Tourauto
ActiveSummary
Tourauto has been active since 1957 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-68k) and a net result of €-11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-99
Solvency0=
Growth22▼-16
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.13 in 2024; short-term debt: 168.9% and cash: 9.1% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-85.3%
Return on assets
-13.8%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-68k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-06-2026, 55 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
55 d early
2024
45 d early
2023
34 d early
2022
7 d late
2021
11 d late
2020
33 d early
2019
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€3k▼ 98.1%
2024 · €138k
2018: €489k
2019: €464k▼ -5.2% vs 2018
2020: €393k▼ -15.2% vs 2019
2021: €439k▲ +11.6% vs 2020
2022: €499k▲ +13.8% vs 2021highest in 8 years
2023: €390k▼ -21.9% vs 2022
2024: €138k▼ -64.6% vs 2023
2025: €3k▼ -98.1% vs 2024lowest in 8 years
2018 → 2025
EBIT margin
-361.8%▼ 414.3pp
2024 · 52.5%
2018: 2.8%
2019: 3.0%▲ +6.2% vs 2018
2020: -8.0%▼ -367% vs 2019
2021: -11.7%▼ -46.2% vs 2020
2022: -5.8%▲ +50.9% vs 2021
2023: -16.7%▼ -191% vs 2022
2024: 52.5%▲ +414% vs 2023highest in 8 years
2025: -361.8%▼ -789% vs 2024lowest in 8 years
2018 → 2025
Net result
€-11k
2024 · €65k
2018: €4k
2019: €6k▲ +38.6% vs 2018
2020: €-44k▼ -845% vs 2019
2021: €-66k▼ -48.8% vs 2020
2022: €-42k▲ +36.9% vs 2021
2023: €-77k▼ -86.0% vs 2022lowest in 8 years
2024: €65k▲ +184% vs 2023highest in 8 years
2025: €-11k▼ -117% vs 2024
2018 → 2025
Working capital
€-126k▼ 5.0%
2024 · €-120k
2018: €30khighest in 8 years
2019: €19k▼ -36.6% vs 2018
2020: €-55k▼ -388% vs 2019
2021: €-125k▼ -127% vs 2020
2022: €-132k▼ -5.7% vs 2021
2023: €-215k▼ -62.5% vs 2022lowest in 8 years
2024: €-120k▲ +44.1% vs 2023
2025: €-126k▼ -5.0% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€439k-€499k▲ 13.8%€390k▼ 21.9%€138k▼ 64.6%€3k▼ 98.1%
2021: €439k
2022: €499k▲ +13.8% vs 2021highest in 5 years
2023: €390k▼ -21.9% vs 2022
2024: €138k▼ -64.6% vs 2023
2025: €3k▼ -98.1% vs 2024lowest in 5 years
Equity€-3k-€-45k▼ 1,289%€-122k▼ 173%€-57k▲ 53.5%€-68k▼ 19.2%
2021: €-3khighest in 5 years
2022: €-45k▼ -1289% vs 2021
2023: €-122k▼ -173% vs 2022lowest in 5 years
2024: €-57k▲ +53.5% vs 2023
2025: €-68k▼ -19.2% vs 2024
Operating result€-51k-€-29k▲ 44.2%€-65k▼ 127%€72k€-10k
2021: €-51k
2022: €-29k▲ +44.2% vs 2021
2023: €-65k▼ -127% vs 2022lowest in 5 years
2024: €72k▲ +211% vs 2023highest in 5 years
2025: €-10k▼ -113% vs 2024
Net result€-66k-€-42k▲ 36.9%€-77k▼ 86.0%€65k€-11k
2021: €-66k
2022: €-42k▲ +36.9% vs 2021
2023: €-77k▼ -86.0% vs 2022lowest in 5 years
2024: €65k▲ +184% vs 2023highest in 5 years
2025: €-11k▼ -117% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €10k after €72k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€72k ▼ 6.5%
Current assets
€8k ▼ 57.2%
Key figures and ratios
EBITDA
€-5k▼
2024 · €78k
Cash flow
€-6k▼
2024 · €71k
Solvency
-85.3%▼
2024 · -60.0%
Current ratio
0.06▼
2024 · 0.13
Debt to equity
-2.17▲
2024 · -2.67
ROA
-13.8%▼
2024 · 69.0%
Interest coverage
-4.36▼
2024 · 11.35
Debt
€147k▼
2024 · €151k
Debt ≤ 1 year
€134k▼
2024 · €138k
Debt > 1 year
€13k=
2024 · €13k
Income taxes
€266▼
2024 · €296
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€95k€79k▼
Fixed assets21/28€77k€72k▼
Tangible fixed assets22/27€77k€72k▼
Land and buildings22€72k€68k▼
Plant, machinery and equipment23€365€126▼
Furniture and vehicles24€5k€3k▼
Current assets29/58€18k€8k▼
Amounts receivable within one year40/41€2k€468▼
Trade receivables40€1k€186▼
Other amounts receivable41€489€282▼
Cash at bank and in hand54/58€16k€7k▼
Equity and liabilities
Total equity and liabilities10/49€95k€79k▼
Equity10/15€-57k€-68k▼
Contributions10/11€19k€19k=
Reserves13€323k€323k=
Distributable reserves133€323k€323k=
Profit (loss) carried forward14€-399k€-409k▼
Amounts payable17/49€151k€147k▼
Amounts payable after more than one year17€13k€13k=
Other amounts payable178/9€13k€13k=
Amounts payable within one year42/48€138k€134k▼
Current portion of amounts payable after more than one year42€29k€12k▼
Trade debts44€1k€694▼
Suppliers440/4€1k€694▼
Taxes, remuneration and social security45€5k€192▼
Taxes450/3€296€192▼
Remuneration and social security454/9€5k-
Other amounts payable47/48€103k€121k▲
Income statement
Code20242025
Turnover70€138k€3k▼
Goods, raw materials, services and sundry goods60/61€106k€37k▼
Remuneration, social security and pensions62€67k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€5k▼
Other operating charges640/8€20k€7k▼
Gross operating margin9900€165k€3k▼
Operating profit (loss)9901€72k€-10k▼
Financial charges65/66B€7k€1k▼
Recurring financial charges65€7k€1k▼
Profit (loss) for the period before taxes9903€66k€-11k▼
Income taxes67/77€296€266▼
Profit (loss) for the period9904€65k€-11k▼
Profit (loss) for the period to be appropriated9905€65k€-11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-399k€-409k▼
Profit (loss) brought forward from the previous period14P€-464k€-399k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €439k | €499k | €390k | €138k | €3k | ▼ 98.1% |
| Non-recurring operating income76A | €7k | - | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | €238k | €260k | €247k | €106k | €37k | ▼ 65.3% |
| Remuneration, social security and pensions62 | €205k | €209k | €167k | €67k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €74k | €73k | €54k | €6k | €5k | ▼ 17.5% |
| Other operating charges640/8 | €27k | €26k | €37k | €20k | €7k | ▼ 62.0% |
| Gross operating margin9900 | €254k | €280k | €193k | €165k | €3k | ▼ 98.3% |
| Operating profit (loss)9901 | €-51k | €-29k | €-65k | €72k | €-10k | ▼ 113% |
| Financial income75/76B | €6 | €0 | €0 | - | - | - |
| Recurring financial income75 | €6 | €0 | €0 | - | - | - |
| Financial charges65/66B | €14k | €12k | €12k | €7k | €1k | ▼ 84.6% |
| Recurring financial charges65 | €14k | €12k | €12k | €7k | €1k | ▼ 84.6% |
| Profit (loss) for the period before taxes9903 | €-65k | €-41k | €-77k | €66k | €-11k | ▼ 116% |
| Income taxes67/77 | €455 | €449 | €436 | €296 | €266 | ▼ 10.0% |
| Profit (loss) for the period9904 | €-66k | €-42k | €-77k | €65k | €-11k | ▼ 117% |
| Profit (loss) for the period to be appropriated9905 | €-66k | €-42k | €-77k | €65k | €-11k | ▼ 117% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €326k | €253k | €184k | €95k | €79k | ▼ 16.1% |
| Fixed assets21/28 | €249k | €176k | €129k | €77k | €72k | ▼ 6.5% |
| Tangible fixed assets22/27 | €248k | €175k | €129k | €77k | €72k | ▼ 6.5% |
| Land and buildings22 | €87k | €81k | €76k | €72k | €68k | ▼ 4.6% |
| Plant, machinery and equipment23 | €1k | €806 | €809 | €365 | €126 | ▼ 65.4% |
| Furniture and vehicles24 | €781 | €702 | €6k | €5k | €3k | ▼ 31.5% |
| Leasing and similar rights25 | €159k | €93k | €46k | - | - | - |
| Financial fixed assets28 | €540 | €540 | €540 | - | - | - |
| Current assets29/58 | €77k | €77k | €54k | €18k | €8k | ▼ 57.2% |
| Amounts receivable within one year40/41 | €77k | €75k | €53k | €2k | €468 | ▼ 74.2% |
| Trade receivables40 | €77k | €75k | €53k | €1k | €186 | ▼ 86.0% |
| Other amounts receivable41 | - | - | - | €489 | €282 | ▼ 42.3% |
| Cash at bank and in hand54/58 | €804 | €2k | €1k | €16k | €7k | ▼ 55.3% |
| Deferred charges and accrued income490/1 | - | €988 | - | - | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €326k | €253k | €184k | €95k | €79k | ▼ 16.1% |
| Equity10/15 | €-3k | €-45k | €-122k | €-57k | €-68k | ▼ 19.2% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Capital10 | €19k | €19k | - | - | - | - |
| Issued capital100 | €19k | €19k | - | - | - | - |
| Reserves13 | €323k | €323k | €323k | €323k | €323k | = |
| Non-distributable reserves130/1 | €2k | €2k | - | - | - | - |
| Legal reserve130 | €2k | €2k | - | - | - | - |
| Distributable reserves133 | €321k | €321k | €323k | €323k | €323k | = |
| Profit (loss) carried forward14 | €-345k | €-387k | €-464k | €-399k | €-409k | ▼ 2.7% |
| Amounts payable17/49 | €329k | €298k | €306k | €151k | €147k | ▼ 2.8% |
| Amounts payable after more than one year17 | €127k | €88k | €36k | €13k | €13k | = |
| Financial debts170/4 | €127k | €75k | €23k | - | - | - |
| Other amounts payable178/9 | - | €13k | €13k | €13k | €13k | = |
| Amounts payable within one year42/48 | €203k | €210k | €270k | €138k | €134k | ▼ 3.1% |
| Current portion of amounts payable after more than one year42 | €67k | €69k | €67k | €29k | €12k | ▼ 57.9% |
| Financial debts43 | €49k | €45k | €56k | - | - | - |
| Credit institutions430/8 | €49k | €45k | €56k | - | - | - |
| Trade debts44 | €19k | €28k | €37k | €1k | €694 | ▼ 44.9% |
| Suppliers440/4 | €19k | €28k | €37k | €1k | €694 | ▼ 44.9% |
| Taxes, remuneration and social security45 | €36k | €36k | €26k | €5k | €192 | ▼ 96.3% |
| Taxes450/3 | €5k | €9k | €7k | €296 | €192 | ▼ 35.0% |
| Remuneration and social security454/9 | €31k | €27k | €19k | €5k | - | - |
| Other amounts payable47/48 | €32k | €32k | €83k | €103k | €121k | ▲ 17.3% |
| Accrued charges and deferred income492/3 | €186 | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-66k | €-42k | €-77k | €65k | €-11k | ▼ 117% |
| + Depreciation and write-downs630 | €74k | €73k | €54k | €6k | €5k | ▼ 17.5% |
| Operating cash flow (approximation) | €8k | €32k | €-23k | €71k | €-6k | ▼ 108% |
| Investment in fixed assets (approximation) | - | €-499 | €-7k | €47k | €0 | ▼ 100% |
| Change in cash | - | €891 | €-458 | €15k | €-9k | ▼ 160% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €65k
Net result €65k after 4 loss-making years.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-77k
Net result drops to €-77k, the lowest in the series; recovery starts the following year.
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
13-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
29-05
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 1957
Ground area
1,131 m²
Building footprint
336 m²
Volume, LiDAR
1,779 m³
2 parcels, Flanders · tallest building 20.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Noordstraat(Kor) 62, 8500 Kortrijk
since 19572.004.217.067
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34352A0021/02A000 | Flanders | 626 m² | 1 · 212 m² | 20.8 m · 1 fl. |
| 34352A0082/00V008 | Flanders | 505 m² | 1 · 124 m² | 12.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 316 EUR awarded · 316 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 158 EUR | 158 EUR |
| 2023 | 1 | 158 EUR | 158 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
WOSO
BE 1027.576.824
Haacht · Eq €62,612
Sync Consulting
BE 0774.314.277
Antwerpen · Eq €62,608
B & A CONSULTING
BE 0820.468.758
Merchtem · Eq €62,608
FREDELLA
BE 0824.120.710
Ravels · Eq €62,618
7th Phoenix
BE 1002.866.370
Wezembeek-Oppem · Eq €62,604
Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 39,192 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded20-11-1957
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Contact
E-mail
info@tourauto.be
Phone
056356859
Fax
056354461
Scores and ratios are computed by Checked and are not a credit decision.