TRADINNOVE
ActiveThe computed 12-month bankruptcy probability of TRADINNOVE is 3.0% (moderate). The 2025 annual accounts show equity of €10k and a net result of €-2k. Equity is shrinking by ~23.1% per year across the filed fiscal years. Its solvency ranks better than 21% of 27450 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-23
Solvency44▼-1
Growth32=
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.23 against 1.2 in 2024; short-term debt: 61.2% and cash: 7.1% of total assets), and 81.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
18.7%
Return on assets
-4.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 27450 sector peers (2025).
NBB · sector comparisonPosition among 27450 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
28 d late
2024
24 d early
2023
2 d early
2022
18 d late
2021
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 17.8%
2024 · €12k
2021: €28k
2022: €24k
2023: €10k
2024: €12k
2021 → 2025
Total assets
€53k▼ 12.9%
2024 · €61k
2021: €98k
2022: €96k
2023: €81k
2024: €61k
2021 → 2025
Net result
€-2k
2024 · €2k
2021: €26k
2022: €-3k
2023: €-15k
2024: €2k
2021 → 2025
Working capital
€7k▲ 7.6%
2024 · €7k
2021: €523
2022: €14k
2023: €906
2024: €7k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€28k-€24k▼ 10.9%€10k▼ 60.6%€12k▲ 25.6%€10k▼ 17.8%
Operating result€30k-€-4k€-13k▼ 205%€4k€-204
Net result€26k-€-3k€-15k▼ 393%€2k€-2k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €204 after €4k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €53k
Fixed assets
€13k▼ 31.3%
Current assets
€40k▼ 4.4%
Equity and liabilities €53k
Equity
€10k▼ 17.8%
Debt
€43k▼ 11.7%
The debt ratio rises from 80.2% to 81.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€6k▼
2024 · €11k
Cash flow
€4k▼
2024 · €9k
Solvency
18.7%▼
2024 · 19.8%
Current ratio
1.23▲
2024 · 1.20
Quick ratio
1.13▼
2024 · 1.14
Debt / equity
4.34▲
2024 · 4.04
ROE
-21.7%▼
2024 · 20.4%
ROA
-4.1%▼
2024 · 4.0%
Interest coverage
1.83▼
2024 · 3.34
Debt
€43k▼
2024 · €49k
Debt ≤ 1 year
€33k▼
2024 · €35k
Debt > 1 year
€4k▼
2024 · €7k
Income taxes
€176▼
2024 · €308
Staff costs
€23k▼
2024 · €65k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€53k▼
Fixed assets21/28€19k€13k▼
Intangible fixed assets21€15k€12k▼
Tangible fixed assets22/27€4k€2k▼
Plant, machinery and equipment23€4k€1k▼
Furniture and vehicles24€611€289▼
Current assets29/58€42k€40k▼
Stocks and contracts in progress3€2k€3k▲
Stocks30/36€2k€3k▲
Amounts receivable within one year40/41€28k€31k▲
Trade receivables40€2k€3k▲
Other amounts receivable41€27k€28k▲
Cash at bank and in hand54/58€10k€4k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€61k€53k▼
Equity10/15€12k€10k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€11k€9k▼
Amounts payable17/49€49k€43k▼
Amounts payable after more than one year17€7k€4k▼
Financial debts170/4€7k€4k▼
Amounts payable within one year42/48€35k€33k▼
Current portion of amounts payable after more than one year42€3k€3k▲
Financial debts43€15k€15k=
Credit institutions430/8€15k€15k=
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€8k€5k▼
Taxes450/3€588€3k▲
Remuneration and social security454/9€8k€1k▼
Other amounts payable47/48€6k€6k=
Accrued charges and deferred income492/3€7k€7k▼
Income statement
Code20242025
Remuneration, social security and pensions62€65k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€849€1k▲
Gross operating margin9900€77k€31k▼
Operating profit (loss)9901€4k€-204▼
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€3k€-2k▼
Income taxes67/77€308€176▼
Profit (loss) for the period9904€2k€-2k▼
Profit (loss) for the period to be appropriated9905€2k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€9k▼
Profit (loss) brought forward from the previous period14P€8k€11k▲
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
18-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 18 days late
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue du Tram(VEL) 995060 SambrevilleGround area
1,740 m²
Building footprint
266 m²
Volume, LiDAR
829 m³
2 parcels, Wallonia · tallest building 10.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TRADINNOVE
since 20212.316.733.449
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52071C0975/00C003 | Wallonia | 1,266 m² | 1 · 98 m² | 10.7 m · 3 fl. |
| 92129D0055/00T005 | Wallonia | 474 m² | 1 · 168 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BE PAINT
BE 0782.965.588
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BERTELS WORKS
BE 0551.886.052
Zoersel · Eq €10k
ASIB K-S
BE 0801.607.604
Hamme (Vl.) · Eq €10k
TRAVERTGREEN
BE 1000.407.421
Herve · Eq €10k
DECOTHERM
BE 0745.456.876
Anderlecht · Eq €10k
Of 7,864 companies in sector 43341 we hold annual accounts for 2,662. 1,645 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2021
Fiscal year end31-12
Activities, NACEBEL
43341Painting of buildings
43240Other construction installation
43299Specialised construction activities
43333Wallpapering and laying of floor and wall coverings in other materials
47526Retail trade
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32496797312