TOZOS

Active

Private limited companyfounded 2025active for 1 yearMuseumstraat 7, 2000 Antwerpen, BelgiumKBO/BCE: BE 1020.089.018

Summary

The computed 12-month bankruptcy probability of TOZOS is 2.7% (moderate). The 2025 annual accounts show equity of €13,339 and a net result of €10,339. Its solvency ranks better than 28% of 21,983 sector peers (NACE 47, financial year 2025). The company has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

TOZOSActiveChecked score 51/100

Risk analysis Report Compare

Activity

Other retail sale of food

NACE 47279

1 site

Size

€156,127total assets 2025

Equity: €13,339
Profit: €10,339

Turnover not published (micro format)

Financial health

51 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.7%

Structure

Accounts 18 days early0 of 1 deed read

Why 51raises riskFounded in 2025Sector: Retail trade (NACE 47)Liquidity: current ratio 0.48, cash €2,291Size: total assets €156,127Show the evidence

Checked score

Score 2025

51 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 32% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength

Weak

Solvency 34

equity 8.5% of total assets

Liquidity 2

short-term debt 91.5% · cash 1.5%

Profitability 77

return on assets 6.6%

Bankruptcy probability, 12 months

2.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,191 companies, NACE 47, micro)

Last 24 months 03-2026: 1.8%lowest value 04-2026: 1.8%● unchanged vs 03-2026lowest value 05-2026: 1.9%▲ +0.1 percentage points vs 04-2026 06-2026: 2.2%▲ +0.3 percentage points vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 2.5%▲ +0.2 percentage points vs 07-2026 09-2026: 2.6%▲ +0.1 percentage points vs 08-2026 10-2026: 2.7%▲ +0.1 percentage points vs 09-2026highest value

Credit of up to €500 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.48; short-term debt: 91.5% and cash: 1.5% of total assets), and 91.5% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 25% on solvency, 4% on liquidity and 65% on profitability.

The bankruptcy probability was computed on 11-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.