TRADE n SERVICES
ActiveTRADE n SERVICES has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63k and a net result of €8k. Equity is growing by ~12.4% per year across the filed fiscal years. Its solvency ranks better than 74% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
92
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability81▲+77
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.23 against 4.91 in 2024; short-term debt: 22.3% and cash: 43.3% of total assets), and 22.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
77.7%
Return on assets
9.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 04-11-2025, 88 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
88 d early
2024
113 d early
2023
85 d early
2022
106 d early
2021
105 d early
2020
108 d early
2019
109 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close20-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€63k▲ 14.2%
2024 · €55k
2019: €10k
2020: €35k
2021: €68k
2022: €77k
2023: €63k
2024: €55k
2019 → 2025
Total assets
€81k▲ 20.3%
2024 · €67k
2019: €32k
2020: €53k
2021: €97k
2022: €84k
2023: €66k
2024: €67k
2019 → 2025
Net result
€8k
2024 · €-8k
2019: €11k
2020: €32k
2021: €53k
2022: €9k
2023: €-14k
2024: €-8k
2019 → 2025
Working capital
€59k▲ 22.3%
2024 · €48k
2019: €-7k
2020: €31k
2021: €65k
2022: €70k
2023: €57k
2024: €48k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€68k-€77k▲ 12.9%€63k▼ 17.9%€55k▼ 12.8%€63k▲ 14.2%
Operating result€67k-€16k▼ 75.8%€-14k€-8k▲ 43.0%€16k
Net result€53k-€9k▼ 83.4%€-14k€-8k▲ 41.1%€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €16k after a loss of €8k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€4k▼ 39.1%
Current assets
€77k▲ 27.6%
Equity and liabilities €81k
Equity
€63k▲ 14.2%
Debt
€18k▲ 48.1%
The debt ratio rises from 18.1% to 22.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€20k▲
2024 · €-3k
Cash flow
€12k▲
2024 · €-4k
Solvency
77.7%▼
2024 · 81.9%
Current ratio
4.23▼
2024 · 4.91
Quick ratio
4.23▼
2024 · 4.91
Debt / equity
0.29▲
2024 · 0.22
ROE
12.4%▲
2024 · -14.7%
ROA
9.6%▲
2024 · -12.1%
Interest coverage
109.09▲
2024 · -46.93
Debt
€18k▲
2024 · €12k
Debt ≤ 1 year
€18k▲
2024 · €12k
Income taxes
€8k▲
2024 · €555
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€67k€81k▲
Fixed assets21/28€7k€4k▼
Tangible fixed assets22/27€7k€4k▼
Plant, machinery and equipment23€7k€4k▼
Current assets29/58€60k€77k▲
Amounts receivable within one year40/41€35k€35k▼
Trade receivables40€28k€24k▼
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€9k€35k▲
Deferred charges and accrued income490/1€16k€7k▼
Equity and liabilities
Total equity and liabilities10/49€67k€81k▲
Equity10/15€55k€63k▲
Contributions10/11€6k€6k=
Reserves13€58k€58k=
Tax-exempt reserves132€27k€27k=
Distributable reserves133€31k€31k=
Profit (loss) carried forward14€-9k€-784▲
Amounts payable17/49€12k€18k▲
Amounts payable within one year42/48€12k€18k▲
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€6k€16k▲
Taxes450/3€6k€16k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€928€771▼
Gross operating margin9900€-3k€21k▲
Operating profit (loss)9901€-8k€16k▲
Financial income75/76B€257€666▲
Recurring financial income75€257€666▲
Financial charges65/66B€73€185▲
Recurring financial charges65€73€185▲
Profit (loss) for the period before taxes9903€-8k€16k▲
Income taxes67/77€555€8k▲
Profit (loss) for the period9904€-8k€8k▲
Profit (loss) for the period to be appropriated9905€-8k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-784▲
Profit (loss) brought forward from the previous period14P€-472€-9k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
04-11
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Back to profitnet €8k
Net result €8k after 2 loss-making years.
2024
10-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Weakest financial yearnet €-14k ▼256%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
30-06
Financial
Liquidity doublescurrent ratio 26.21
Current ratio from 11.06 to 26.21; short-term debt falls from €7k to €2k.
2022
17-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 11.06
Current ratio from 3.23 to 11.06; short-term debt falls from €29k to €7k.
2021
18-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €53k ▲64.2%
Operating result €67k, net result €53k, both a record.
2020
15-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial
Liquidity quadruplescurrent ratio 2.72
Current ratio from 0.68 to 2.72; short-term debt falls from €22k to €18k.
2019
14-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
16-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
17-10
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
20-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2007
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-09-2007
Resigned as Manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zand 72000 AntwerpenGround area
456 m²
Building footprint
203 m²
Volume, LiDAR
1,921 m³
Parcel 11804D0173/00D000, Flanders · tallest building 15.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TRADE n SERVICES
since 20032.135.498.154
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11804D0173/00D000 | Flanders | 456 m² | 1 · 203 m² | 15.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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YAMAC
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,573. 39,212 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded23-10-2003
Fiscal year end30-06
Abbreviation NL
TnS
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.