Financials
- Fiscal year
- 2025
- Total assets
- €1.8m
- Loss
- -€16,372
- Solvency
- -14.3%
Total assets▲ 2.6%
Net result
20182025
TOU - TEX
ActiveSummary
TOU - TEX has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€256,141) and a net result of -€16,372. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 9% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€1.8mtotal assets 2025
- Equity
- -€256,141
- Loss
- -€16,372
Turnover not published (abridged schema)
Structure
Accounts filed 21 d late1 of 3 deeds read
Why 55Capped at 59: negative equity- Negative equity -€256,141- 1 change of registered office in 24 months+ Size: total assets €1.8m+ Figures for FY 2025 (filed 21-08-2026)Show the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 38% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency
11=
equity -14.3% of total assets
Liquidity
71-29
short-term debt 5.6% · cash 16.8%
Profitability
35+4
return on assets -0.9%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 15 months
08-2025: 2.1%highest value
09-2025: 0.3%▼ -83.7% vs 08-2025
10-2025: 0.3%● 0.0% vs 09-2025
11-2025: 0.3%● 0.0% vs 10-2025
12-2025: 0.3%● 0.0% vs 11-2025
01-2026: 0.3%▼ -10.1% vs 12-2025
02-2026: 0.3%▲ +3.9% vs 01-2026
03-2026: 0.3%● 0.0% vs 02-2026
04-2026: 0.3%▼ -5.6% vs 03-2026lowest value
05-2026: 0.4%▲ +18.8% vs 04-2026
06-2026: 0.4%▲ +9.1% vs 05-2026
07-2026: 0.4%▲ +7.6% vs 06-2026
08-2026: 0.6%▲ +42.9% vs 07-2026
09-2026: 2.0%▲ +225% vs 08-2026
10-2026: 0.4%▼ -78.0% vs 09-2026
- Negative equity -€256,141 raises the probability
- 1 change of registered office in 24 months raises the probability
- Size: total assets €1.8m lowers the probability for this profile
- Figures for FY 2025 (filed 21-08-2026) lowers the probability
No credit on open account
Liquidity ample (current ratio 3.24 against 45.1 in 2024; short-term debt: 5.6% and cash: 16.8% of total assets), but equity is negative.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 11%, liquidity 81%, profitability 30%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€256,141
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
29 d late
2023
29 d late
2022
28 d late
2021
31 d late
2020
38 d late
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 30 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Registered officeRegistered-office move
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Timeline
- Events
- 15
- Since
- 2017
- Next accounts
- by 31-07-2027
- 21-08-2026Annual accounts filed
- 14-08-2026Registered office
- 29-08-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 11-04-1991
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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