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TPJM Invest

Active
Private limited companyfounded 2021active for 5 yearsMechelsesteenweg 15, 2830 Willebroek, BelgiumKBO/BCE: BE 0765.190.339
Summary

TPJM Invest has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,390 and a net result of -€1,716. Equity has been growing by about 7.2% per year since 2022. The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active since 15-03-2021 Normal situation
Activity
No activity registered in the KBO
Establishment unit
2.317.667.421 2830 Willebroek, since 15-03-2021
Financial year end
31 December
Peppol
Reachable since 20-08-2025

Board and ownership

Board
  • De Mesmaecker JoëlDirector · since 15-03-2021
  • Pauwels TimDirector · since 15-03-2021

Financial position

81 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Gross margin
€2,591
▼ 79.1%
Turnover
≈ €18,000
estimated
Loss
€1,716
Equity
€32,390
▼ 5.0%
Total assets
€335,927
▼ 0.3%
Score breakdownraises riskFounded in 2021Liquidity: current ratio 0.03, cash €4,902lowers riskSize: total assets €335,927No main activity registeredShow the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 23% of micro companies without a NACE code
Financial strength · tick: 2024
Weak
Solvency 35=
equity 9.6% of total assets
Liquidity 24-6
short-term debt 54.0% · cash 1.5%
Profitability 36-12
return on assets -0.5%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 1.0% 01-2025: 1.0%● unchanged vs 12-2024highest value 02-2025: 1.0%● unchanged vs 01-2025highest value 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 0.4%▼ -0.6 percentage points vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025 08-2025: 0.7%▲ +0.2 percentage points vs 07-2025 09-2025: 0.4%▼ -0.3 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.4%● unchanged vs 07-2026 09-2026: 0.4%● unchanged vs 08-2026 10-2026: 0.4%● unchanged vs 09-2026lowest value 11-2026: 0.4%● unchanged vs 10-2026lowest value
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.03 (0.04 in 2024), below 1. Short-term debt is 54% and cash 1.5% of total assets. 90.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (no NACE code, micro). It does better than 22% of them on solvency, 14% on liquidity, 26% on profitability and 31% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €335,927
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · No main activity registered
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.03, cash €4,902
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
31 days early
2024
25 days late
2023
26 days late
2022
60 days early
← before the deadline after the deadline →
tick = median of all Belgian filings

The company filed its last 4 accounts on average 10 days before the deadline. The Belgian median for financial year 2024 was 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

  1. · Gazette deed Registered office moved within Willebroek
  2. · Gazette deed Incorporation
All 8 events

Key facts about TPJM Invest

What is the company number of TPJM Invest?
The company number of TPJM Invest is 0765.190.339. The VAT number is the same number with BE in front: BE 0765.190.339.
Where is TPJM Invest based?
The registered office is at Mechelsesteenweg 15, 2830 Willebroek.Company details
What is the legal form of TPJM Invest?
The legal form of TPJM Invest is Private limited company (BV).
When was TPJM Invest founded?
TPJM Invest was founded on 15-03-2021.
Is TPJM Invest still active?
Yes, TPJM Invest is an active enterprise in the KBO register.
What is the turnover of TPJM Invest?
The turnover in financial year 2025 is ≈ €18,000. This figure is estimated from the gross margin of €2,591 and 2,698 comparable companies of the same size. It probably lies between €7,300 and €44,000. It is a rough estimate.Financials
Is TPJM Invest profitable?
In financial year 2025, TPJM Invest made a loss of €1,716.
Where can I find the annual accounts of TPJM Invest?
TPJM Invest filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TPJM Invest due?
TPJM Invest must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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