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TOURNAI ASSURANCES

Active Risk: not assessed
Public limited companyfounded 1989active for 36 yearsQuai Andreï Sakharov(TOU) 30, 7500 Tournai, BelgiumKBO/BCE: BE 0439.665.069
Summary

TOURNAI ASSURANCES is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €131,967 and a net result of €106,433. Equity remains stable across the filed financial years (±1.1% per year). Its solvency ranks better than 60% of 605 sector peers (NACE 66, financial year 2025). The company has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals.

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TOURNAI ASSURANCESActive
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Overview

Activity
Insurance agents and brokers
NACE 66220
6th oldest company in Tournai, Finance and insurance sector1 site
Size
≈ €510,000turnover 2025, estimated
Staff
2.7 FTE
Equity
€131,967
Profit
€106,433
Turnover estimated from the gross margin
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Parent
FINANCIERE DU BEFFROI · 100%
Board
4 members
  • MT ASSURANCESDaily manager · permanent representative Maxime TESSE
2025 accounts 23 days early4 of 12 deeds summarised
Signalslowers riskGrowing equityneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

Two signals.
lowers riskneutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €131,967
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 days early
2024
28 days late
2023
on the day
2022
3 days early
2021
3 days early
2020
22 days early
2019
90 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 10 days after the deadline; the sector median (NACE 66) for financial year 2024 is 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 28 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Resignation: Sylvain TESSE (director)Appointments: RISKCare BV, Sylvain TESSE…
  2. Annual accounts filedfinancial year 2025 · full…
  3. Resignations & appointmentsResignation: SRL Financière du beffroi…

Key points

  • Positive: Result rose in 2025from €24,231 to €106,433 ▲ 339% View
  • Caution: Among the weakest 20% on equitysector median €605,100 · 605 companies €131,967 View
  • Board changedlatest change 13-10-2026 · 4 in office 4 joined · 1 left View
  • Controlled by FINANCIERE DU BEFFROIultimately: TESSE SYLVAIN 100% View

By topic

Financials

Financial year
2025
Total assets
€247,094
Profit
€106,433
Solvency
53.4%
Total assets▲ 62.5%
Net result
20182025
Go to Financials

Board & ownership

Board
4 members
Parent
FINANCIERE DU BEFFROI · 100%
  • C&C FIDES PARTNERSDirector
  • Monsieur Tesse SylvainDirector
  • MT ASSURANCESDaily manager
  • RISKCareDirector
Go to Board & ownership

Timeline

Events
44
Since
1991
Next accounts
by 31-07-2027
  1. 28-08-2025Annual accounts filed
  2. 24-01-2025Resignation: Claudine Lambrix (director)
  3. 31-12-2024Equity above €100,000
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Insurance agents and brokersNACE 66220
Founded
26-12-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
10
Annual meeting
Second Monday of June
Purpose
“La prise de participation directe ou indirecte dans toutes sociétés ou entreprises…” (deed in French)
Go to Articles of association

Key facts about TOURNAI ASSURANCES

What is the company number of TOURNAI ASSURANCES?
0439.665.069. In Belgium the VAT number is the company number with BE in front: BE 0439.665.069.
Where is TOURNAI ASSURANCES based?
The registered office is at Quai Andreï Sakharov(TOU) 30, 7500 Tournai.Company details
What does TOURNAI ASSURANCES do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of TOURNAI ASSURANCES?
Public limited company (NV).
When was TOURNAI ASSURANCES founded?
On 26-12-1989.
Is TOURNAI ASSURANCES still active?
Yes, TOURNAI ASSURANCES is an active enterprise in the KBO register.
How many employees does TOURNAI ASSURANCES have?
On average 2.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of TOURNAI ASSURANCES?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is TOURNAI ASSURANCES profitable?
In financial year 2025, TOURNAI ASSURANCES made a profit of €106,433.
Where can I find the annual accounts of TOURNAI ASSURANCES?
TOURNAI ASSURANCES filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of TOURNAI ASSURANCES due?
By 31-07-2027, for financial year 2026.Timeline

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