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Tracy JMS

Active
Private limited companyfounded 20251 year activeAllée des Gazelles(Gou) 10, 5651 Walcourt, BelgiumKBO/BCE: BE 1018.519.103
Summary

Tracy JMS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €62,769 and a net result of €59,769. Its solvency ranks better than 79% of 20,374 sector peers (NACE 86, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Nursing and midwifery
NACE 86940
1 site
Size
€71,929total assets 2025
Equity
€62,769
Profit
€59,769
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy probability, 12 months
< 0.1%
Structure
Accounts filed 56 days late0 of 1 deed read
Why 97- Latest accounts 56 days late; 1 of the last 3 late+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 8.19, cash €17,588+ Equity €62,769 (87.3% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 74% of its sector peers (NACE 86, micro)
Financial strength
Strong
Solvency 100
equity 87.3% of total assets
Liquidity 79
short-term debt 12.2% · cash 24.5%
Profitability 100
return on assets 83.1%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,969 companies)
Last 24 months 02-2026: 0.3% 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.4%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: < 0.1%▼ -0.4 percentage points vs 09-2026lowest value
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 8.19; short-term debt: 12.2% and cash: 24.5% of total assets), and 12.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro): better than 82% on solvency, 61% on liquidity and 80% on profitability.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Sector Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 8.19, cash €17,588
NBB · annual accounts
raises risk · Latest accounts 56 days late; 1 of the last 3 late
NBB · filings
lowers risk · Equity €62,769 (87.3% of total assets)
NBB · annual accounts
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
56 days late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…

Key points

  • Total assets 2025first fiscal year filed €71,929 View
  • Active since 2025founded 09-01-2025 1 years View

By topic

Financials

Fiscal year
2025
Total assets
€71,929
Profit
€59,769
Solvency
87.3%
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Nursing and midwiferyNACE 86940
Founded
09-01-2025
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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