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TOURNE GSM

Active
Private limited companyfounded 2020active for 6 yearsRue de la Tête d'Or(TOU) 3, 7500 Tournai, BelgiumKBO/BCE: BE 0743.931.107
Summary

The computed 12-month bankruptcy probability of TOURNE GSM is 2.5% (moderate). The 2025 annual accounts show equity of €20,563 and a net result of €13,283. Equity has been growing by about 75% per year since 2022. Its solvency ranks better than 72% of 22,774 sector peers (NACE 47, financial year 2025). The company has been active since 2020 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 20-02-2020 Normal situation
Activity
Retail sale of information and communication equipment NACE 47400and 1 other
Establishment units
2.378.860.860 7500 Tournai, since 02-10-2025
2.394.180.625 7500 Tournai, since 22-09-2026
Financial year end
31 December
Peppol
Reachable since 19-12-2025

Board and ownership

Board
  • KHADERKHEL YousofDirector

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.5%
Annual accounts 2025
Turnover
€256,904
▲ 37.9%
Profit
€13,283
▲ 20×
Equity
€20,563
▲ 182%
Total assets
€34,888
▲ 23.6%
Staff
≈ 0.2 FTE
estimated
  • 2025 accounts filed 5 days after the deadline
Score breakdownraises riskSize: turnover €256,904, total assets €34,888Founded in 2020Last filed accounts filed 5 days late; 1 of the last 3 accounts late1 change of registered office in 24 monthsShow the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 73% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 84+33
equity 58.9% of total assets
Liquidity 51+18
short-term debt 33.8% · cash 12.8%
Profitability 82+39
return on assets 38.1%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,281 companies, NACE 47, micro)
Last 24 months 12-2024: 5.4% 01-2025: 7.1%▲ +1.7 percentage points vs 12-2024 02-2025: 7.0%▼ -0.1 percentage points vs 01-2025 03-2025: 7.1%▲ +0.1 percentage points vs 02-2025highest value 04-2025: 6.0%▼ -1.1 percentage points vs 03-2025 05-2025: 5.3%▼ -0.7 percentage points vs 04-2025 06-2025: 4.7%▼ -0.6 percentage points vs 05-2025 07-2025: 4.6%▼ -0.1 percentage points vs 06-2025 08-2025: 5.5%▲ +0.9 percentage points vs 07-2025 09-2025: 2.6%▼ -2.9 percentage points vs 08-2025 10-2025: 2.5%▼ -0.1 percentage points vs 09-2025 11-2025: 1.5%▼ -1.0 percentage point vs 10-2025lowest value 12-2025: 1.5%● unchanged vs 11-2025lowest value 01-2026: 2.1%▲ +0.6 percentage points vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.2%▲ +0.1 percentage points vs 02-2026 04-2026: 2.3%▲ +0.1 percentage points vs 03-2026 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.2%▼ -0.1 percentage points vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026 08-2026: 3.1%▲ +0.9 percentage points vs 07-2026 09-2026: 2.2%▼ -0.9 percentage points vs 08-2026 10-2026: 2.5%▲ +0.3 percentage points vs 09-2026 11-2026: 2.5%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.48 (1.35 in 2024), above the usual 1.5. Short-term debt is 33.8% and cash 12.8% of total assets. 41.1% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 72% of them on solvency, 55% on liquidity, 75% on profitability and 91% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Size: turnover €256,904, total assets €34,888
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Founded in 2020
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Last filed accounts filed 5 days late; 1 of the last 3 accounts late
NBB · filings
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · 2025 accounts filed 5 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 4 filings
Deviation from the deadline
2025
5 days late
2024
12 days late
2023
266 days late
2022
3 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 70 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 9 August (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: A director leftlatest change 04-12-2025 · 1 in office 1 left View
  • Positive: Turnover rose in 2025from €186,313 to €256,904 ▲ 37.9% View
  • Positive: 3 years of growth in a rowturnover 2025: €256,904 3 years View

Recent changes

  1. · Gazette deed Registered office moved within TournaiNew seat: Rue de la Tête d'Or(TOU) 3 à 7500 Tournai · Previous seat: Rue des Chapeliers 6-8, 7500 Tournai · Resignation: BEN ABDALLAH Myriam (director)
  2. · Gazette deed Appointment: BEN ABDALLAH Myriam (director)
  3. · Gazette deed Incorporation
All 9 events

Comparable companies

These companies have the same main activity as TOURNE GSM: retail sale of information and communication equipment (NACE 47400). They are comparable in size and age: total assets between €24,700 and €49,000, founded between 2019 and 2020.

CompanyTotal assetsGross margin
TOURNE GSM Tournai€34,888€25,157
THROW A SIX Bocholt€40,531€20,735
DOUZE DIX Sint-Joost-ten-Node€40,940€23,236
2UPGRADE Frameries€27,902€33,823
BABILOON Brussel€44,802€20,762
7 EVENT Brussel€24,712€24,802
DANISH GROUP Anderlecht€49,004€22,454
Full comparison

Key facts about TOURNE GSM

What is the company number of TOURNE GSM?
The company number of TOURNE GSM is 0743.931.107. The VAT number is the same number with BE in front: BE 0743.931.107.
Where is TOURNE GSM based?
The registered office is at Rue de la Tête d'Or(TOU) 3, 7500 Tournai.Company details
What does TOURNE GSM do?
According to the KBO register, the main activity is retail sale of information and communication equipment (NACE 47400).
What is the legal form of TOURNE GSM?
The legal form of TOURNE GSM is Private limited company (BV).
When was TOURNE GSM founded?
TOURNE GSM was founded on 20-02-2020.
Is TOURNE GSM still active?
Yes, TOURNE GSM is an active enterprise in the KBO register.
What is the turnover of TOURNE GSM?
The turnover of TOURNE GSM was €256,904 in financial year 2025, according to the filed annual accounts.Financials
Is TOURNE GSM profitable?
In financial year 2025, TOURNE GSM made a profit of €13,283.
Where can I find the annual accounts of TOURNE GSM?
TOURNE GSM filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOURNE GSM due?
TOURNE GSM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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