Financials
- Fiscal year
- 2025
- Total assets
- €1,812
- Loss
- -€96
- Solvency
- -15390.8%
Total assets▲ 17.2%
Net result
20182025
TRADE and COM
ActiveSummary
TRADE and COM has been active since 1996 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€278,844) and a net result of -€96. Equity remains stable across the filed fiscal years (±0.4% per year). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Activity not known1 site
Size
€1,812total assets 2025
- Equity
- -€278,844
- Loss
- -€96
Structure
Accounts 17 d early0 of 6 deeds read
Why 54Capped at 59: negative equity- Negative equity -€278,844- Loss of €96, the second in a row (FY 2025)+ Size: total assets €1,812+ Founded in 1996Show the evidence
Checked score
Score 2025
54
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 26% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
0=
equity -15390.8% of total assets
Liquidity
50=
short-term debt 15490.8% · cash 100.0%
Profitability
24+24
return on assets -5.3%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 14 months
09-2025: 0.5%
10-2025: 0.5%▲ +0.7% vs 09-2025
11-2025: 0.5%● 0.0% vs 10-2025
12-2025: 0.5%● 0.0% vs 11-2025
01-2026: 0.5%▼ -1.1% vs 12-2025
02-2026: 0.7%▲ +19.9% vs 01-2026
03-2026: 0.7%▲ +10.1% vs 02-2026
04-2026: 0.7%▲ +3.6% vs 03-2026
05-2026: 0.7%● 0.0% vs 04-2026
06-2026: 0.8%▲ +13.2% vs 05-2026
07-2026: 1.0%▲ +17.5% vs 06-2026highest value
08-2026: 0.4%▼ -60.9% vs 07-2026lowest value
09-2026: 0.4%● 0.0% vs 08-2026lowest value
10-2026: 0.4%● 0.0% vs 09-2026lowest value
- Size: total assets €1,812 lowers the probability for this profile
- Negative equity -€278,844 raises the probability
- Founded in 1996 lowers the probability for this profile
- Loss of €96, the second in a row (FY 2025) raises the probability
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 5%, liquidity 35%, profitability 19%, growth against the median 46%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€278,844
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
17 d early
2024
2 d early
2023
14 d late
2022
4 d late
2021
3 d early
2020
27 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 7 accounts on average 7 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 11
- Since
- 2017
- Next accounts
- by 31-07-2027
- 14-07-2026Annual accounts filed
- 29-07-2025Annual accounts filed
- 14-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Public limited company
- Founded
- 15-01-1996
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
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