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Private limited companyfounded 2015active for 11 yearsGramyelaan 16, 2960 Brecht, BelgiumKBO/BCE: BE 0635.833.911

Financials · financial year 2025, micro format

Annual accounts 2025 filed on 16-12-2025 PDF all 9 filings

Equity
€846,000▲ 26.9%
2024 · €666,622
Net result
€179,378▲ 17.9%
2024 · €152,173
Total assets
€1.6m▲ 6.6%
2024 · €1.5m
Solvency
53.1%▲ 8.5pp
2024 · 44.5%
Trend over the years

2021 to 2025, 5 financial years 2019 to 2025, 7 financial years

The operating result for 2025 is 64% lower than in 2024.

Operating result€0.08m 2025 Net result€0.2m 2025

Turnover is what the company sold, the result is what was left of it. A loss stands below the zero line.

Use the arrow keys on the chart for the figures per year.

The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30. The dashed line is the median. There is a sector band for net result, equity, total assets, working capital, solvency, current ratio, return on assets (ROA) and staff (FTE).

Every figure with its change against the financial year before
favourable unfavourable
Line2019202020212022202320242025
Operating result€0.1m-€0.1m▼ 8.1%€0.09m▼ 5.6%€0.04m▼ 55.6%€0.2m▲ 278%€0.2m▲ 47.4%€0.08m▼ 63.7%
Net result€0.07m-€0.07mabove the sector's middle half▼ 4.2%€0.07mwithin the sector's middle half▼ 3.7%€0.03mwithin the sector's middle half▼ 60.2%€0.1mabove the sector's middle half▲ 306%€0.2mabove the sector's middle half▲ 40.4%€0.2mabove the sector's middle half▲ 17.9%
Equity€0.3m-€0.3mwithin the sector's middle half▲ 25.8%€0.4mabove the sector's middle half▲ 16.2%€0.4mabove the sector's middle half▲ 6.8%€0.5mabove the sector's middle half▲ 22.2%€0.7mabove the sector's middle half▲ 29.6%€0.8mabove the sector's middle half▲ 26.9%
Total assets€0.6m-€0.6mwithin the sector's middle half▲ 0.5%€0.6mwithin the sector's middle half▼ 1.9%€1.4mabove the sector's middle half▲ 139%€1.4mabove the sector's middle half▲ 0.5%€1.5mabove the sector's middle half▲ 5.5%€1.6mabove the sector's middle half▲ 6.6%
Debt€0.3m-€0.3m▼ 20.3%€0.2m▼ 25.4%€1.0m▲ 403%€0.9m▼ 8.8%€0.8m▼ 7.5%€0.7m▼ 9.8%
Working capital-€0.2m--€0.1mbelow the sector's middle half▲ 10.1%-€0.1mbelow the sector's middle half▲ 2.3%-€0.2mbelow the sector's middle half▼ 78.3%-€0.2mbelow the sector's middle half▲ 9.4%-€0.2mbelow the sector's middle half▲ 28.5%-€0.02mwithin the sector's middle half▲ 90.0%
Solvency45.1%-56.4%within the sector's middle half▲ 11.4pp66.8%within the sector's middle half▲ 10.4pp29.8%within the sector's middle half▼ 37.0pp36.3%within the sector's middle half▲ 6.4pp44.5%within the sector's middle half▲ 8.3pp53.1%within the sector's middle half▲ 8.5pp
Current ratio0.09-0.12below the sector's middle half▲ 0.030.05below the sector's middle half▼ 0.070.03below the sector's middle half▼ 0.010.09below the sector's middle half▲ 0.060.37below the sector's middle half▲ 0.280.93within the sector's middle half▲ 0.56
Return on assets (ROA)12.1%-11.6%within the sector's middle half▼ 0.6pp11.4%within the sector's middle half▼ 0.2pp1.9%within the sector's middle half▼ 9.5pp7.6%within the sector's middle half▲ 5.8pp10.2%within the sector's middle half▲ 2.5pp11.2%within the sector's middle half▲ 1.1pp
Staff (FTE)2-2.8above the sector's middle half▲ 40.0%3.5▲ 25.0%4▲ 14.3%3.3▼ 17.5%2.8▼ 15.2%3.4▲ 21.4%
above within below The sector band is the middle half of the companies in Financial service activities, except insurance and pension funding (NACE 64). A quarter of them sit below it, a quarter above. Each year counts only accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.6m
Fixed assets €1.4m ▼ 0.9%
Current assets €203,747 ▲ 120%
Equity and liabilities €1.6m
Equity €846,000 ▲ 26.9%
Debt €748,603 ▼ 9.8%
Debt's share of the balance-sheet total falls from 55.5% to 46.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
ROE
21.2%▼
2024 · 22.8%
Debt ≤ 1 year
€219,416▼
2024 · €250,069
Debt > 1 year
€499,824▼
2024 · €551,588
Income taxes
€45,490▼
2024 · €68,581
Staff costs
€205,524▲
2024 · €154,425
Green means a favourable move, even when the figure itself falls, as with debt or debt to equity.

Staff

social balance sheet
Item30-06-202230-06-202330-06-202430-06-2025
Employees at the balance-sheet date4344
full-time4211
part-time-133
in full-time equivalents42.83.43.4
Average over the year, in full-time equivalents43.32.83.4
On a permanent contract4344
Joined-11-
Left-20-

Source: social balance sheet in the 2022 to 2025 annual accounts

Securities and guarantees

on own assets and for others
Item30-06-202230-06-202330-06-202430-06-2025
Mortgages, amount registered€50,000€50,000€50,000€100,000
Carrying value of the mortgaged assets€315,844€309,469€303,094€296,719
Carrying value of the other pledged assets€1.1m€1.1m€1.1m-

Source: notes to the 2022 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item30-06-202230-06-202330-06-202430-06-2025
Tangible fixed assets€342,726-€19,200-
Financial fixed assets€504,128---
Depreciation and write-downs of the year€26,882€6,375€12,242€12,775

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Comparable companies

These companies have the same main activity as TPIMC: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €1.5m and €2m, founded between 2014 and 2017.

CompanyFoundedTotal assetsEquityGross marginNet resultFTEFinancial year
TPIMC Brecht2015€1.6m€0.8m€0.3m€0.2m-2025
LAURYSSEN TECHNIEK Beerse2015€1.6m€0.4m€0.3m€0.03m-2025
PETER KOSLOWSKI Antwerpen2015€1.7m€0.9m€0.3m€0.2m-2025
Jiva Holding Wommelgem2015€1.5m€1.2m€0.4m€0.3m-2025
PRS Invest Geel2017€1.5m€1.5m€0.3m€0.2m02025
GASTRO BY MO Antwerpen2016€1.6m€0.5m€0.3m€0.2m-2025
ZIZO INVEST Putte2014€2.0m€1.5m€0.3m€0.2m-2025

They were chosen from the 20,097 other active companies with that main activity and annual accounts from the past two years. All companies with this main activity

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines

Source: Annual accounts 2025 (PDF), filed on 16-12-2025.

Balance sheet Code20242025
Assets
Total assets20/58€1.5m€1.6m▲
Fixed assets21/28€1.4m€1.4m▼
Tangible fixed assets22/27€0.3m€0.3m▼
Land and buildings22€0.3m€0.3m▼
Furniture and vehicles24€0.01m€0.007m▼
Financial fixed assets28€1.1m€1.1m=
Current assets29/58€0.09m€0.2m▲
Amounts receivable within one year40/41€0.09m€0.07m▼
Trade receivables40€0.002m€0.002m▲
Other amounts receivable41€0.09m€0.07m▼
Cash at bank and in hand54/58€0.005m€0.1m▲
Deferred charges and accrued income490/1€76€228▲
Equity and liabilities
Total equity and liabilities10/49€1.5m€1.6m▲
Equity10/15€0.7m€0.8m▲
Contributions10/11€0.1m€0.1m=
Reserves13€0.5m€0.7m▲
Distributable reserves133€0.5m€0.7m▲
Amounts payable17/49€0.8m€0.7m▼
Amounts payable after more than one year17€0.6m€0.5m▼
Financial debts170/4€0.6m€0.5m▼
Amounts payable within one year42/48€0.3m€0.2m▼
Current portion of amounts payable after more than one year42€0.09m€0.1m▲
Trade debts44€0.01m€0.01m▲
Suppliers440/4€0.01m€0.01m▲
Taxes, remuneration and social security45€0.06m€0.05m▼
Taxes450/3€0.04m€0.02m▼
Remuneration and social security454/9€0.02m€0.03m▲
Other amounts payable47/48€0.09m€0.05m▼
Accrued charges and deferred income492/3€0.03m€0.03m▲
Income statement Code20242025
Remuneration, social security and pensions62€0.2m€0.2m▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0.01m€0.01m▲
Provisions for liabilities and charges: additions (uses and reversals)635/8-€0.007m-
Other operating charges640/8€0.007m€0.006m▼
Gross operating margin9900€0.4m€0.3m▼
Operating profit (loss)9901€0.2m€0.08m▼
Financial income75/76B€10€0.2m▲
Recurring financial income75€10€0.2m▲
Financial charges65/66B€0.01m€0.01m▼
Recurring financial charges65€0.01m€0.01m▼
Non-recurring financial charges66B€0.001m€1▼
Profit (loss) for the period before taxes9903€0.2m€0.2m▲
Income taxes67/77€0.07m€0.05m▼
Profit (loss) for the period9904€0.2m€0.2m▲
Profit (loss) for the period to be appropriated9905€0.2m€0.2m▲
Appropriation of the result
Profit (loss) to be appropriated9906€0.2m€0.2m▲
Transfer to equity691/2€0.2m€0.2m▲
To other reserves6921€0.2m€0.2m▲

The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Line2019202020212022202320242025Change
Remuneration, social security and pensions62---€174,469€167,728€154,425€205,524▲ 33.1%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€185€185€15€26,882€6,375€12,242€12,775▲ 4.4%
Provisions for liabilities and charges: additions (uses and reversals)635/8---€7,000--€7,000--
Other operating charges640/8---€2,817€3,572€7,086€5,668▼ 20.0%
Gross operating margin9900€188,701€213,842€228,413€252,914€335,388€399,196€308,315▼ 22.8%
Operating profit (loss)9901€108,426€99,648€94,025€41,746€157,713€232,443€84,348▼ 63.7%
Financial income75/76B---€0€9€10€150,280▲ 15,119×
Recurring financial income75---€0€9€10€150,280▲ 15,119×
Financial charges65/66B---€5,421€12,231€11,699€9,761▼ 16.6%
Recurring financial charges65€4,999€3,852€2,362€5,421€11,611€10,709€9,760▼ 8.9%
Non-recurring financial charges66B----€620€990€1▼ 99.9%
Profit (loss) for the period before taxes9903€103,428€95,795€91,663€36,325€145,491€220,753€224,867▲ 1.9%
Income taxes67/77€30,840€26,248€24,658€9,658€37,089€68,581€45,490▼ 33.7%
Profit (loss) for the period9904€72,588€69,547€67,005€26,667€108,402€152,173€179,378▲ 17.9%
Profit (loss) for the period to be appropriated9905€72,588€69,547€67,005€26,667€108,402€152,173€179,378▲ 17.9%
Line2019202020212022202320242025Change
Assets
Total assets20/58€0.6m€0.6m€0.6m€1.4m€1.4m€1.5m€1.6m▲ 6.6%
Fixed assets21/28€0.6m€0.6m€0.6m€1.4m€1.4m€1.4m€1.4m▼ 0.9%
Tangible fixed assets22/27€201€15-€0.3m€0.3m€0.3m€0.3m▼ 4.0%
Land and buildings22---€0.3m€0.3m€0.3m€0.3m▼ 2.1%
Furniture and vehicles24-----€0.01m€0.007m▼ 48.0%
Financial fixed assets28€0.6m€0.6m€0.6m€1.1m€1.1m€1.1m€1.1m=
Current assets29/58€0.02m€0.02m€0.007m€0.009m€0.02m€0.09m€0.2m▲ 120%
Amounts receivable within one year40/41€0.001m€0.01m-€0.002m€0.02m€0.09m€0.07m▼ 21.6%
Trade receivables40---€0.002m€0.02m€0.002m€0.002m▲ 8.3%
Other amounts receivable41-----€0.09m€0.07m▼ 22.3%
Cash at bank and in hand54/58€0.008m--€0.001m€0.004m€0.005m€0.1m▲ 28×
Deferred charges and accrued income490/1---€0.006m€0.001m€76€228▲ 198%
Equity and liabilities
Total equity and liabilities10/49€0.6m€0.6m€0.6m€1.4m€1.4m€1.5m€1.6m▲ 6.6%
Equity10/15€0.3m€0.3m€0.4m€0.4m€0.5m€0.7m€0.8m▲ 26.9%
Contributions10/11€0.1m€0.1m-€0.1m€0.1m€0.1m€0.1m=
Reserves13€0.1m€0.2m€0.3m€0.3m€0.4m€0.5m€0.7m▲ 33.6%
Non-distributable reserves130/1---€0.01m€0.01m---
Reserves not available under the articles1311---€0.01m€0.01m---
Distributable reserves133---€0.3m€0.4m€0.5m€0.7m▲ 33.6%
Provisions and deferred taxes16---€0.007m€0.007m---
Provisions for liabilities and charges160/5---€0.007m€0.007m---
Major repairs and maintenance162---€0.007m€0.007m---
Amounts payable17/49€0.3m€0.3m€0.2m€1.0m€0.9m€0.8m€0.7m▼ 9.8%
Amounts payable after more than one year17€0.2m€0.08m€0.02m€0.7m€0.6m€0.6m€0.5m▼ 9.4%
Financial debts170/4---€0.7m€0.6m€0.6m€0.5m▼ 9.4%
Amounts payable within one year42/48€0.2m€0.2m€0.1m€0.3m€0.2m€0.3m€0.2m▼ 12.3%
Current portion of amounts payable after more than one year42---€0.1m€0.09m€0.09m€0.1m▲ 17.5%
Trade debts44€0.001m€0.01m€0.004m€0.02m€0.007m€0.01m€0.01m▲ 8.7%
Suppliers440/4---€0.02m€0.007m€0.01m€0.01m▲ 8.7%
Taxes, remuneration and social security45---€0.03m€0.03m€0.06m€0.05m▼ 20.7%
Taxes450/3---€0.01m€0.02m€0.04m€0.02m▼ 57.5%
Remuneration and social security454/9---€0.02m€0.01m€0.02m€0.03m▲ 69.0%
Other amounts payable47/48---€0.1m€0.1m€0.09m€0.05m▼ 40.0%
Accrued charges and deferred income492/3---€0.03m€0.03m€0.03m€0.03m▲ 4.4%
Line2019202020212022202320242025Change
Profit (loss) for the period9904€72,588€69,547€67,005€26,667€108,402€152,173€179,378▲ 17.9%
+ Depreciation and write-downs630€185€185€15€26,882€6,375€12,242€12,775▲ 4.4%
Operating cash flow (approximation)€72,773€69,732€67,020€53,550€114,777€164,415€192,153▲ 16.9%
Investment in fixed assets (approximation)-€0€0-€846,854€0-€19,200€0-
Change in cash----€3,715€312€129,856▲ 416×

A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (9)
Financial year Type Filed Reference Document
30-06-2025 micro format 16-12-2025 2025-00582371 PDF
30-06-2024 micro format 10-12-2024 2024-00612796 PDF
30-06-2023 micro format 20-12-2023 2023-00531718 PDF
30-06-2022 micro format 24-01-2023 2023-00002195 PDF
30-06-2021 micro format 28-12-2021 2021-81800247 PDF
30-06-2020 micro format 24-12-2020 2020-76900178 PDF
30-06-2019 micro format 20-12-2019 2019-76700234 PDF
30-06-2018 abbreviated format 30-11-2018 2018-73100476 PDF
30-06-2017 abbreviated format 09-01-2018 2018-00600104 PDF

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