Equity
-€155,399
Debts exceed assets in financial year 2025.
TRAFFICSCHOOL
Lifetime
7 annual accounts with figures on one time axispeak €269,085 (2022)
€131,907▼ 43.6%
lowest -€134,191 (2025)
-€134,191▼ €111,473
peak €73,055 (2021)
-€155,399▼ €134,191
€311,146▲ 12.0%
peak 3 FTE (2021)
-not published
Board1 name since 2018
1 directorDe Keyser Kris Jozef
Documentsfilings and deeds
26-01-20265 days before the deadline
2025micro format
Gross margin from €233,870 to €131,907Loss of €134,191Equity from -€21,209 to -€155,399
Key points
from the 2025 annual accountsLosses
-€228,454 in four years
Every financial year from 2022 to 2025 closed with a loss. 2025 was the heaviest.
Turnover
≈ €330,000 estimated
The micro format states no turnover.
Debts
€311,146 200% of the balance sheet
Financial debts 1%Suppliers 59%Taxes and wages 32%Other 8%
Of this, €307,512 falls due within a year.
Filings
7 annual accounts 3 late
The 2023 accounts came latest: 535 days after the end of the period.
Position in the sector
-€134,191
Lower net result than 95% of companies in education. Sector median €7,281 · 2,614 companies.
Checked score
52
Fair
Financially stronger than 5% of micro companies in education (NACE 85)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,826 companies (NACE 85, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 7.5%
01-2025: 7.5%● unchanged vs 12-2024
02-2025: 9.6%▲ +2.1 percentage points vs 01-2025
03-2025: 9.6%● unchanged vs 02-2025
04-2025: 9.6%● unchanged vs 03-2025
05-2025: 9.6%● unchanged vs 04-2025
06-2025: 9.6%● unchanged vs 05-2025
07-2025: 9.6%● unchanged vs 06-2025
08-2025: 10.4%▲ +0.8 percentage points vs 07-2025highest value
09-2025: 5.7%▼ -4.7 percentage points vs 08-2025
10-2025: 5.7%● unchanged vs 09-2025
11-2025: 5.3%▼ -0.4 percentage points vs 10-2025
12-2025: 5.1%▼ -0.2 percentage points vs 11-2025
01-2026: 5.0%▼ -0.1 percentage points vs 12-2025
02-2026: 3.0%▼ -2.0 percentage points vs 01-2026
03-2026: 1.1%▼ -1.9 percentage points vs 02-2026
04-2026: 1.2%▲ +0.1 percentage points vs 03-2026
05-2026: 1.2%● unchanged vs 04-2026
06-2026: 1.2%● unchanged vs 05-2026
07-2026: 1.2%● unchanged vs 06-2026
08-2026: 1.2%● unchanged vs 07-2026
09-2026: 1.2%● unchanged vs 08-2026
10-2026: 1.0%▼ -0.2 percentage points vs 09-2026lowest value
11-2026: 1.0%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Loss of €134,191, the second in a row (financial year 2025)
Negative equity -€155,399
lowers risk
Sector: Education (NACE 85)
Size: total assets €155,747
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 6% of them on solvency, 9% on liquidity, 6% on profitability and 1% on growth.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,008 companies had the same profile as TRAFFICSCHOOL has now. Each dot stands for 16 companies, two years later.
83.0%
were still trading
8.4%
stopped another way
7.9%
went bankrupt
Another 0.7% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of TRAFFICSCHOOL itself is lower: 1.0% within 12 months. It rests on far more data about TRAFFICSCHOOL than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,008 companies, not a prediction for TRAFFICSCHOOL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.27 (0.65 in 2024), below 1. Short-term debt is 197.4% and cash 14.7% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
19202122232425
2019 to 2025 · latest year -€155,399
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
5 days early
2024
195 days late
2023
535 days late
2022
212 days late
2021
on the day
2020
2 days early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 134 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 14 August (4 of the last 5 accounts filed within 200 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end08-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0698727721
Registered-office move · Amendment of the articles · Legal-form change · Resignations & appointments
Gazette deed
Incorporation
published on 26-06-2018 · Gazette deed
First establishment
Nieuwlandlaan 150, Aarschot
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TRAFFICSCHOOL Aarschot | €155,747 | €131,907 | -99.8% | - |
| RIJSCHOOL ELA Ghent | €159,460 | €140,917 | 3.7% | - |
| Diestse Autorijschool Nico Diest | €120,302 | €218,404 | 21.0% | 2.2 |
| ROYALBEL Anderlecht | €157,638 | €188,691 | 38.6% | - |
| Learn2Drive Evergem | €199,773 | €149,118 | 49.1% | - |
| DRIVE COOL Andenne | €225,440 | €90,035 | 57.8% | - |
| Rijschool Lovanium Leuven | €215,310 | €157,064 | 75.0% | - |
These companies have the same main activity as TRAFFICSCHOOL: driving schools for cars and motorcycles (NACE 85531). They are comparable in size and age: total assets between €120,000 and €225,000, founded between 2016 and 2021.
Official details
Source: KBO- Status
- Active since 22-06-2018Normal situation
- Activity
- Driving schools for cars and motorcyclesNACE 85531and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 30-06-2023
- Establishment unit
- 2.277.099.5463200 Aarschot, since 22-06-2018
- Financial year end
- 30 June
- Peppol
- Reachable since 24-11-2025
Annual accounts to 30-06-2025
- €155,747▼ 39.3%
- Employeeson 30-06-2025
- 6=
- Filing
- Filed on 26-01-2026, 5 days before the end of the filing period
Insights on TRAFFICSCHOOL
TRAFFICSCHOOL files the micro format. That format states no turnover. The gross margin rose from €5,486 in 2019 to €131,907 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TRAFFICSCHOOL
- What is the company number of TRAFFICSCHOOL?
- The company number of TRAFFICSCHOOL is 0698.727.721. The VAT number is the same number with BE in front: BE 0698.727.721.
- Where is TRAFFICSCHOOL based?
- The registered office is at Pastoor Dergentlaan 16, 3200 Aarschot.Company details
- What does TRAFFICSCHOOL do?
- According to the KBO register, the main activity is driving schools for cars and motorcycles (NACE 85531).
- What is the legal form of TRAFFICSCHOOL?
- TRAFFICSCHOOL is a private limited company (BV).
- When was TRAFFICSCHOOL founded?
- TRAFFICSCHOOL was founded on 22-06-2018.
- Is TRAFFICSCHOOL still active?
- Yes, TRAFFICSCHOOL is an active enterprise in the KBO register.
- How many employees does TRAFFICSCHOOL have?
- TRAFFICSCHOOL had an average of 4 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does TRAFFICSCHOOL fall under?
- In its 30-06-2023 annual accounts, TRAFFICSCHOOL states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of TRAFFICSCHOOL?
- The turnover in financial year 2025 is ≈ €330,000. This figure is estimated from the gross margin of €131,907 and 2,207 comparable companies of the same size. It probably lies between €220,000 and €510,000. It is a rough estimate.
- Is TRAFFICSCHOOL profitable?
- In financial year 2025, TRAFFICSCHOOL made a loss of €134,191.
- Where can I find the annual accounts of TRAFFICSCHOOL?
- TRAFFICSCHOOL filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TRAFFICSCHOOL due?
- TRAFFICSCHOOL must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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