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TRAFFIC & TRADING

Active
Private limited companyfounded 200422 years activeJan Sanderslaan 158, 2620 Hemiksem, BelgiumKBO/BCE: BE 0867.590.764
Summary

The computed 12-month bankruptcy probability of TRAFFIC & TRADING is 1.5% (moderate). The 2025 annual accounts show equity of €129,137 and a net result of €14,228. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 586 sector peers (NACE 53, fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Other postal and courier activities
NACE 53200
#5 oldest company in Hemiksem, Transport and storage sector1 site
Size
€194,596total assets 2025
Staff
1.9 FTE
Equity
€129,137
Profit
€14,228
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.5%
Structure
Accounts 31 days early0 of 5 deeds read
Why 65- 1 change of registered office in 24 months- 2 of the last 3 late- Sector Postal and courier activities (NACE 53)- Size: total assets €194,596Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 64% of its sector peers (NACE 53, micro)
Financial strength · tick = 2024
Strong
Solvency 91+3
equity 66.4% of total assets
Liquidity 52+9
short-term debt 33.6% · cash 13.4%
Profitability 78+20
return on assets 7.3%
Bankruptcy probability, 12 months
1.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 2.6% (905 companies)
Last 24 months 11-2024: 2.6% 12-2024: 3.3%▲ +0.7 percentage points vs 11-2024 01-2025: 2.0%▼ -1.3 percentage points vs 12-2024 02-2025: 2.0%● unchanged vs 01-2025 03-2025: 4.2%▲ +2.2 percentage points vs 02-2025 04-2025: 4.3%▲ +0.1 percentage points vs 03-2025 05-2025: 4.5%▲ +0.2 percentage points vs 04-2025 06-2025: 4.3%▼ -0.2 percentage points vs 05-2025 07-2025: 4.2%▼ -0.1 percentage points vs 06-2025 08-2025: 4.6%▲ +0.4 percentage points vs 07-2025 09-2025: 5.6%▲ +1.0 percentage point vs 08-2025 10-2025: 7.5%▲ +1.9 percentage points vs 09-2025 11-2025: 7.8%▲ +0.3 percentage points vs 10-2025 12-2025: 8.4%▲ +0.6 percentage points vs 11-2025 01-2026: 11.6%▲ +3.2 percentage points vs 12-2025highest value 02-2026: 11.6%● unchanged vs 01-2026highest value 03-2026: 5.5%▼ -6.1 percentage points vs 02-2026 04-2026: 5.7%▲ +0.2 percentage points vs 03-2026 05-2026: 5.6%▼ -0.1 percentage points vs 04-2026 06-2026: 5.3%▼ -0.3 percentage points vs 05-2026 07-2026: 2.9%▼ -2.4 percentage points vs 06-2026 08-2026: 3.1%▲ +0.2 percentage points vs 07-2026 09-2026: 3.8%▲ +0.7 percentage points vs 08-2026 10-2026: 1.5%▼ -2.3 percentage points vs 09-2026lowest value
Credit up to €8,000 at 30 days acceptable
Liquidity ample (current ratio 2.28 against 2.23 in 2024; short-term debt: 33.6% and cash: 13.4% of total assets), and 33.6% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 53, micro): better than 80% on solvency, 65% on liquidity, 59% on profitability and 54% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
Belgian State Gazette
raises risk · 2 of the last 3 late
NBB · filings
raises risk · Sector Postal and courier activities (NACE 53)
KBO
raises risk · Size: total assets €194,596
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €129,137
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 days early
2024
203 days late
2023
142 days late
2022
153 days late
2021
96 days late
2020
153 days late
2019
153 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 124 days after the deadline; the sector median for financial year 2024 is 13 days after the deadline, and 56% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 December (4 of the last 5 filed years within 60 days of that day).
Companies Code · seven months
Position in the running window
08-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet €2,496 ▼84.8%

Key points

  • Positive: Oldest company in Hemiksem, Transport and storage sectorin the Checked rankings #5 View
  • Positive: 8 profitable years in a rowprofit 2025: €14,228 8 years View
  • Total assets 20256 fiscal years filed €194,596 View

By topic

Financials

Fiscal year
2025
Total assets
€194,596
Profit
€14,228
Solvency
66.4%
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 20-12-2024Annual accounts filed
  2. 31-12-2023Equity above €100,000
  3. 31-12-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other postal and courier activitiesNACE 53200
Founded
04-10-2004
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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