Checked.be · Company dossierhttps://checked.be/en/c/tovi-0428024970 · as of 26-10-2026
Tovi
Active
Public limited company · founded 1985 · active for 40 yearsLuikersteenweg 365, 3500 Hasselt, BelgiumKBO/BCE: BE 0428.024.970
Summary
Tovi is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For Tovi, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €103,737 and a net result of €14,732. Equity is growing by about 2.7% per year across the filed financial years. Its solvency ranks better than 13% of 9,699 sector peers (NACE 64, financial year 2024). The company has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals.
10th oldest company in Hasselt, Finance and insurance sector1 site
Size
€1.2mtotal assets 2024
Equity
€103,737
Profit
€14,732
Turnover not published (micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
2025 accounts not filed, 87 days past the deadline4 deeds in the Belgian Official Gazette
Signalsraises riskWeak solvency vs sectorAnnual accounts not filedneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: One filing cycle is missing
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 15 days after the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
Annual accounts filedfinancial year 2024 · micro…
Highest result from 2018 to 2024net €14,732 ▲111%
Equity above €100,000equity €103,737 ▲16.6%
Key points
Caution: Among the weakest 14% on solvencysector median 54.8% · 9,699 companies8.7%View
Caution: 2025 accounts not fileddeadline was 31-07-202687 days past the deadlineView