TOUCH
ActiveSummary
TOUCH has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-73k) and a net result of €-20k. Equity is shrinking by ~41.3% per year across the filed fiscal years. Its solvency ranks better than 5% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability50▼-17
Solvency0=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.06 in 2024; short-term debt: 149.5% and cash: 5.8% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-61.6%
Return on assets
-17.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €-73k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 d early
2024
19 d late
2023
26 d late
2022
69 d late
2021
24 d late
2020
31 d late
2019
16 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-20k▼ 935%
2024 · €-2k
2018: €-3k
2019: €-25k▼ -666% vs 2018
2020: €-4k▲ +85.2% vs 2019
2021: €32k▲ +960% vs 2020highest in 8 years
2022: €-34k▼ -205% vs 2021lowest in 8 years
2023: €-26k▲ +23.5% vs 2022
2024: €-2k▲ +92.5% vs 2023
2025: €-20k▼ -935% vs 2024
2018 → 2025
Working capital
€-166k▲ 3.6%
2024 · €-172k
2018: €-69khighest in 8 years
2019: €-97k▼ -40.6% vs 2018
2020: €-135k▼ -39.3% vs 2019
2021: €-113k▲ +16.4% vs 2020
2022: €-126k▼ -11.7% vs 2021
2023: €-128k▼ -1.1% vs 2022
2024: €-172k▼ -34.3% vs 2023lowest in 8 years
2025: €-166k▲ +3.6% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€-25k€-50k▼ 105%€-52k▼ 3.9%€-73k▼ 38.5%
2021: €9khighest in 5 years
2022: €-25k▼ -365% vs 2021
2023: €-50k▼ -105% vs 2022
2024: €-52k▼ -3.9% vs 2023
2025: €-73k▼ -38.5% vs 2024lowest in 5 years
Operating result€30k-€-42k€-29k▲ 29.9%€-9k▲ 70.5%€-18k▼ 114%
2021: €30khighest in 5 years
2022: €-42k▼ -240% vs 2021lowest in 5 years
2023: €-29k▲ +29.9% vs 2022
2024: €-9k▲ +70.5% vs 2023
2025: €-18k▼ -114% vs 2024
Net result€32k-€-34k€-26k▲ 23.5%€-2k▲ 92.5%€-20k▼ 935%
2021: €32khighest in 5 years
2022: €-34k▼ -205% vs 2021lowest in 5 years
2023: €-26k▲ +23.5% vs 2022
2024: €-2k▲ +92.5% vs 2023
2025: €-20k▼ -935% vs 2024
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €18k in 2025 against €9k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €118k
Fixed assets
€107k ▼ 27.8%
Current assets
€10k ▲ 3.1%
Key figures and ratios
EBITDA
€23k▲
2024 · €12k
Cash flow
€21k▲
2024 · €19k
Solvency
-61.6%▼
2024 · -33.0%
Current ratio
0.06▲
2024 · 0.06
Debt to equity
-2.62▲
2024 · -4.03
ROA
-17.1%▼
2024 · -1.2%
Interest coverage
14.75▼
2024 · 30.05
Debt
€190k▼
2024 · €211k
Debt ≤ 1 year
€176k▼
2024 · €182k
Debt > 1 year
€14k▼
2024 · €29k
Income taxes
€219▼
2024 · €516
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€159k€118k▼
Fixed assets21/28€149k€107k▼
Tangible fixed assets22/27€149k€107k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€146k€106k▼
Current assets29/58€10k€10k▲
Amounts receivable within one year40/41€403-
Other amounts receivable41€403-
Cash at bank and in hand54/58€6k€7k▲
Deferred charges and accrued income490/1€4k€4k▼
Equity and liabilities
Total equity and liabilities10/49€159k€118k▼
Equity10/15€-52k€-73k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133-€2k
Profit (loss) carried forward14€-73k€-93k▼
Amounts payable17/49€211k€190k▼
Amounts payable after more than one year17€29k€14k▼
Financial debts170/4€29k€14k▼
Amounts payable within one year42/48€182k€176k▼
Current portion of amounts payable after more than one year42€14k€15k▲
Trade debts44€44-
Suppliers440/4€44-
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€166k€157k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€41k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€13k€24k▲
Operating profit (loss)9901€-9k€-18k▼
Financial income75/76B€8k€17▼
Recurring financial income75€74€17▼
Non-recurring financial income76B€8k-
Financial charges65/66B€394€2k▲
Recurring financial charges65€394€2k▲
Profit (loss) for the period before taxes9903€-1k€-20k▼
Income taxes67/77€516€219▼
Profit (loss) for the period9904€-2k€-20k▼
Profit (loss) for the period to be appropriated9905€-2k€-20k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-73k€-93k▼
Profit (loss) brought forward from the previous period14P€-71k€-73k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €29k | €34k | €35k | €20k | €41k | ▲ 102% |
| Other operating charges640/8 | €6k | €2k | €2k | €2k | €1k | ▼ 16.4% |
| Gross operating margin9900 | €64k | €-6k | €8k | €13k | €24k | ▲ 81.0% |
| Operating profit (loss)9901 | €30k | €-42k | €-29k | €-9k | €-18k | ▼ 114% |
| Financial income75/76B | €9k | €7k | - | €8k | €17 | ▼ 99.8% |
| Recurring financial income75 | €9k | €7k | - | €74 | €17 | ▼ 77.0% |
| Non-recurring financial income76B | - | - | - | €8k | - | - |
| Financial charges65/66B | €222 | €181 | €194 | €394 | €2k | ▲ 294% |
| Recurring financial charges65 | €222 | €181 | €194 | €394 | €2k | ▲ 294% |
| Profit (loss) for the period before taxes9903 | €39k | €-34k | €-29k | €-1k | €-20k | ▼ 1,292% |
| Transfer from deferred taxes780 | €635 | €1k | €4k | - | - | - |
| Transfer to deferred taxes680 | €6k | - | - | - | - | - |
| Income taxes67/77 | €1k | €531 | €497 | €516 | €219 | ▼ 57.6% |
| Profit (loss) for the period9904 | €32k | €-34k | €-26k | €-2k | €-20k | ▼ 935% |
| Transfer from tax-exempt reserves789 | €2k | €4k | €12k | - | - | - |
| Transfer to tax-exempt reserves689 | €18k | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €17k | €-30k | €-14k | €-2k | €-20k | ▼ 935% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €159k | €121k | €126k | €159k | €118k | ▼ 25.8% |
| Fixed assets21/28 | €135k | €106k | €77k | €149k | €107k | ▼ 27.8% |
| Tangible fixed assets22/27 | €135k | €106k | €77k | €149k | €107k | ▼ 27.8% |
| Plant, machinery and equipment23 | €1k | €900 | €600 | €2k | €2k | ▼ 23.3% |
| Furniture and vehicles24 | €134k | €105k | €77k | €146k | €106k | ▼ 27.9% |
| Current assets29/58 | €23k | €15k | €49k | €10k | €10k | ▲ 3.1% |
| Amounts receivable within one year40/41 | - | €579 | - | €403 | - | - |
| Other amounts receivable41 | - | €579 | - | €403 | - | - |
| Cash at bank and in hand54/58 | €20k | €11k | €45k | €6k | €7k | ▲ 13.2% |
| Deferred charges and accrued income490/1 | €4k | €4k | €4k | €4k | €4k | ▼ 1.9% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €159k | €121k | €126k | €159k | €118k | ▼ 25.8% |
| Equity10/15 | €9k | €-25k | €-50k | €-52k | €-73k | ▼ 38.5% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €18k | €14k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | - | - |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | - | - |
| Tax-exempt reserves132 | €16k | €12k | - | - | - | - |
| Distributable reserves133 | - | - | - | - | €2k | - |
| Profit (loss) carried forward14 | €-27k | €-57k | €-71k | €-73k | €-93k | ▼ 27.7% |
| Provisions and deferred taxes16 | €5k | €4k | - | - | - | - |
| Deferred taxes168 | €5k | €4k | - | - | - | - |
| Amounts payable17/49 | €144k | €142k | €177k | €211k | €190k | ▼ 9.9% |
| Amounts payable after more than one year17 | - | - | - | €29k | €14k | ▼ 51.3% |
| Financial debts170/4 | - | - | - | €29k | €14k | ▼ 51.3% |
| Amounts payable within one year42/48 | €137k | €142k | €177k | €182k | €176k | ▼ 3.2% |
| Current portion of amounts payable after more than one year42 | - | - | - | €14k | €15k | ▲ 3.8% |
| Trade debts44 | - | - | €961 | €44 | - | - |
| Suppliers440/4 | - | - | €961 | €44 | - | - |
| Taxes, remuneration and social security45 | €8k | €2k | €3k | €1k | €4k | ▲ 168% |
| Taxes450/3 | €8k | €2k | €3k | €1k | €4k | ▲ 168% |
| Other amounts payable47/48 | €129k | €139k | €173k | €166k | €157k | ▼ 5.2% |
| Accrued charges and deferred income492/3 | €8k | - | - | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €32k | €-34k | €-26k | €-2k | €-20k | ▼ 935% |
| + Depreciation and write-downs630 | €29k | €34k | €35k | €20k | €41k | ▲ 102% |
| Operating cash flow (approximation) | €61k | €-127 | €9k | €19k | €21k | ▲ 14.4% |
| Investment in fixed assets (approximation) | - | €-4k | €-7k | €-92k | €0 | ▲ 100% |
| Change in cash | - | €-9k | €34k | €-39k | €790 | ▲ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
08-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 69 days late
2022
31-12
Financial
Weakest financial yearnet €-34k
Net result drops to €-34k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 24 days late
2021
31-12
Financial
Back to profitnet €32k
Net result €32k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
05-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 5 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
22-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 22 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai
Ground area
2,260 m²
Building footprint
165 m²
Volume, LiDAR
900 m³
Parcel 57060B0258/00G000, Wallonia · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57060B0258/00G000 | Wallonia | 2,260 m² | 1 · 165 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 22,133 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-01-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.