TOUTOIT
ActiveThe file of TOUTOIT contains 1 historical bankruptcy publication, as published in the Belgian State Gazette.
Summary
The computed 12-month bankruptcy probability is 0.9% (low). The 2024 annual accounts show equity of €17k and a net result of €46. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 51% of 36375 sector peers (fiscal year 2024).
Checked score
Score 2024
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability69▼-18
Solvency72▲+1
Growth52▼-26
Track record85
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity ample (current ratio 1.87 against 1.81 in 2023; short-term debt: 52.6% and cash: 53.7% of total assets), but 52.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
47.4%
Return on assets
0.1%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 22-08-2025, 22 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
22 d late
2023
30 d late
2021
12 d late
2020
333 d late
2019
706 d late
2018
1072 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Turnover
€0
2020 · €0
2020: €0
2020 → 2023
Total assets
€37k▼ 1.8%
2023 · €37k
2018: €71k
2019: €54k
2020: €31k
2021: €18k
2023: €37k
2018 → 2024
Net result
€46▼ 99.2%
2023 · €6k
2018: €2k
2019: €7k
2020: €-17k
2021: €-4k
2023: €6k
2018 → 2024
Working capital
€17k▲ 2.8%
2023 · €16k
2018: €-2k
2019: €7k
2020: €-6k
2021: €-4k
2023: €16k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120232024Trend
Turnover€0€0
Equity€17k-€107▼ 99.4%€-4k€17k€17k▲ 0.3%
Operating result€11k-€-16k€-3k▲ 79.7%€9k€2k▼ 76.5%
Net result€7k-€-17k€-4k▲ 75.8%€6k€46▼ 99.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 77% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €37k
Fixed assets
€620 ▼ 39.6%
Current assets
€36k ▼ 0.8%
Equity and liabilities €37k
Equity
€17k ▲ 0.3%
Debt
€19k ▼ 3.7%
Debt's share of the balance-sheet total falls from 53.6% to 52.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€2k▼
2023 · €9k
Cash flow
€452▼
2023 · €6k
Current ratio
1.87▲
2023 · 1.81
Quick ratio
1.86▲
2023 · 1.81
Debt to equity
1.11▼
2023 · 1.16
ROE
0.3%▼
2023 · 32.0%
ROA
0.1%▼
2023 · 14.9%
Interest coverage
12.82▼
2023 · 67.68
Debt ≤ 1 year
€19k▼
2023 · €20k
Income taxes
€2k▼
2023 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 47 lines
Balance sheet
Code20232024
Assets
Total assets20/58€37k€37k▼
Fixed assets21/28€1k€620▼
Intangible fixed assets21€0€0=
Tangible fixed assets22/27€1k€595▼
Plant, machinery and equipment23€15€0▼
Furniture and vehicles24€986€595▼
Financial fixed assets28€25€25=
Current assets29/58€36k€36k▼
Stocks and contracts in progress3€100€250▲
Stocks30/36€100€250▲
Amounts receivable within one year40/41€16k€14k▼
Trade receivables40€9k€12k▲
Other amounts receivable41€7k€3k▼
Cash at bank and in hand54/58€20k€20k▲
Deferred charges and accrued income490/1€395€2k▲
Equity and liabilities
Total equity and liabilities10/49€37k€37k▼
Equity10/15€17k€17k▲
Contributions10/11€19k€19k=
Reserves13€325€325=
Non-distributable reserves130/1€325€325=
Reserves not available under the articles1311€325€325=
Profit (loss) carried forward14€-2k€-2k▲
Amounts payable17/49€20k€19k▼
Amounts payable within one year42/48€20k€19k▼
Trade debts44€15k€14k▼
Suppliers440/4€15k€14k▼
Advances received on contracts in progress46€760€0▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€5k▲
Other amounts payable47/48€495€356▼
Income statement
Code20232024
Turnover70€0-
Non-recurring operating income76A€633€2k▲
Goods, raw materials, services and sundry goods60/61€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€244€407▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€12k€9k▼
Operating profit (loss)9901€9k€2k▼
Financial income75/76B€223-
Recurring financial income75€223-
Financial charges65/66B€131€189▲
Recurring financial charges65€131€189▲
Profit (loss) for the period before taxes9903€9k€2k▼
Income taxes67/77€3k€2k▼
Profit (loss) for the period9904€6k€46▼
Profit (loss) for the period to be appropriated9905€6k€46▼
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€-2k▲
Profit (loss) brought forward from the previous period14P€-7k€-2k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial
Back to profitnet €6k
Net result €6k after 2 loss-making years.
31-12
Financial
Liquidity doublescurrent ratio 1.81
Current ratio from 0.80 to 1.81; short-term debt falls from €22k to €20k.
2022
12-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 12 days late
07-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 706 days late
07-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 1072 days late
07-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 1437 days late
29-06
Bankruptcy
Judicial dissolution
Tribunal de l’entreprise de Liège, division Liège · TOUTOIT SPRL- RUE GOSWIN 22, 4000 LIEGE 1
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 333 days late
2020
31-12
Financial
Weakest financial yearnet €-17k ▼342%
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
2019
31-12
Financial
Highest result since 2018net €7k ▲245%
Operating result €11k, net result €7k, both a record.
Show earlier events
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 60 days late
2015
31-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 31 days late
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Goswin 224000 LiègeGround area
451 m²
Building footprint
112 m²
Volume, LiDAR
1,535 m³
Parcel 62810B0584/00H002, Wallonia · tallest building 15.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
TOUTOIT
since 20132.215.943.719
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62810B0584/00H002 | Wallonia | 451 m² | 1 · 112 m² | 15.1 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MT TOITURE
BE 1010.617.264
Manage · Eq €17,359
Albotech
BE 0891.591.831
Mechelen · Eq €17,360
Dakwerken fryns
BE 1030.190.775
Riemst · Eq €17,326
BELGO CONSTRUCT
BE 0660.954.931
Asse · Eq €17,406
CP RENOVE
BE 0478.516.440
Herve · Eq €17,412
Of 8,561 companies in sector 43410 we hold annual accounts for 4,357. 2,856 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-10-1997
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43350Other building finishing work
43421Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.