592 we hold annual accounts for 987. 523 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-09-2018
Fiscal year end31-12
Activities, NACEBEL
85592Vocational training
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.