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TOVERPEN

Active
Private limited companyfounded 201511 yrs activeAnderveldstraat 22, 3190 Boortmeerbeek, BelgiumKBO/BCE: BE 0636.898.238
Summary

TOVERPEN has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1,996 and a net result of -€183. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 21% of 4059 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
TOVERPENActiveChecked score 93/100
Risk analysis ReportCompare

Overview

Activity
Other professional, scientific and technical activities
NACE 74202
1 site
Size
€18,287total assets 2025
Equity
€1,996
Loss
-€183
Turnover not published (abridged schema)
Financial health
93 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts 32 d early0 of 1 deed read
Why 93- Equity €1,996 (10.9% of total assets)+ Liquidity: current ratio 31.30, cash €12,813+ Sector Other professional, scientific and technical activities (NACE 74)+ Size: total assets €18,287Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Better than 47% of its sector peers (NACE 74, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 36+1
equity 10.9% of total assets
Liquidity 100=
short-term debt 2.9% · cash 70.1%
Profitability 68-12
return on assets -1.0%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,346 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● 0.0% vs 11-2024 01-2025: 0.2%▼ -2.5% vs 12-2024 02-2025: 0.2%▲ +4.5% vs 01-2025 03-2025: 0.2%▲ +4.3% vs 02-2025 04-2025: 0.2%● 0.0% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%▼ -2.4% vs 05-2025 07-2025: 0.1%▼ -36.1% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -0.9% vs 12-2025lowest value 02-2026: 0.1%● 0.0% vs 01-2026lowest value 03-2026: 0.1%▲ +3.8% vs 02-2026 04-2026: 0.1%▼ -1.8% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -1.9% vs 05-2026lowest value 07-2026: 0.1%▲ +12.4% vs 06-2026 08-2026: 0.1%▲ +17.8% vs 07-2026 09-2026: 0.2%▲ +27.3% vs 08-2026highest value 10-2026: 0.1%▼ -39.0% vs 09-2026
  • Liquidity: current ratio 31.30, cash €12,813 lowers the probability
  • Sector Other professional, scientific and technical activities (NACE 74) lowers the probability
  • Equity €1,996 (10.9% of total assets) raises the probability
  • Size: total assets €18,287 lowers the probability for this profile
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 74, micro). Better than this share of them on solvency 22%, liquidity 97%, profitability 36%, growth against the median 32%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 31.30, cash €12,813
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Other professional, scientific and technical activities (NACE 74)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Equity €1,996 (10.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €18,287
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4059 sector peers (2025).
NBB · sector comparison
Position among 4059 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
32 d early
2024
37 d early
2023
50 d early
2022
53 d early
2021
39 d early
2020
39 d early
2019
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 40 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Back to profitnet €1,863

Key points

  • Caution: Among the weakest 17% on equitysector median €41,544 · 4,062 companies €1,996 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Total assets 20256 fiscal years filed €18,287 View

By topic

Financials

Fiscal year
2025
Total assets
€18,287
Loss
-€183
Solvency
10.9%
Total assets▼ 11.9%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 29-06-2026Annual accounts filed
  2. 24-06-2025Annual accounts filed
  3. 31-12-2024Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other professional, scientific and technical activitiesNACE 74202
Founded
09-09-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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