TR Renovatiegroep
ActiveThe computed 12-month bankruptcy probability of TR Renovatiegroep is 2.1% (moderate). The 2025 annual accounts show equity of €118k and a net result of €-5k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 87% of 7330 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
70
/ 100
Healthy▼ -16 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-1
Solvency100=
Growth52=
Stability94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.41 against 3.08 in 2024), and 20.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
56 d early
2024
on the day
2023
27 d late
2022
26 d late
2021
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€425k
EBIT margin
14.1%
Net result
€-5k
2024 · €273
2021: €43k
2022: €23k
2023: €46k
2024: €273
2021 → 2025
Working capital
€104k▲ 7.2%
2024 · €97k
2021: €35k
2022: €41k
2023: €93k
2024: €97k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€425k-
Equity€53k-€77k▲ 43.6%€123k▲ 60.0%€123k▲ 0.2%€118k▼ 3.8%
Operating result€60k-€30k▼ 49.6%€61k▲ 101%€2k▼ 97.4%€-4k
Net result€43k-€23k▼ 46.3%€46k▲ 97.4%€273▼ 99.4%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €2k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €149k
Fixed assets
€15k▼ 44.0%
Current assets
€134k▼ 6.5%
Equity and liabilities €149k
Equity
€118k▼ 3.8%
Debt
€30k▼ 34.8%
The debt ratio falls from 27.4% to 20.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€8k▼
2024 · €17k
Cash flow
€7k▼
2024 · €15k
Solvency
79.6%▲
2024 · 72.6%
Current ratio
4.41▲
2024 · 3.08
Quick ratio
4.41▲
2024 · 3.08
Debt / equity
0.26▼
2024 · 0.38
ROE
-4.0%▼
2024 · 0.2%
ROA
-3.2%▼
2024 · 0.2%
Interest coverage
11.07▼
2024 · 13.27
Debt
€30k▼
2024 · €47k
Debt ≤ 1 year
€30k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€170k€149k▼
Fixed assets21/28€26k€15k▼
Tangible fixed assets22/27€26k€15k▼
Leasing and similar rights25€26k€15k▼
Current assets29/58€143k€134k▼
Amounts receivable within one year40/41€45k€40k▼
Trade receivables40€38k€34k▼
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€98k€94k▼
Deferred charges and accrued income490/1-€380
Equity and liabilities
Total equity and liabilities10/49€170k€149k▼
Equity10/15€123k€118k▼
Contributions10/11€10k€10k=
Capital10€10k€10k=
Issued capital100€10k€10k=
Reserves13€43k€43k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€70k€65k▼
Amounts payable17/49€47k€30k▼
Amounts payable within one year42/48€47k€30k▼
Current portion of amounts payable after more than one year42€5k-
Trade debts44€26k€15k▼
Suppliers440/4€26k€15k▼
Taxes, remuneration and social security45€11k€11k▲
Taxes450/3€76-
Remuneration and social security454/9€11k€11k▲
Other amounts payable47/48€4k€4k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€12k▼
Other operating charges640/8€850€989▲
Gross operating margin9900€17k€9k▼
Operating profit (loss)9901€2k€-4k▼
Financial income75/76B€0€2▲
Recurring financial income75€0€2▲
Financial charges65/66B€1k€688▼
Recurring financial charges65€1k€688▼
Profit (loss) for the period before taxes9903€349€-5k▼
Income taxes67/77€76-
Profit (loss) for the period9904€273€-5k▼
Profit (loss) for the period to be appropriated9905€273€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€65k▼
Profit (loss) brought forward from the previous period14P€69k€70k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-5k ▼1828%
Net result drops to €-5k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2021net €46k ▲97.4%
Operating result €61k, net result €46k, both a record.
31-12
Financial
Equity above €100kEq €123k ▲60%
3 profitable years in a row build equity to €123k.
26-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 26 days late
2022
10-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kloosterstraat 182660 AntwerpenGround area
170 m²
Building footprint
54 m²
Volume, LiDAR
440 m³
Parcel 11383B0488/00R000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TR Renovatiegroep
since 20202.310.258.502
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11383B0488/00R000 | Flanders | 170 m² | 1 · 54 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,430 companies in sector 41003 we hold annual accounts for 1,048. 749 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-12-2020
Fiscal year end31-12
Activities, NACEBEL
41003General construction of other non-residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.