Financials
- Fiscal year
- 2025
- Total assets
- €138,245
- Profit
- €11,629
- Solvency
- 15.9%
Total assets▲ 1.1%
Net result
20182025
TRADVICO
ActiveSummary
TRADVICO has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21,979 and a net result of €11,629. Equity is growing by ~56.3% per year across the filed fiscal years. Its solvency ranks better than 30% of 12348 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Wholesale of clothing, excluding workwear and underwear
NACE 46423NACE 51421
1 site
How big
€138,245total assets 2025
- Equity
- €21,979
- Profit
- €11,629
Turnover not published (abridged schema)
Who decides
Accounts 1 d early0 of 4 deeds read
Why 90- Sector Wholesale trade (NACE 46)+ Founded in 1988+ Size: total assets €138,245+ Figures for FY 2025 (filed 30-07-2026)Show the evidence
Checked score
Score 2025
90
/ 100
Excellent
Probability in this band: under 0.55%
Better than 62% of its sector peers (NACE 46, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
41+8
equity 15.9% of total assets
Liquidity
52=
short-term debt 8.7% · cash 1.6%
Profitability
79-1
return on assets 8.4%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Founded in 1988 lowers the probability for this profile
- Size: total assets €138,245 lowers the probability for this profile
- Figures for FY 2025 (filed 30-07-2026) lowers the probability
- Sector Wholesale trade (NACE 46) raises the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.1 against 0.31 in 2024; short-term debt: 8.7% and cash: 1.6% of total assets), and 84.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, micro). Better than this share of them on solvency 28%, liquidity 56%, profitability 71%, growth against the median 94%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
35 d early
2022
21 d early
2021
31 d late
2020
30 d late
2019
60 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 9 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 30 July (4 of the last 5 filed years within 32 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Liquidity quadruplescurrent ratio 1.10
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 30-07-2026Annual accounts filed
- 31-12-2025Liquidity quadruples
- 30-07-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale of clothing, excluding workwear and underwearNACE 46423
- Founded
- 01-12-1988
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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