TRAD'IN
ActiveTRAD'IN has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-13k) and a net result of €23k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 13% of 2514 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Negative equity caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+49
Solvency6▲+6
Growth58=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.67 against 0.65 in 2024; short-term debt: 119% and cash: 43.1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 95
Relative position
BE, all sectors
reference
Sector 95
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-19%
Return on assets
33.1%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 2514 sector peers (2025).
NBB · sector comparisonPosition among 2514 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
25 d late
2023
22 d late
2022
31 d late
2021
29 d late
2020
27 d late
2019
47 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-13k▲ 6.4%
2024 · €-14k
2018: €45k
2019: €-108k
2020: €-29k
2021: €-53k
2022: €-65k
2023: €-46k
2024: €-14k
2018 → 2025
Total assets
€71k▲ 40.1%
2024 · €50k
2018: €513k
2019: €358k
2020: €381k
2021: €325k
2022: €293k
2023: €285k
2024: €50k
2018 → 2025
Net result
€23k▼ 82.4%
2024 · €133k
2018: €-12k
2019: €-153k
2020: €79k
2021: €-24k
2022: €-11k
2023: €25k
2024: €133k
2018 → 2025
Working capital
€-27k▼ 22.9%
2024 · €-22k
2018: €-40k
2019: €-54k
2020: €18k
2021: €-11k
2022: €-23k
2023: €-5k
2024: €-22k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-53k-€-65k▼ 21.6%€-46k▲ 28.1%€-14k▲ 69.2%€-13k▲ 6.4%
Operating result€-22k-€-9k▲ 57.7%€19k€-3k€25k
Net result€-24k-€-11k▲ 52.8%€25k€133k▲ 437%€23k▼ 82.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €25k after a loss of €3k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€14k▲ 75.1%
Current assets
€57k▲ 33.5%
Key figures and ratios
EBITDA
€29k▲
2024 · €706
Cash flow
€27k▼
2024 · €137k
Solvency
-19.0%▲
2024 · -28.4%
Current ratio
0.67▲
2024 · 0.65
Quick ratio
0.67▲
2024 · 0.65
Debt / equity
-6.27▼
2024 · -4.52
ROA
33.1%▼
2024 · 263.1%
Interest coverage
36.10▲
2024 · 0.14
Debt
€84k▲
2024 · €65k
Debt ≤ 1 year
€84k▲
2024 · €65k
Income taxes
€830▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€50k€71k▲
Fixed assets21/28€8k€14k▲
Tangible fixed assets22/27€8k€14k▲
Furniture and vehicles24€3k€4k▲
Other tangible fixed assets26€5k€10k▲
Financial fixed assets28€175€175=
Current assets29/58€42k€57k▲
Amounts receivable within one year40/41€11k€25k▲
Trade receivables40€11k€25k▲
Other amounts receivable41-€14
Cash at bank and in hand54/58€28k€30k▲
Deferred charges and accrued income490/1€3k€950▼
Equity and liabilities
Total equity and liabilities10/49€50k€71k▲
Equity10/15€-14k€-13k▲
Contributions10/11€20k€20k=
Profit (loss) carried forward14€-35k€-34k▲
Amounts payable17/49€65k€84k▲
Amounts payable within one year42/48€65k€84k▲
Trade debts44€129€7k▲
Suppliers440/4€129€7k▲
Taxes, remuneration and social security45€6k€8k▲
Taxes450/3€6k€8k▲
Other amounts payable47/48€59k€69k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▼
Other operating charges640/8€3k€591▼
Gross operating margin9900€4k€29k▲
Operating profit (loss)9901€-3k€25k▲
Financial income75/76B€27k€67▼
Recurring financial income75€45€67▲
Non-recurring financial income76B€27k-
Financial charges65/66B€5k€795▼
Recurring financial charges65€5k€795▼
Profit (loss) for the period before taxes9903€18k€24k▲
Transfer from deferred taxes780€118k-
Income taxes67/77€4k€830▼
Profit (loss) for the period9904€133k€23k▼
Profit (loss) for the period to be appropriated9905€133k€23k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€-11k▲
Profit (loss) brought forward from the previous period14P€-145k€-35k▲
Profit to be distributed694/7€23k€23k=
Directors or managers695€23k€23k=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
17-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation3 facts ▸
- General meeting, 01/07/2026
- Director appointment, Benjamin Verburgh (bestuurder)
- Mandate compensation, Benjamin Verburgh
2025
25-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 25 days late
2024
31-12
Financial
Highest result since 2018net €133k ▲437%
Net result €133k, the highest in the series.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Back to profitnet €25k
Net result €25k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 29 days late
2021
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
31-12
Financial
Back to profitnet €79k
Net result €79k after 2 loss-making years.
31-12
Financial
Liquidity times 5current ratio 1.38
Current ratio from 0.30 to 1.38; short-term debt falls from €77k to €48k.
16-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 47 days late
2019
31-12
Financial
Weakest financial yearnet €-153k
Net result drops to €-153k, the lowest in the series; recovery starts the following year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2026
Benjamin Verburgh
CurrentDirector · since 01-07-2026
01-07-2026
Benjamin Verburgh: Appointed as Director
30-06-2021
Christine COENE: Resigned as Managing director
Location & real-estate footprint
Registered office, Sint-Genesius-Rode · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hallesesteenweg 1531640 Sint-Genesius-RodeGround area
694 m²
Building footprint
247 m²
Volume, LiDAR
1,637 m³
Parcel 22004D0030/00N006, Flanders · tallest building 13.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TRAD'IN
since 20082.177.686.622
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22004D0030/00N006 | Flanders | 694 m² | 1 · 247 m² | 13.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEA JOPPEN
BE 0717.757.339
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ATELIER BIERMANN
BE 0541.772.813
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VAN MINNEBRUGGEN en MEYVIS
BE 0445.697.479
Brasschaat · Eq €47k
WIRO SEATS & DESIGN
BE 0842.013.844
Kapellen · Eq €48k
Clint
BE 1024.914.074
Zele · Eq €42k
Of 693 companies in sector 95240 we hold annual accounts for 95. 87 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-10-1997
Fiscal year end31-12
Activities, NACEBEL
74131
95240Repair and maintenance of furniture and upholstery
47551Retail sale of household furniture
47591Retail trade
66199Other activities auxiliary to financial services, excluding insurance and pension funding
67130
69201Accountants
69209Other tax advisory services
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73200Market research and public opinion polling
73300Public relations and communication consultancy
74124
74132
74141
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 27 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:02/343.72.79