Financials
- Fiscal year
- 2025
- Total assets
- €13,650
- Loss
- -€1,630
- Solvency
- 97.9%
TPacademy
ActiveSummary
TPacademy has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €13,370 and a net result of -€1,630. Its solvency ranks better than 95% of 2,539 sector peers (NACE 85, fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Vocational training
NACE 85592
1 site
Size
€13,650total assets 2025
- Equity
- €13,370
- Loss
- -€1,630
Turnover not published (abridged schema)
Structure
Accounts filed 31 days late0 of 1 deed read
Why 96- Latest accounts 31 days late; 1 of the last 3 late+ Sector Education (NACE 85)+ Liquidity: current ratio 48.65, cash €13,463+ Size: total assets €13,650Show the evidence
Checked score
Score 2025
96
/ 100
Excellent
Probability in this band: under 0.55%
Financially better than 67% of its sector peers (NACE 85, micro)
Financial strength
Strong
Solvency
100
equity 97.9% of total assets
Liquidity
100
short-term debt 2.1% · cash 98.6%
Profitability
8
return on assets -11.9%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 48.65; short-term debt: 2.1% and cash: 98.6% of total assets), and 2.1% of the assets are financed with debt.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro): better than 88% on solvency, 97% on liquidity and 16% on profitability.
The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
−lowers risk+raises risk○neutral
raises risk · Young company
Founded in 2025, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Vocational trainingNACE 85592
- Founded
- 01-08-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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