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TRADILO

Active
Public limited companyfounded 199135 yrs activeTerbekehofdreef 10, 2610 Antwerpen, BelgiumKBO/BCE: BE 0443.693.737
Summary

TRADILO has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €8,418 and a net result of -€3,787. The figures fluctuate too strongly year-on-year for a reliable trend projection. The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2024
Axes · tick = 2023
Profitability29▲+29
Solvency32=
Growth85▲+17
Track record100
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Liquidity tight (current ratio 1.08 against 1.07 in 2023; short-term debt: 92.7% and cash: 0% of total assets), and 92.7% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
7.3%
Return on assets
-3.3%
Age of the figures
21 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€3,787
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-09-2025, 57 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
57 d late
2023
68 d late
2022
10 d late
2021
32 d early
2020
142 d late
2019
83 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 6 accounts on average 55 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 1 February 1991, TRADILO was incorporated.1 Revenue went from EUR 60,076 in 2019 to EUR 248,121 in 2021.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2021

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Financials · fiscal year 2024, micro schema

Turnover
€248,121▲ 345%
2020 · €55,777
EBIT margin
48.7%▲ 34.2pp
2020 · 14.5%
Net result
-€3,787▲ 89.6%
2023 · -€36,334
Working capital
€8,418▼ 31.0%
2023 · €12,205
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202021202220232024
Turnover€55,777▼ 7.2%€248,121▲ 345%
Operating result€8,106▲ 76.5%€120,910▲ 1,392%€96,562▼ 20.1%-€36,286-€3,787▲ 89.6%
Net result€7,755▲ 76.7%€120,711▲ 1,457%€96,514▼ 20.0%-€36,334-€3,787▲ 89.6%
EBIT margin14.5%▲ 6.9pp48.7%▲ 34.2pp
Equity-€168,685▲ 4.4%-€47,974▲ 71.6%€48,539€12,205▼ 74.9%€8,418▼ 31.0%
Total assets€26,347▼ 83.1%€119,354▲ 353%€160,890▲ 34.8%€176,175▲ 9.5%€115,426▼ 34.5%
Debt€195,032▼ 41.4%€167,329▼ 14.2%€112,351▼ 32.9%€163,970▲ 45.9%€107,008▼ 34.7%
Working capital€10,613€75,890▲ 615%€88,539▲ 16.7%€12,205▼ 86.2%€8,418▼ 31.0%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2020: €8,106€8,106Net result 2020: €7,755€7,755Operating result 2021: €120,910€120,910Net result 2021: €120,711€120,711Operating result 2022: €96,562€96,562Net result 2022: €96,514€96,514Operating result 2023: -€36,286-€36,286Net result 2023: -€36,334-€36,334Operating result 2024: -€3,787-€3,787Net result 2024: -€3,787-€3,78720202021202220232024-€50,000€0€50,000€100,000Operating result 2022: €96,562€96,600Net result 2022: €96,514€96,500Operating result 2023: -€36,286-€36,300Net result 2023: -€36,334-€36,300Operating result 2024: -€3,787-€3,790Net result 2024: -€3,787-€3,790202220232024
The operating result stays negative: a loss of €3,787 in 2024 against €36,286 in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €115,426
Equity €8,418 ▼ 31.0%
Debt €107,008 ▼ 34.7%
Debt's share of the balance-sheet total falls from 93.1% to 92.7%. Equity and debt are lower.
Key figures and ratios
2024 value · change against 2023
Current ratio
1.08▲
2023 · 1.07
Debt to equity
12.71▼
2023 · 13.43
ROE
-45.0%▲
2023 · -297.7%
ROA
-3.3%▲
2023 · -20.6%
Debt ≤ 1 year
€107,008▼
2023 · €163,970
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 974 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency under 10%
  • a small loss
2.1% went bankrupt
4.5% stopped otherwise
93% still going

A further 0.8% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 974 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 31 lines
Balance sheet Code20232024
Assets
Total assets20/58€176,175€115,426▼
Current assets29/58€176,175€115,426▼
Amounts receivable within one year40/41€176,131€115,405▼
Trade receivables40€15,322€8,505▼
Other amounts receivable41€160,809€106,900▼
Cash at bank and in hand54/58€44€21▼
Equity and liabilities
Total equity and liabilities10/49€176,175€115,426▼
Equity10/15€12,205€8,418▼
Contributions10/11€124,000€124,000=
Capital10€124,000€124,000=
Issued capital100€124,000€124,000=
Reserves13€149,152€149,152=
Non-distributable reserves130/1€12,400€12,400=
Legal reserve130€12,400€12,400=
Distributable reserves133€136,752€136,752=
Profit (loss) carried forward14-€260,947-€264,734▼
Amounts payable17/49€163,970€107,008▼
Amounts payable within one year42/48€163,970€107,008▼
Trade debts44€163,970€357▼
Suppliers440/4€163,970€357▼
Other amounts payable47/48-€106,651
Income statement Code20232024
Other operating charges640/8€19,127€1,479▼
Gross operating margin9900-€17,159-€2,309▲
Operating profit (loss)9901-€36,286-€3,787▲
Financial charges65/66B€48-
Recurring financial charges65€48-
Profit (loss) for the period before taxes9903-€36,334-€3,787▲
Profit (loss) for the period9904-€36,334-€3,787▲
Profit (loss) for the period to be appropriated9905-€36,334-€3,787▲
Appropriation of the result
Profit (loss) to be appropriated9906-€260,947-€264,734▼
Profit (loss) brought forward from the previous period14P-€224,613-€260,947▼

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202021202220232024Change
Turnover70€55,777€248,121----
Goods, raw materials, services and sundry goods60/61-€133,892----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€760€431€29---
Other operating charges640/8-€702€525€19,127€1,479▼ 92.3%
Gross operating margin9900€9,818€122,043€97,116-€17,159-€2,309▲ 86.5%
Operating profit (loss)9901€8,106€120,910€96,562-€36,286-€3,787▲ 89.6%
Financial charges65/66B-€199€48€48--
Recurring financial charges65€351€199€48€48--
Profit (loss) for the period before taxes9903€7,755€120,711€96,514-€36,334-€3,787▲ 89.6%
Profit (loss) for the period9904€7,755€120,711€96,514-€36,334-€3,787▲ 89.6%
Profit (loss) for the period to be appropriated9905€7,755€120,711€96,514-€36,334-€3,787▲ 89.6%
Line20202021202220232024Change
Assets
Total assets20/58€26,347€119,354€160,890€176,175€115,426▼ 34.5%
Fixed assets21/28€460€29----
Tangible fixed assets22/27€460€29----
Plant, machinery and equipment23-€29----
Current assets29/58€25,887€119,325€160,890€176,175€115,426▼ 34.5%
Amounts receivable within one year40/41€25,561€119,294€160,785€176,131€115,405▼ 34.5%
Trade receivables40-€111,188€159,144€15,322€8,505▼ 44.5%
Other amounts receivable41-€8,106€1,642€160,809€106,900▼ 33.5%
Cash at bank and in hand54/58€326€31€105€44€21▼ 52.5%
Equity and liabilities
Total equity and liabilities10/49€26,347€119,354€160,890€176,175€115,426▼ 34.5%
Equity10/15-€168,685-€47,974€48,539€12,205€8,418▼ 31.0%
Contributions10/11€124,000€124,000€124,000€124,000€124,000=
Capital10-€124,000€124,000€124,000€124,000=
Issued capital100-€124,000€124,000€124,000€124,000=
Reserves13€149,152€149,152€149,152€149,152€149,152=
Non-distributable reserves130/1-€12,400€12,400€12,400€12,400=
Legal reserve130-€12,400€12,400€12,400€12,400=
Distributable reserves133-€136,752€136,752€136,752€136,752=
Profit (loss) carried forward14-€441,837-€321,127-€224,613-€260,947-€264,734▼ 1.5%
Amounts payable17/49€195,032€167,329€112,351€163,970€107,008▼ 34.7%
Amounts payable after more than one year17€172,991€123,893€40,000---
Financial debts170/4-€123,893€40,000---
Amounts payable within one year42/48€15,274€43,436€72,351€163,970€107,008▼ 34.7%
Trade debts44€15,274€43,436€36,651€163,970€357▼ 99.8%
Suppliers440/4-€43,436€36,651€163,970€357▼ 99.8%
Other amounts payable47/48--€35,700-€106,651-
Line20202021202220232024Change
Profit (loss) for the period9904€7,755€120,711€96,514-€36,334-€3,787▲ 89.6%
+ Depreciation and write-downs630€760€431€29---
Operating cash flow (approximation)€8,515€121,142€96,542-€36,334-€3,787▲ 89.6%
Investment in fixed assets (approximation)-€0----
Change in cash--€295€74-€60-€23▲ 61.2%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2025
26-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 57 days late
2024
07-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial Weakest financial yearnet -€36,334
Net result drops to -€36,334, the lowest in the series; recovery starts the following year.
10-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 10 days late
2022
29-06
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial Highest result since 2018net €120,711 ▲1,457%
Operating result €120,910, net result €120,711, both a record.
20-12
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 142 days late
2020
22-10
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 83 days late
12-10
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 439 days late
2019
31-12
Financial Back to profitnet €4,389
Net result €4,389 after one loss-making year.
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
14-07
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 11 acts read
About the unread acts

We know of 11 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
11 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1991
seat establishment The establishment unit on the map
Ground area
2.4 ha
Building footprint
1.5 ha
Volume, LiDAR
188,966 m³
2 parcels, Flanders · tallest building 15.2 m, ±5 floors. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
LOMBAERTS INDUSTRIE
Terbekehofdreef 16, 2610 AntwerpenRaising of dairy cattle
since 19912.052.152.091
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11463D0207/00K000 Flanders 2.1 ha 1 · 1.2 ha 15.2 m · 5 fl.
11463D0207/00N000 Flanders 3,412 m² 1 · 2,786 m² 9.2 m · 3 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. EMPORIA INVEST HOLDING & FINANCE 99.99%
  2. TRADILO

Highest known parent: EMPORIA INVEST HOLDING & FINANCE. The sources do not say who stands above it.

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded01-02-1991
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0443693737
Also 9925:BE0443693737
Registered 19-12-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.