TPMALIA
ActiveSummary
The computed 12-month bankruptcy probability of TPMALIA is 4.6% (elevated). For TPMALIA, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (€-64k) and a net result of €-59k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 18% of 18007 sector peers (fiscal year 2023). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: Elevated
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-60
Solvency0▼-21
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
4.6%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
-32.9%
Return on assets
-30.3%
Age of the figures
33 mo
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 7 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline24-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 06-03-2025, 218 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
218 d late
2022
122 d late
2021
18 d late
2020
20 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2023, micro schema
Equity
€-64k▼ 1,186%
2022 · €-5k
2018: €-2k
2019: €-15k
2020: €15k
2021: €-6k
2022: €-5k
2018 → 2023
Total assets
€196k▲ 54.7%
2022 · €126k
2018: €174k
2019: €161k
2020: €134k
2021: €94k
2022: €126k
2018 → 2023
Net result
€-59k
2022 · €592
2018: €-716
2019: €-12k
2020: €30k
2021: €-21k
2022: €592
2018 → 2023
Working capital
€-30k▼ 470%
2022 · €-5k
2018: €-51k
2019: €-81k
2020: €-39k
2021: €-47k
2022: €-5k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€-15k-€15k€-6k€-5k▲ 10.6%€-64k▼ 1,186%
Operating result€-2k-€41k€-12k€6k€-52k
Net result€-12k-€30k€-21k€592€-59k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €52k after €6k in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €196k
Fixed assets
€56k ▲ 16.7%
Current assets
€140k ▲ 77.8%
Key figures and ratios
EBITDA
€-36k▼
2022 · €28k
Cash flow
€-44k▼
2022 · €22k
Solvency
-32.9%▼
2022 · -4.0%
Current ratio
0.82▼
2022 · 0.94
Quick ratio
0.77▲
2022 · 0.71
Debt to equity
-4.04▲
2022 · -26.28
ROA
-30.3%▼
2022 · 0.5%
Interest coverage
-5.05▼
2022 · 4.88
Debt
€260k▲
2022 · €131k
Debt ≤ 1 year
€169k▲
2022 · €84k
Debt > 1 year
€75k▲
2022 · €48k
Staff costs
€163k▲
2022 · €126k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2023 against 2022 · 42 lines
Balance sheet
Code20222023
Assets
Total assets20/58€126k€196k▲
Fixed assets21/28€48k€56k▲
Tangible fixed assets22/27€48k€56k▲
Plant, machinery and equipment23€34k€48k▲
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€9k€6k▼
Current assets29/58€79k€140k▲
Stocks and contracts in progress3€19k€9k▼
Stocks30/36€19k€9k▼
Amounts receivable within one year40/41€4k€20k▲
Trade receivables40€4k-
Other amounts receivable41-€20k
Cash at bank and in hand54/58€48k€29k▼
Deferred charges and accrued income490/1€7k€81k▲
Equity and liabilities
Total equity and liabilities10/49€126k€196k▲
Equity10/15€-5k€-64k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-24k€-83k▼
Amounts payable17/49€131k€260k▲
Amounts payable after more than one year17€48k€75k▲
Financial debts170/4€48k€75k▲
Amounts payable within one year42/48€84k€169k▲
Current portion of amounts payable after more than one year42€906€22k▲
Trade debts44€38k€127k▲
Suppliers440/4€38k€127k▲
Taxes, remuneration and social security45€33k€21k▼
Taxes450/3€5k€6k▲
Remuneration and social security454/9€27k€15k▼
Other amounts payable47/48€12k-
Accrued charges and deferred income492/3-€15k
Income statement
Code20222023
Remuneration, social security and pensions62€126k€163k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€16k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€156k€129k▼
Operating profit (loss)9901€6k€-52k▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€592€-59k▼
Profit (loss) for the period9904€592€-59k▼
Profit (loss) for the period to be appropriated9905€592€-59k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-24k€-83k▼
Profit (loss) brought forward from the previous period14P€-24k€-24k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
06-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 218 days late
2023
31-12
Financial
Weakest financial yearnet €-59k ▼10120%
Net result drops to €-59k, the lowest in the series.
30-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 122 days late
2022
31-12
Financial
Back to profitnet €592
Net result €592 after one loss-making year.
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 18 days late
2021
20-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 20 days late
2020
31-12
Financial
Back to profitnet €30k
Net result €30k after 2 loss-making years.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Villers-le-Bouillet · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Croix-Chabot 234530 Villers-le-BouilletGround area
1,609 m²
Building footprint
241 m²
Volume, LiDAR
553 m³
2 parcels, Wallonia · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TPMALIA
since 20162.258.415.267
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 61068A0059/00G002 | Wallonia | 1,356 m² | 1 · 93 m² | 7.5 m · 2 fl. |
| 61068B0244/00H000 | Wallonia | 253 m² | 1 · 148 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
New Pannebaaltje
BE 0670.664.136
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JONES ANTWERP
BE 0738.916.009
Schilde · Eq €15,144
CALAVERA
BE 0662.970.254
Wevelgem · Eq €15,144
Tuga
BE 0644.965.470
Schilde · Eq €15,139
Vanderleen Joren
BE 0526.990.310
Middelkerke · Eq €15,162
Of 20,493 companies in sector 56111 we hold annual accounts for 11,461. 8,192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-11-2016
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.